JetBlue Plus Card
6x on JetBlue + free bags + $100 credit for $99/year
The JetBlue Plus Card pairs free first checked bags for you and up to 3 companions with 5,000 anniversary points, a $100 JetBlue Vacations credit, and 50% off inflight food and drinks. For JetBlue loyalists who check bags, the baggage benefit alone can help offset the $99 annual fee.
- Annual Fee
- $99
- points · Welcome Bonus
- 60,000
- Highest rate (conditional)
- Up to 6X (Jetblue)
Terms checked against the issuer on November 5, 2026
At a Glance
- Annual Fee
- $99
- Authorized User Fee
- $0
- Foreign Transaction Fee
- $0
- Network
- Mastercard World Elite
- Rewards Currency
- JetBlue TrueBlue Rewards Program
- Point Valuation
- 1.1–1.4 cpp (mid: 1.35)
- Credit Required
- Excellent
Welcome Offer
60,000
points
Spend $1,000 in the first 3 months
New cardholders earn 60,000 TrueBlue bonus points after spending $1,000 and paying the annual fee in the first 90 days. That's enough for multiple roundtrip flights or premium cabin upgrades when using the card strategically.
Earning Rates
- 6X
Jetblue
6x points on JetBlue purchases
- 2X
Dining
2x points at restaurants
- 2X
Grocery Stores
2x points at grocery stores
- 1X
All Other
1X points on all purchases
Earning Scenarios
6x on JetBlue flights
A $400 JetBlue flight earns 2,400 points, worth roughly $32 toward your next booking.
2x at restaurants
$500/month dining out earns 12,000 points per year — enough for a domestic one-way flight.
2x at grocery stores
$600/month in groceries earns 14,400 points annually — sufficient for a free short domestic flight.
Benefits & Perks
Travel Benefits
3 perksGeneral Travel
Annual Credits & Statement Credits
1 creditsUp to
$100
in recurring credits (annual)
$100 JetBlue Vacations
Get a $100 statement credit when you purchase a JetBlue Vacations package of $100 or more. One credit per year.
$100
Annual
Dining Out
2x at restaurants
TrueBlue
≈$2.70 in value on a $100 dinner, at our valuation of 1.35¢ per point
Annual fee: $99
Explore 5,512 New York restaurants with this cardStack a dining program
Rakuten Dining
5% back at 20,618 participating restaurants, on top of this card's 2x, once you join and link this card.
+$5
cash back, or ≈$5.50 as points
More on a $100 dinner
Program & Transfers
TrueBlue
The loyalty program that rewards every type of traveler
JetBlue TrueBlue is the loyalty program of JetBlue Airways, known for customer-friendly policies including points that never expire, no blackout dates on award travel, and the innovative Perks You Pick system that lets members customize their rewards. JetBlue operates primarily on the East Coast with major focus cities at JFK, Boston, and Fort Lauderdale, plus extensive Caribbean and Latin American routes. TrueBlue uses a revenue-based earning model where members earn points based on fare price. Standard fares (Blue, Blue Plus, Blue Extra, Mint) earn 3 points per dollar, with an additional 3 bonus points when booking directly on jetblue.com for a total of 6 points per dollar. The program features a unique "Tiles" system for tracking status qualification, with members earning tiles through spending and progressing through four Mosaic elite levels. JetBlue partners with Barclays for co-branded credit cards that offer accelerated earning and help members reach Mosaic status faster. The program also features Points Pooling, allowing up to 7 family members to combine points for faster award redemptions. Mosaic 4 members now enjoy complimentary access to BlueHouse, JetBlue's new airport lounge at JFK.
Program Ratings
Recent Changes & News
Major Mosaic elite program updates take effect. Positive changes: Family tiles allow children 12 and under to earn status toward linked parent's qualification. Mosaic 3 bonus increased to 4 points per dollar; Mosaic 4 to 5 points per dollar. Mosaic 4 members gain lounge access at JFK and Boston. Negative changes: Mosaic 1 checked bags reduced from 2 to 1; free alcohol reduced from 3 to 1 drink per flight; companion Even More Space access reduced (M1-2 down to 2 companions, M3-4 down to 4 companions).
Hawaiian Airlines partnership redemption window closes on September 30, 2026. Existing Hawaiian Awards bookings will remain valid but new awards cannot be booked on Hawaiian after this date.
