JetBlue Plus Card vs Southwest Rapid Rewards Priority Credit Card
Annual fees: JetBlue Plus Card $99/yr, Southwest Rapid Rewards Priority Credit Card $229/yr. Strongest bonus categories: JetBlue Plus Card on dining, Southwest Rapid Rewards Priority Credit Card on dining.
Card data as of October 12, 2026.
JetBlue Plus CardBarclays · $99/yr
Southwest Rapid Rewards Priority Credit CardChase · $229/yr
Overview
- Annual fee
- JetBlue Plus Card$99LowestSouthwest Rapid Rewards Priority Credit Card$229
- Welcome offerCurrent public offer
- JetBlue Plus Card70,000 pointsSouthwest Rapid Rewards Priority Credit Card60,000 points
- Rewards
- JetBlue Plus CardJetBlue TrueBlue Rewards ProgramSouthwest Rapid Rewards Priority Credit CardSouthwest Rapid Rewards
- Foreign transaction fee
- JetBlue Plus CardNoneSouthwest Rapid Rewards Priority Credit CardNone
- Network
- JetBlue Plus CardMastercard World EliteSouthwest Rapid Rewards Priority Credit CardVisa Signature
Earn ratesPer $1 spent
- Dining
- JetBlue Plus Card2xSouthwest Rapid Rewards Priority Credit Card2x
- Gas Stations
- JetBlue Plus Card1xSouthwest Rapid Rewards Priority Credit Card2xHighest
- Grocery Stores
- JetBlue Plus Card2xHighestSouthwest Rapid Rewards Priority Credit Card1x
- Everything else
- JetBlue Plus Card1xSouthwest Rapid Rewards Priority Credit Card1x
Statement creditsAs the issuer states them · — means none on record
- Travel
- JetBlue Plus Card
- $100 JetBlue Vacations
Southwest Rapid Rewards Priority Credit Card— - Dining & delivery
- JetBlue Plus Card—Southwest Rapid Rewards Priority Credit Card
- $10/mo Instacart+
- DoorDash DashPass
Perks & access— means none on record
- Airline perks
- JetBlue Plus Card
- Save 50% on inflight food and drinks
- First checked bag free for cardholder plus 3 companions
Southwest Rapid Rewards Priority Credit Card- Unlimited Extra Legroom seat upgrades
- 10,000 Companion Pass® qualifying points
- Free Preferred or Standard seat selection at booking
- Free first checked bag for you and 8 companions
- Boarding benefit
- Inflight purchase discount
- Other perks
- JetBlue Plus Card
- No foreign transaction fees
Southwest Rapid Rewards Priority Credit Card- No foreign transaction fees
- 7,500 points every year
Protections & insuranceLimits where published · — means none on record
- Trip insurance
- JetBlue Plus Card—Southwest Rapid Rewards Priority Credit Card
- $500,000 travel accident insurance
- Baggage
- JetBlue Plus Card—Southwest Rapid Rewards Priority Credit Card
- Up to $3,000 lost luggage coverage per trip
- $100/day baggage delay coverage, up to 3 days · up to $300
- Purchase & returns
- JetBlue Plus Card—Southwest Rapid Rewards Priority Credit Card
- $500 per claim on theft or damage
- Extended warranty
- JetBlue Plus Card—Southwest Rapid Rewards Priority Credit Card
- Extended warranty adds up to 1 year
- Other protections
- JetBlue Plus Card—Southwest Rapid Rewards Priority Credit Card
- 24/7 worldwide travel and emergency assistance
- 24/7 roadside dispatch assistance (pay-per-use)
Pros & cons
- Pros
- JetBlue Plus Card
- 6x points on JetBlue purchases provides strong earning rate
- Free first checked bag extends to up to 3 companions on same reservation
- 10% points back when redeeming for JetBlue award flights
- 50% off eligible inflight food and drinks
- 5,000 anniversary bonus points each year
Southwest Rapid Rewards Priority Credit Card- 10,000 Companion Pass qualifying points boost every year accelerates path to free companion flights
- 7,500 anniversary bonus points ($112+ value) help offset the annual fee
- Earn 2,500 TQPs toward A-List status per $5K annual spend
- Unlimited Extra Legroom seat upgrades at 48 hours when available
- Free first checked bag for cardholder and up to 8 passengers on same reservation
- Cons
- JetBlue Plus Card
- $99 annual fee may not be justified for occasional flyers
- No lounge access benefit
- No companion certificate
- No priority boarding
- Only 2x points on restaurants and groceries (same as no-fee card)
Southwest Rapid Rewards Priority Credit Card- $229 annual fee is steep compared to mid-tier airline cards
- Legacy $75 travel credit and EarlyBird benefits ended December 2025
- Only 1x points on non-category purchases limits everyday earning
- No lounge access included despite premium pricing
- Southwest's limited route network reduces card utility for some travelers
Category-by-Category Winner
Both cards win in 1 categories each — it comes down to which categories matter most to you.
