World of Hyatt Credit Card vs Marriott Bonvoy Boundless Credit Card
Both cards cost $95/yr. The World of Hyatt Credit Card leads on dining; the Marriott Bonvoy Boundless Credit Card on dining.
Card data as of October 12, 2026.
World of Hyatt Credit CardChase · $95/yr
Marriott Bonvoy Boundless Credit CardChase · $95/yr
Overview
- Annual fee
- World of Hyatt Credit Card$95Marriott Bonvoy Boundless Credit Card$95
- Welcome offerCurrent public offer
- World of Hyatt Credit CardUp to 60,000 pointsMarriott Bonvoy Boundless Credit Card—
- Rewards
- World of Hyatt Credit CardWorld of Hyatt Loyalty ProgramMarriott Bonvoy Boundless Credit CardMarriott Bonvoy
- Foreign transaction fee
- World of Hyatt Credit CardNoneMarriott Bonvoy Boundless Credit CardNone
- Network
- World of Hyatt Credit CardVisa SignatureMarriott Bonvoy Boundless Credit CardVisa Signature
Earn ratesPer $1 spent
- Dining
- World of Hyatt Credit Card2xMarriott Bonvoy Boundless Credit Card3xHighest
- Gas Stations
- World of Hyatt Credit Card1xMarriott Bonvoy Boundless Credit Card3xHighest
- Grocery Stores
- World of Hyatt Credit Card1xMarriott Bonvoy Boundless Credit Card3xHighest
- Fitness
- World of Hyatt Credit Card2xMarriott Bonvoy Boundless Credit Card2x
- Flights
- World of Hyatt Credit Card2xMarriott Bonvoy Boundless Credit Card2x
- Transit
- World of Hyatt Credit Card2xMarriott Bonvoy Boundless Credit Card2x
- Everything else
- World of Hyatt Credit Card1xMarriott Bonvoy Boundless Credit Card2xHighest
Statement creditsAs the issuer states them · — means none on record
- Travel
- World of Hyatt Credit Card—Marriott Bonvoy Boundless Credit Card
- Up to $100 airline credits (through 6/30/2027) · $100 one-time
- Dining & delivery
- World of Hyatt Credit Card
- DoorDash DashPass
Marriott Bonvoy Boundless Credit Card- DoorDash DashPass
Perks & access— means none on record
- Hotel status & programs
- World of Hyatt Credit Card
- Automatic World of Hyatt Discoverist Elite Status Included
- Annual Free Night Certificate at Category 1-4 Hyatt Hotels
- Bonus Free Night Certificate After Spending $15,000 Annually
- Receive 5 Tier-Qualifying Elite Night Credits Each Year
- Earn 2 Elite Night Credits for Every $5,000 Spent
Marriott Bonvoy Boundless Credit Card- 15 Marriott Bonvoy Elite Night Credits Awarded Annually
- Gold Elite status at $35,000 annual card spend
- Automatic Silver Elite with 10% points bonus on stays
- 1 Free Night Award worth up to 35,000 points/year
- Other perks
- World of Hyatt Credit Card
- No Foreign Transaction Fees on International Purchases
- 24/7 Visa Signature Concierge Service at No Cost
Marriott Bonvoy Boundless Credit Card- 24/7 concierge for travel, dining, and 4+ services
- No Foreign Transaction Fees on International Purchases
- 24/7 travel and emergency assistance in 200+ countries
Protections & insuranceLimits where published · — means none on record
- Trip insurance
- World of Hyatt Credit Card
- Up to $5,000 trip cancellation and interruption insurance
Marriott Bonvoy Boundless Credit Card- Up to $500 Trip Delay Reimbursement for Extended Delays
- Baggage
- World of Hyatt Credit Card
- Up to $3,000 lost luggage reimbursement coverage
- Up to $500 baggage delay insurance coverage
Marriott Bonvoy Boundless Credit Card- Up to $3,000 Lost Luggage Reimbursement per Traveler
- Up to $500 Baggage Delay Insurance Coverage
- Rental car
- World of Hyatt Credit Card
- Auto rental coverage (secondary in the U.S.)