JetBlue launches Blue Sky partnership with United Airlines, offering reciprocal mileage earning and elite status benefits between programs. Slot access at JFK and Newark planned for 2027.
Sweet Spots — Best Redemptions
| Route / Property | Points | Cabin/Type | Value / Region |
|---|---|---|---|
| Caribbean | 7,100 | — | — |
| US to Iceland in Economy on a Partner | 17,000 | economy | Europe |
| US to Lisbon/Porto in Economy on a Partner | 33,000 | economy | Europe |
| Domestic US in Business | 33,300 | business | United States |
| US to Japan in Economy on a Partner | 34,900 | economy | Asia |
| US to Middle East in Economy on a Partner | 39,000 | economy | Middle East |
| North America to Doha in Economy on a Partner | 39,000 | economy | Middle East |
| US to Europe in Business | 54,000 | business | United States |
| US to Lisbon/Porto in Business on a Partner | 89,000 | business | Europe |
| US to Japan in Business on a Partner | 79,900 | business | Asia |
| North America to Doha in Business on a Partner | 90,000 | business | Middle East |
| US to Middle East in Business on a Partner | 90,000 | business | Middle East |
Reviews & Analysis
Third-Party Rankings & Ratings
6 sourcesCategory Rankings (1 category)
Pros and Cons
Pros
- +6x points on JetBlue purchases provides strong earning rate
- +Free first checked bag extends to up to 3 companions on same reservation
- +10% points back when redeeming for JetBlue award flights
- +50% off eligible inflight food and drinks
- +5,000 anniversary bonus points each year
- +$100 JetBlue Vacations statement credit each year
- +Earn toward Mosaic status with every purchase
- +No foreign transaction fees
- +Strong 60,000 point welcome bonus
Cons
- -$99 annual fee may not be justified for occasional flyers
- -No lounge access benefit
- -No companion certificate
- -No priority boarding
- -Only 2x points on restaurants and groceries (same as no-fee card)
- -Statement credit is limited to JetBlue Vacations packages
Who It's Best For
Best For
- Frequent JetBlue flyers who value enhanced earning and a free first checked bag
- Travelers flying with family or companions (free checked bags for up to 3 companions)
- Those who want to earn toward Mosaic status with card spend
- Cardholders who want 10% points back on award flights
- Travelers who buy food and drinks onboard (50% savings)
Not Ideal For
- Infrequent JetBlue flyers who cannot justify the $99 annual fee
- Those who primarily fly non-JetBlue airlines
- Travelers seeking lounge access (not included)
- Anyone who rarely redeems points for JetBlue flights (10% back becomes worthless)
The Math: Is $99 Worth It?
First-year value includes $810.00 welcome bonus
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$60
Annual Fee
-$99
Net Annual Value
-$39
Details & Terms
Application Rules
| Rule | Details |
|---|---|
| Barclay 6/24 | Barclay will deny you for a seventh card if you have opened six new personal cards in the past 24 months. |
| Barclay 0/6 | You're more likely to be declined on a Barclay application if you currently have a Barclay card that has not been used in the past 6 months |
Payment Terms
| Purchase APR | 19.74%–29.74% (Variable) |
| Cash Advance APR | 29.99% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
FAQs
How to get free bags on JetBlue?
If you book a Blue Plus or Mint fare, you have at least one checked bag included. Mosaic members (starting Feb 2026: Mosaic 1+ get 1 free, Mosaic 2+ get 2 free) and [JetBlue Plus](https://pointsnav.com/credit-cards/jetblue-plus) or [Premiere](https://pointsnav.com/credit-cards/jetblue-premier-card) cardholders also receive free checked bags as part of their perks.
Does JetBlue have first class?
Yes. JetBlue's first class is called Mint, and it's highly regarded by travelers. It features lie-flat seats (6'8" on domestic), premium food and drink, priority check-in, and dedicated boarding. Some aircraft offer Mint Studio with sliding doors and large TVs for privacy.
How much are JetBlue points worth?
JetBlue points are valued at approximately 1.35¢ per point based on typical redemptions, with NerdWallet valuing them slightly higher at 1.4¢. You can expect around that rate when redeeming for JetBlue flights. Partner airline redemptions, especially on Qatar Airways and TAP Air Portugal, can deliver significantly higher value (1.5-2.0+¢ per point).
Can I use TrueBlue points to upgrade my seat?
You can use points to upgrade to Mint, JetBlue's first class product, directly at booking. Mosaic members can use Move to Mint upgrade certificates (Mosaic 3 gets 4, Mosaic 4 gets 4+2 for each 100 tiles beyond 250). You cannot use points for "Even More Space" seat upgrades, which must be paid in cash or earned as a Mosaic status perk.
How many points do I need to fly for free?
Short domestic routes, like New York to DC, can cost as low as 4,600 points in Blue Basic. Award prices are tied directly to cash prices and are fully dynamic, so the cost varies based on demand and timing. Caribbean routes typically start around 7,100 points.
Can my family members pool TrueBlue points together?
Yes, TrueBlue allows Points Pooling with up to 7 members (friends and family). This is particularly useful for reaching larger award redemptions faster. As of 2026, children ages 12 and under can also have their earned tiles counted toward a linked parent's Mosaic status qualification.
What is the difference between Mosaic elite tiers and what's worth pursuing?
Mosaic has four tiers (1-4) earned through tiles from spending and credit card activity. Mosaic 1 offers priority boarding and free checked bag; Mosaic 2 adds Even More Space at booking; Mosaic 3 adds 4 Move to Mint upgrade certificates and increased bonus points. Mosaic 4 is the only tier with lounge access (JFK and Boston starting 2026) and more upgrade certificates. Family status qualification (new in 2026) makes Mosaic worth pursuing for families with young children.
Media & Resources
Video Reviews
8 videosJetBlue Plus Credit Card Review | BEST Airline Credit Card in 2024?!
The JetBlue Card isnt Just trash, its...
Jetblue Plus Card Review 2026 | Worth It or Leave It?
JetBlue Plus Card Review 2026 – Rewards, Travel Perks & Annual Fee Explained
JetBlue Plus Credit Card - The Card No One Talks About
JetBlue Plus Card Honest Review - Is it worth it? (2025 Guide)
IS JETBLUE CREDIT CARD WORTH IT 2025? (FULL GUIDE)
Third-Party Articles & Reviews
JetBlue Plus Review: Bundle of Benefits, Reasonable Annual Fee
NerdWallet's detailed review covering rewards earning, benefits, and comparison with competing airline cards.
JetBlue Plus Card Reviews: Is It Worth It? (2026)
WalletHub editor review with 4.5/5 rating plus 83 user reviews and detailed market comparison scoring.
JetBlue Plus Card review: A rewarding credit card for JetBlue fans
Comprehensive review covering the card's 6x earning on JetBlue, free checked bags, and TrueBlue program partner redemptions.
JetBlue Plus Card Review 2026
Forbes Advisor review highlighting 6x JetBlue earning, free checked bags, and 50% inflight savings.
JetBlue Plus Card 2026 Review
U.S. News review with 3.9 rating covering JetBlue-specific benefits and comparison with Chase Sapphire Preferred.
Is the JetBlue Plus Card Worth Its Annual Fee?
Annual fee value analysis breaking down whether the $99 fee pays for itself through JetBlue-specific perks.
Why the JetBlue Plus Card remains in my wallet
Personal value analysis of long-term JetBlue Plus Card ownership with detailed annual fee justification.
JetBlue Plus Card vs. JetBlue Premier Card
Side-by-side comparison of the $99 Plus card versus the $499 Premier card to determine which offers better value.
The JetBlue Plus Card — Full Review [2026]
In-depth review from Upgraded Points covering earn rates, Mosaic status path, and TrueBlue redemption strategies.
Guide To JetBlue TrueBlue
Bankrate's comprehensive guide to the TrueBlue loyalty program including earning, redeeming, and card comparisons.
Card Design
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| Barclays | — | Barclays |
| Jetblue Official | — | Jetblue Official |
| RewardsCC API | — | RewardsCC API |
| Issuer Page | Issuer Page: Welcome offer | |
| Issuer Page | Issuer Page: Multiple card facts | |
| Issuer Page | Issuer Page: Cobrand | |
| Issuer Page | Issuer Page: Welcome offer | |
| Barclays | Barclays | |
| Issuer Page | Issuer Page: Welcome offer |
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