Grocery Stores
JetBlue Plus Card earns 2X vs 1X
Gas Stations
Southwest Rapid Rewards Priority Credit Card earns 2X vs 1X
Year One vs Ongoing Value
Modeled net value (bonus categories at unconditional rates, caps applied). Spend mix: dining 15%, groceries 15%, gas 10%, travel 10%, everything else 50%. Statement credits use the same recurring usable estimates as each card's detail page; first-year-only credits count in year one only. Welcome offers valued at each card's program rate shown on this page.
Both scenarios favor the JetBlue Plus Card on net value (rewards, usable credits, fees, and welcome offer).
| Scenario | JetBlue Plus Card | Southwest Rapid Rewards Priority Credit Card | Ongoing winner | Year-one winner |
|---|---|---|---|---|
| Light spender: $1,000/month | Rewards: $211 Credits (our usable estimate): $5 − Annual fee ($99) Ongoing: $117 Year one: $1,062 | Rewards: $188 Credits (our usable estimate): $23 − Annual fee ($229) Ongoing: -$19 Year one: $732 | JetBlue Plus Card | JetBlue Plus Card |
| Heavy spender: $4,000/month | Rewards: $842 Credits (our usable estimate): $5 − Annual fee ($99) Ongoing: $748 Year one: $1,693 | Rewards: $750 Credits (our usable estimate): $23 − Annual fee ($229) Ongoing: $544 Year one: $1,294 | JetBlue Plus Card | JetBlue Plus Card |
Is the Fee Difference Worth It?
The Southwest Rapid Rewards Priority Credit Card costs $229/yr — that's $130 more than the JetBlue Plus Card ($99/yr). To justify that gap, you need to extract at least $130 in annual value from the card's higher earn rates and benefits.
The Southwest Rapid Rewards Priority Credit Card includes dining credits, free checked bags. Those perks are not included in the earn-rate scenario table above — compare their dollar value to the $130 fee gap for your own usage.
Bottom line: Use the year-one vs ongoing table for modeled earn value at your spend level. The $130 fee gap means the Southwest Rapid Rewards Priority Credit Card needs roughly $130 more in annual rewards (or credits you will use) to break even on dining and gas stations and everyday spend.
Which Card Is Right for You?
Get the JetBlue Plus Card if you:
- +Do most of your spending at grocery stores
The Bottom Line
Both scenarios favor the JetBlue Plus Card on net value (rewards, usable credits, fees, and welcome offer).
Published annual fees: JetBlue Plus Card $99/yr, Southwest Rapid Rewards Priority Credit Card $229/yr — a $130 difference before welcome offers and credits.
Frequently Asked Questions
- Is the Southwest Rapid Rewards Priority Credit Card worth the higher annual fee?
- The Southwest Rapid Rewards Priority Credit Card costs $229/yr vs $99/yr for the JetBlue Plus Card. Compare the year-one vs ongoing value table on this page — the $130 gap must be offset by higher earn rates, welcome offers, or credits you will use (the Southwest Rapid Rewards Priority Credit Card also lists dining credits).
- Which card earns more rewards, the JetBlue Plus Card or Southwest Rapid Rewards Priority Credit Card?
- Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
- What benefits does the JetBlue Plus Card have that the Southwest Rapid Rewards Priority Credit Card doesn't?
- The JetBlue Plus Card offers travel credits. The Southwest Rapid Rewards Priority Credit Card offers dining credits.
- Should I get the JetBlue Plus Card or the Southwest Rapid Rewards Priority Credit Card?
- Use the spend scenarios on this page: the JetBlue Plus Card has a lower $99/yr fee; the Southwest Rapid Rewards Priority Credit Card must earn enough extra (or offer a larger welcome bonus) to justify $229/yr.
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.