Citi / AAdvantage Platinum Select World Elite Mastercard vs JetBlue Plus Card

Both cards cost $99/yr. The Citi / AAdvantage Platinum Select World Elite Mastercard leads on dining; the JetBlue Plus Card on dining.

Card data as of October 12, 2026.

Overview

Annual fee
Citi / AAdvantage Platinum Select World Elite Mastercard
$99
Waived first year
JetBlue Plus Card
$99
Welcome offerCurrent public offer
Citi / AAdvantage Platinum Select World Elite Mastercard
80,000 miles
JetBlue Plus Card
70,000 points
Rewards
Citi / AAdvantage Platinum Select World Elite Mastercard
American AAdvantage
JetBlue Plus Card
JetBlue TrueBlue Rewards Program
Foreign transaction fee
Citi / AAdvantage Platinum Select World Elite Mastercard
None
JetBlue Plus Card
None
Network
Citi / AAdvantage Platinum Select World Elite Mastercard
Mastercard World Elite
JetBlue Plus Card
Mastercard World Elite

Earn ratesPer $1 spent

Dining
Citi / AAdvantage Platinum Select World Elite Mastercard
2x
JetBlue Plus Card
2x
Gas Stations
Citi / AAdvantage Platinum Select World Elite Mastercard
2x
Highest
JetBlue Plus Card
1x
Grocery Stores
Citi / AAdvantage Platinum Select World Elite Mastercard
1x
JetBlue Plus Card
2x
Highest
Everything else
Citi / AAdvantage Platinum Select World Elite Mastercard
1x
JetBlue Plus Card
1x

Statement creditsAs the issuer states them · — means none on record

Travel
Citi / AAdvantage Platinum Select World Elite Mastercard
  • $180 Turo credit
JetBlue Plus Card
  • $100 JetBlue Vacations

Perks & access— means none on record

Airline perks
Citi / AAdvantage Platinum Select World Elite Mastercard
  • $125 American Airlines Flight Discount
  • First checked bag free for cardholder plus 4 companions
  • Preferred boarding on American Airlines flights
  • Save 25% on inflight food and beverages
JetBlue Plus Card
  • Save 50% on inflight food and drinks
  • First checked bag free for cardholder plus 3 companions
Other perks
Citi / AAdvantage Platinum Select World Elite Mastercard
  • Citi Entertainment®
  • No foreign transaction fees
JetBlue Plus Card
  • No foreign transaction fees

Protections & insuranceLimits where published · — means none on record

Other protections
Citi / AAdvantage Platinum Select World Elite Mastercard
  • Comprehensive identity theft monitoring
JetBlue Plus Card
—

Pros & cons

Pros
Citi / AAdvantage Platinum Select World Elite Mastercard
  • First year annual fee waived (then $99)
  • Free first checked bag for cardholder and up to 4 companions on domestic AA flights
  • 2x miles on American Airlines purchases, restaurants, and gas stations
  • 80,000 bonus miles after $3,500 spend in 4 months
  • Preferred boarding for cardholder and companions
JetBlue Plus Card
  • 6x points on JetBlue purchases provides strong earning rate
  • Free first checked bag extends to up to 3 companions on same reservation
  • 10% points back when redeeming for JetBlue award flights
  • 50% off eligible inflight food and drinks
  • 5,000 anniversary bonus points each year
Cons
Citi / AAdvantage Platinum Select World Elite Mastercard
  • No lounge access included
  • Free checked bag is domestic-only (no international flights)
  • Only first bag free (not second bag like Executive card)
  • 1x earning on non-bonus spending is below average
  • Miles locked to American Airlines and partners
JetBlue Plus Card
  • $99 annual fee may not be justified for occasional flyers
  • No lounge access benefit
  • No companion certificate
  • No priority boarding
  • Only 2x points on restaurants and groceries (same as no-fee card)
Add a 3rd or 4th card to this comparison →

Category-by-Category Winner

Both cards win in 1 categories each — it comes down to which categories matter most to you.

W

Gas Stations

Citi / AAdvantage Platinum Select World Elite Mastercard earns 2X vs 1X

W

Grocery Stores

JetBlue Plus Card earns 2X vs 1X

Year One vs Ongoing Value

Modeled net value (bonus categories at unconditional rates, caps applied). Spend mix: dining 15%, groceries 15%, gas 10%, travel 10%, everything else 50%. Statement credits use the same recurring usable estimates as each card's detail page; first-year-only credits count in year one only. Welcome offers valued at each card's program rate shown on this page.

Modeled value is close across spend levels — especially once statement credits are counted.

ScenarioCiti / AAdvantage Platinum Select World Elite MastercardJetBlue Plus CardOngoing winnerYear-one winner
Light spender: $1,000/month
Rewards: $195
Credits (our usable estimate): $90
− Annual fee ($99)
Ongoing: $186
Year one: $1,325
Rewards: $211
Credits (our usable estimate): $5
− Annual fee ($99)
Ongoing: $117
Year one: $1,062
Citi / AAdvantage Platinum Select World Elite MastercardCiti / AAdvantage Platinum Select World Elite Mastercard
Heavy spender: $4,000/month
Rewards: $780
Credits (our usable estimate): $90
− Annual fee ($99)
Ongoing: $771
Year one: $1,910
Rewards: $842
Credits (our usable estimate): $5
− Annual fee ($99)
Ongoing: $748
Year one: $1,693
Close — depends on how much of the credits you useCiti / AAdvantage Platinum Select World Elite Mastercard

Which Card Is Right for You?

Get the JetBlue Plus Card if you:

  • +Do most of your spending at grocery stores

The Bottom Line

Modeled value is close across spend levels — especially once statement credits are counted.

Frequently Asked Questions

Which card earns more rewards, the Citi / AAdvantage Platinum Select World Elite Mastercard or JetBlue Plus Card?
Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
What benefits does the Citi / AAdvantage Platinum Select World Elite Mastercard have that the JetBlue Plus Card doesn't?
The Citi / AAdvantage Platinum Select World Elite Mastercard offers travel credits. The JetBlue Plus Card offers travel credits.
Should I get the Citi / AAdvantage Platinum Select World Elite Mastercard or the JetBlue Plus Card?
Both cards have the same $99/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.