Marriott Bonvoy Boundless Credit Card- Rental car CDW saves $15-30/day on collision waiver
- Purchase & returns
- World of Hyatt Credit Card
- Up to $500 purchase protection per item
Marriott Bonvoy Boundless Credit Card- Up to $500 Purchase Protection Against Theft and Damage
- Extended warranty
- World of Hyatt Credit Card
- Extended Warranty Adds 1 Year to Eligible Products
Marriott Bonvoy Boundless Credit Card— - Other protections
- World of Hyatt Credit Card—Marriott Bonvoy Boundless Credit Card
- 24/7 roadside dispatch assistance (pay-per-use)
Pros & cons
- Pros
- World of Hyatt Credit Card
- $95 annual fee is remarkably low for a hotel status card
- 4X card points at participating Hyatt hotels; up to 9X combined with eligible World of Hyatt membership earnings
- Automatic Discoverist status with late checkout and room upgrades when available
- 5 tier-qualifying nights annually plus up to 10 more through spend
- Free night certificate each anniversary (Category 1-4)
Marriott Bonvoy Boundless Credit Card- Automatic Silver Elite status
- 15 elite night credits per year
- 6X card points at participating Marriott hotels; up to 17X combined with eligible Bonvoy membership and Silver Elite earnings
- Anniversary Free Night Award (up to 35,000 points)
- 3X on dining, gas, and grocery (first $6,000 combined annually)
- Cons
- World of Hyatt Credit Card
- Free night certificates limited to Category 1-4 properties (excludes luxury)
- No airport lounge access or travel credits
- Hyatt has smaller global footprint than Hilton or Marriott
- 1X earn rate on non-bonus categories is below average
- Discoverist is entry-level status with limited benefits
Marriott Bonvoy Boundless Credit Card- Only 2X on non-bonus category purchases
- Silver Elite has limited benefits
- Points locked to Marriott ecosystem
- 3X bonus categories have combined $6,000 annual spend cap
- Free Night Award capped at 35,000 points (mid-tier properties)
Category-by-Category Winner
The Marriott Bonvoy Boundless Credit Card wins in 3 of 3 categories. The World of Hyatt Credit Card leads in 0. 1 more category depend on booking channel or caps.
Dining
Depends: up to $6,000/yr
Marriott Bonvoy Boundless Credit Card earns 3X when conditions are met; World of Hyatt Credit Card earns 2X (2X without restrictions)
Gas Stations
Marriott Bonvoy Boundless Credit Card earns 3X vs 1X
3X up to $6,000/yr
Grocery Stores
Marriott Bonvoy Boundless Credit Card earns 3X vs 1X
3X up to $6,000/yr
Everyday purchases
Marriott Bonvoy Boundless Credit Card earns 2X on all other spending vs 1X
Year One vs Ongoing Value
Modeled net value (bonus categories at unconditional rates, caps applied). Spend mix: dining 15%, groceries 15%, gas 10%, travel 10%, everything else 50%. Statement credits use the same recurring usable estimates as each card's detail page; first-year-only credits count in year one only. Welcome offers valued at each card's program rate shown on this page.
Both scenarios favor the World of Hyatt Credit Card on net value (rewards, usable credits, fees, and welcome offer).
| Scenario | World of Hyatt Credit Card | Marriott Bonvoy Boundless Credit Card | Ongoing winner | Year-one winner |
|---|---|---|---|---|
| Light spender: $1,000/month | Rewards: $228 Credits (our usable estimate): $0 − Annual fee ($95) Ongoing: $133 Year one: $628 | Rewards: $168 Credits (our usable estimate): $0 − Annual fee ($95) Ongoing: $73 Year one: $133 | World of Hyatt Credit Card | World of Hyatt Credit Card |
| Heavy spender: $4,000/month | Rewards: $911 Credits (our usable estimate): $0 − Annual fee ($95) Ongoing: $816 Year one: $1,311 | Rewards: $672 Credits (our usable estimate): $0 − Annual fee ($95) Ongoing: $577 Year one: $637 | World of Hyatt Credit Card | World of Hyatt Credit Card |
Which Card Is Right for You?
Get the Marriott Bonvoy Boundless Credit Card if you:
- +Do most of your spending at grocery stores
- +Prefer a high flat rate across all spending
The Bottom Line
Both scenarios favor the World of Hyatt Credit Card on net value (rewards, usable credits, fees, and welcome offer).
Everyday (non-bonus) spend earns 2X on the Marriott Bonvoy Boundless Credit Card vs 1X on the other card.
Frequently Asked Questions
- Which card earns more rewards, the World of Hyatt Credit Card or Marriott Bonvoy Boundless Credit Card?
- The Marriott Bonvoy Boundless Credit Card has a higher base earn rate (2X vs 1X), but both cards have different bonus categories where they excel.
- What benefits does the World of Hyatt Credit Card have that the Marriott Bonvoy Boundless Credit Card doesn't?
- The World of Hyatt Credit Card focuses on earn rates, while the Marriott Bonvoy Boundless Credit Card offers travel credits.
- Should I get the World of Hyatt Credit Card or the Marriott Bonvoy Boundless Credit Card?
- Both cards have the same $95/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.