Citi / AAdvantage Platinum Select World Elite Mastercard vs JetBlue Plus Card
Both cards cost $99/yr. The Citi / AAdvantage Platinum Select World Elite Mastercard leads on dining; the JetBlue Plus Card on dining.
Card data as of October 12, 2026.
- JetBlue Plus Card
Barclays · $99/yr
Overview
- Annual fee
- Citi / AAdvantage Platinum Select World Elite Mastercard$99Waived first yearJetBlue Plus Card$99
- Welcome offerCurrent public offer
- Citi / AAdvantage Platinum Select World Elite Mastercard80,000 milesJetBlue Plus Card70,000 points
- Rewards
- Citi / AAdvantage Platinum Select World Elite MastercardAmerican AAdvantageJetBlue Plus CardJetBlue TrueBlue Rewards Program
- Foreign transaction fee
- Citi / AAdvantage Platinum Select World Elite MastercardNoneJetBlue Plus CardNone
- Network
- Citi / AAdvantage Platinum Select World Elite MastercardMastercard World EliteJetBlue Plus CardMastercard World Elite
Earn ratesPer $1 spent
- Dining
- Citi / AAdvantage Platinum Select World Elite Mastercard2xJetBlue Plus Card2x
- Gas Stations
- Citi / AAdvantage Platinum Select World Elite Mastercard2xHighestJetBlue Plus Card1x
- Grocery Stores
- Citi / AAdvantage Platinum Select World Elite Mastercard1xJetBlue Plus Card2xHighest
- Everything else
- Citi / AAdvantage Platinum Select World Elite Mastercard1xJetBlue Plus Card1x
Statement creditsAs the issuer states them · — means none on record
- Travel
- Citi / AAdvantage Platinum Select World Elite Mastercard
- $180 Turo credit
JetBlue Plus Card- $100 JetBlue Vacations
Perks & access— means none on record
- Airline perks
- Citi / AAdvantage Platinum Select World Elite Mastercard
- $125 American Airlines Flight Discount
- First checked bag free for cardholder plus 4 companions
- Preferred boarding on American Airlines flights
- Save 25% on inflight food and beverages
JetBlue Plus Card- Save 50% on inflight food and drinks
- First checked bag free for cardholder plus 3 companions
- Other perks
- Citi / AAdvantage Platinum Select World Elite Mastercard
- Citi Entertainment®
- No foreign transaction fees
JetBlue Plus Card- No foreign transaction fees
Protections & insuranceLimits where published · — means none on record
- Other protections
- Citi / AAdvantage Platinum Select World Elite Mastercard
- Comprehensive identity theft monitoring
JetBlue Plus Card—
Pros & cons
- Pros
- Citi / AAdvantage Platinum Select World Elite Mastercard
- First year annual fee waived (then $99)
- Free first checked bag for cardholder and up to 4 companions on domestic AA flights
- 2x miles on American Airlines purchases, restaurants, and gas stations
- 80,000 bonus miles after $3,500 spend in 4 months
- Preferred boarding for cardholder and companions
JetBlue Plus Card- 6x points on JetBlue purchases provides strong earning rate
- Free first checked bag extends to up to 3 companions on same reservation
- 10% points back when redeeming for JetBlue award flights
- 50% off eligible inflight food and drinks
- 5,000 anniversary bonus points each year
- Cons
- Citi / AAdvantage Platinum Select World Elite Mastercard
- No lounge access included
- Free checked bag is domestic-only (no international flights)
- Only first bag free (not second bag like Executive card)
- 1x earning on non-bonus spending is below average
- Miles locked to American Airlines and partners
JetBlue Plus Card- $99 annual fee may not be justified for occasional flyers
- No lounge access benefit
- No companion certificate
- No priority boarding
- Only 2x points on restaurants and groceries (same as no-fee card)
Category-by-Category Winner
Both cards win in 1 categories each — it comes down to which categories matter most to you.
Gas Stations
Citi / AAdvantage Platinum Select World Elite Mastercard earns 2X vs 1X
Grocery Stores
JetBlue Plus Card earns 2X vs 1X
Year One vs Ongoing Value
Modeled net value (bonus categories at unconditional rates, caps applied). Spend mix: dining 15%, groceries 15%, gas 10%, travel 10%, everything else 50%. Statement credits use the same recurring usable estimates as each card's detail page; first-year-only credits count in year one only. Welcome offers valued at each card's program rate shown on this page.
Modeled value is close across spend levels — especially once statement credits are counted.
| Scenario | Citi / AAdvantage Platinum Select World Elite Mastercard | JetBlue Plus Card | Ongoing winner | Year-one winner |
|---|---|---|---|---|
| Light spender: $1,000/month | Rewards: $195 Credits (our usable estimate): $90 − Annual fee ($99) Ongoing: $186 Year one: $1,325 | Rewards: $211 Credits (our usable estimate): $5 − Annual fee ($99) Ongoing: $117 Year one: $1,062 | Citi / AAdvantage Platinum Select World Elite Mastercard | Citi / AAdvantage Platinum Select World Elite Mastercard |
| Heavy spender: $4,000/month | Rewards: $780 Credits (our usable estimate): $90 − Annual fee ($99) Ongoing: $771 Year one: $1,910 | Rewards: $842 Credits (our usable estimate): $5 − Annual fee ($99) Ongoing: $748 Year one: $1,693 | Close — depends on how much of the credits you use | Citi / AAdvantage Platinum Select World Elite Mastercard |
Which Card Is Right for You?
Get the JetBlue Plus Card if you:
- +Do most of your spending at grocery stores
The Bottom Line
Modeled value is close across spend levels — especially once statement credits are counted.
Frequently Asked Questions
- Which card earns more rewards, the Citi / AAdvantage Platinum Select World Elite Mastercard or JetBlue Plus Card?
- Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
- What benefits does the Citi / AAdvantage Platinum Select World Elite Mastercard have that the JetBlue Plus Card doesn't?
- The Citi / AAdvantage Platinum Select World Elite Mastercard offers travel credits. The JetBlue Plus Card offers travel credits.
- Should I get the Citi / AAdvantage Platinum Select World Elite Mastercard or the JetBlue Plus Card?
- Both cards have the same $99/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.
Related Comparisons
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.

