CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.
The Capital One VentureOne Rewards Credit Card ($0/yr) is better for everyday value, while the Chase Sapphire Preferred Card ($95/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
Annual Fee
Welcome Bonus
| Category | Capital One VentureOne Rewards Credit Card | Chase Sapphire Preferred Card |
|---|---|---|
| Dining | 1X | 3X |
The Chase Sapphire Preferred Card wins in 5 of 5 categories. The Capital One VentureOne Rewards Credit Card leads in 0.
Dining
Chase Sapphire Preferred Card earns 3X vs 1X
Streaming
Chase Sapphire Preferred Card earns 3X vs 1X
Online Groceries
Chase Sapphire Preferred Card earns 3X vs 1X
Grocery Delivery
Chase Sapphire Preferred Card earns 3X vs 1X
Travel
Chase Sapphire Preferred Card earns 2X vs 1X
The Chase Sapphire Preferred Card costs $95/yr — that's $95 more than the Capital One VentureOne Rewards Credit Card (no annual fee). To justify that gap, you need to extract at least $95 in annual value from the card's higher earn rates and benefits.
The Chase Sapphire Preferred Card offers travel credits. Whether that justifies the fee depends on how often you use these benefits.
Bottom line: The $95 difference is small enough that the Chase Sapphire Preferred Card's extra perks make it worth considering for most cardholders.
Choosing one card means missing out on these benefits from the other.
Choosing Capital One VentureOne Rewards Credit Card means losing:
The Capital One VentureOne Rewards Credit Card has a lower annual fee ($0 vs $95), making it the more accessible option.
The Chase Sapphire Preferred Card justifies its higher fee with premium perks like travel credits.
Choose the Capital One VentureOne Rewards Credit Card if you want solid rewards with a lower cost of entry. Choose the Chase Sapphire Preferred Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
The Capital One VentureOne Rewards Credit Card ($0/yr) is better for everyday value, while the Chase Sapphire Preferred Card ($95/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
Annual Fee
Welcome Bonus
| Category | Capital One VentureOne Rewards Credit Card | Chase Sapphire Preferred Card |
|---|---|---|
| Dining | 1X | 3X |
The Chase Sapphire Preferred Card wins in 5 of 5 categories. The Capital One VentureOne Rewards Credit Card leads in 0.
Dining
Chase Sapphire Preferred Card earns 3X vs 1X
Streaming
Chase Sapphire Preferred Card earns 3X vs 1X
Online Groceries
Chase Sapphire Preferred Card earns 3X vs 1X
Grocery Delivery
Chase Sapphire Preferred Card earns 3X vs 1X
Travel
Chase Sapphire Preferred Card earns 2X vs 1X
The Chase Sapphire Preferred Card costs $95/yr — that's $95 more than the Capital One VentureOne Rewards Credit Card (no annual fee). To justify that gap, you need to extract at least $95 in annual value from the card's higher earn rates and benefits.
The Chase Sapphire Preferred Card offers travel credits. Whether that justifies the fee depends on how often you use these benefits.
Bottom line: The $95 difference is small enough that the Chase Sapphire Preferred Card's extra perks make it worth considering for most cardholders.
Choosing one card means missing out on these benefits from the other.
Choosing Capital One VentureOne Rewards Credit Card means losing:
The Capital One VentureOne Rewards Credit Card has a lower annual fee ($0 vs $95), making it the more accessible option.
The Chase Sapphire Preferred Card justifies its higher fee with premium perks like travel credits.
Choose the Capital One VentureOne Rewards Credit Card if you want solid rewards with a lower cost of entry. Choose the Chase Sapphire Preferred Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
The Capital One VentureOne Rewards Credit Card ($0/yr) is better for everyday value, while the Chase Sapphire Preferred Card ($95/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
Annual Fee
Welcome Bonus
| Category | Capital One VentureOne Rewards Credit Card | Chase Sapphire Preferred Card |
|---|---|---|
| Dining | 1X | 3X |
The Chase Sapphire Preferred Card wins in 5 of 5 categories. The Capital One VentureOne Rewards Credit Card leads in 0.
Dining
Chase Sapphire Preferred Card earns 3X vs 1X
Streaming
Chase Sapphire Preferred Card earns 3X vs 1X
Online Groceries
Chase Sapphire Preferred Card earns 3X vs 1X
Grocery Delivery
Chase Sapphire Preferred Card earns 3X vs 1X
Travel
Chase Sapphire Preferred Card earns 2X vs 1X
The Chase Sapphire Preferred Card costs $95/yr — that's $95 more than the Capital One VentureOne Rewards Credit Card (no annual fee). To justify that gap, you need to extract at least $95 in annual value from the card's higher earn rates and benefits.
The Chase Sapphire Preferred Card offers travel credits. Whether that justifies the fee depends on how often you use these benefits.
Bottom line: The $95 difference is small enough that the Chase Sapphire Preferred Card's extra perks make it worth considering for most cardholders.
Choosing one card means missing out on these benefits from the other.
Choosing Capital One VentureOne Rewards Credit Card means losing:
The Capital One VentureOne Rewards Credit Card has a lower annual fee ($0 vs $95), making it the more accessible option.
The Chase Sapphire Preferred Card justifies its higher fee with premium perks like travel credits.
Choose the Capital One VentureOne Rewards Credit Card if you want solid rewards with a lower cost of entry. Choose the Chase Sapphire Preferred Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
| Grocery Delivery | 1X | 3X |
| Online Groceries | 1X | 3X |
| Streaming | 1X | 3X |
| Travel | 1X | 2X |
| Everything Else | 1X | 1X |
Network
Key Benefits
Pros
Cons
Get the Capital One VentureOne Rewards Credit Card if you:
Get the Chase Sapphire Preferred Card if you:
| Grocery Delivery | 1X | 3X |
| Online Groceries | 1X | 3X |
| Streaming | 1X | 3X |
| Travel | 1X | 2X |
| Everything Else | 1X | 1X |
Network
Key Benefits
Pros
Cons
Get the Capital One VentureOne Rewards Credit Card if you:
Get the Chase Sapphire Preferred Card if you:
| Grocery Delivery | 1X | 3X |
| Online Groceries | 1X | 3X |
| Streaming | 1X | 3X |
| Travel | 1X | 2X |
| Everything Else | 1X | 1X |
Network
Key Benefits
Pros
Cons
Get the Capital One VentureOne Rewards Credit Card if you:
Get the Chase Sapphire Preferred Card if you:
