Which card earns more rewards, the Savor Rewards from Capital One or Discover it Cash Back?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

Should I get the Savor Rewards from Capital One or the Discover it Cash Back?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Savor Rewards from Capital One or Discover it Cash Back?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

Should I get the Savor Rewards from Capital One or the Discover it Cash Back?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Savor Rewards from Capital One or Discover it Cash Back?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

Should I get the Savor Rewards from Capital One or the Discover it Cash Back?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Savor Rewards from Capital One vs Discover it Cash Back

Both cards cost $0/yr. The Savor Rewards from Capital One is better for capital one entertainment, while the Discover it Cash Back wins on rotating quarterly. Here's how they compare.

Savor Rewards from Capital One

Capital One

Discover it Cash Back

Discover

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

150 cash

Earn Rates

Category	Savor Rewards from Capital One	Discover it Cash Back
Rotating Quarterly	1X	5X
Dining	3X	1X
Entertainment	3X	1X
Grocery Stores	3X	1X
Streaming	3X	1X

Benefits & Features

Network

MASTERCARD

DISCOVER

Key Benefits

None

Pros & Cons

Pros

+No annual fee with competitive 3% cash back on popular categories
+3% back on dining, groceries, entertainment, and streaming services
+8% cash back on Capital One Entertainment ticket purchases
+5% cash back on hotels and car rentals via Capital One Travel
+0% intro APR for 12 months on purchases and balance transfers

+Cashback Match doubles ALL rewards earned in first year - unlimited
+5% cash back on rotating quarterly categories (up to $1,500 spend/quarter)
+No annual fee ever
+No foreign transaction fees (rare for no-AF cards)
+0% intro APR for 15 months on purchases and balance transfers

Cons

−Grocery exclusions for Walmart, Target, and warehouse clubs
1% base rate on non-bonus categories is below average

Category-by-Category Winner

The Savor Rewards from Capital One wins in 4 of 5 categories. The Discover it Cash Back leads in 1.

Dining

Savor Rewards from Capital One earns 3X vs 1X

Entertainment

Savor Rewards from Capital One earns 3X vs 1X

Streaming

Savor Rewards from Capital One earns 3X vs 1X

Grocery Stores

Savor Rewards from Capital One earns 3X vs 1X

Rotating Quarterly

Discover it Cash Back earns 5X vs 1X

Which Card Is Right for You?

Get the Savor Rewards from Capital One if you:

+Spend $300+/month on restaurants and dining out
+Do most of your spending at grocery stores

Frequently Asked Questions

Which card earns more rewards, the Savor Rewards from Capital One or Discover it Cash Back?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
Should I get the Savor Rewards from Capital One or the Discover it Cash Back?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Capital One Savorone Amex Blue Cash Everyday vs Discover It Cashback Bank Of America Customized Cash vs Capital One Savorone Bank Of America Customized Cash vs Discover It Cashback

Explore More

Savor Rewards from Capital One — Full Review All Capital One Cards

Discover it Cash Back — Full Review All Discover Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · Discover cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.

Savor Rewards from Capital One vs Discover it Cash Back

Both cards cost $0/yr. The Savor Rewards from Capital One is better for capital one entertainment, while the Discover it Cash Back wins on rotating quarterly. Here's how they compare.

Savor Rewards from Capital One

Capital One

Discover it Cash Back

Discover

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

150 cash

Earn Rates

Category	Savor Rewards from Capital One	Discover it Cash Back
Rotating Quarterly	1X	5X
Dining	3X	1X
Entertainment	3X	1X
Grocery Stores	3X	1X
Streaming	3X	1X

Benefits & Features

Network

MASTERCARD

DISCOVER

Key Benefits

None

Pros & Cons

Pros

+No annual fee with competitive 3% cash back on popular categories
+3% back on dining, groceries, entertainment, and streaming services
+8% cash back on Capital One Entertainment ticket purchases
+5% cash back on hotels and car rentals via Capital One Travel
+0% intro APR for 12 months on purchases and balance transfers

+Cashback Match doubles ALL rewards earned in first year - unlimited
+5% cash back on rotating quarterly categories (up to $1,500 spend/quarter)
+No annual fee ever
+No foreign transaction fees (rare for no-AF cards)
+0% intro APR for 15 months on purchases and balance transfers

Cons

−Grocery exclusions for Walmart, Target, and warehouse clubs
1% base rate on non-bonus categories is below average

Category-by-Category Winner

The Savor Rewards from Capital One wins in 4 of 5 categories. The Discover it Cash Back leads in 1.

Dining

Savor Rewards from Capital One earns 3X vs 1X

Entertainment

Savor Rewards from Capital One earns 3X vs 1X

Streaming

Savor Rewards from Capital One earns 3X vs 1X

Grocery Stores

Savor Rewards from Capital One earns 3X vs 1X

Rotating Quarterly

Discover it Cash Back earns 5X vs 1X

Which Card Is Right for You?

Get the Savor Rewards from Capital One if you:

+Spend $300+/month on restaurants and dining out
+Do most of your spending at grocery stores

Frequently Asked Questions

Which card earns more rewards, the Savor Rewards from Capital One or Discover it Cash Back?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
Should I get the Savor Rewards from Capital One or the Discover it Cash Back?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Explore More

Savor Rewards from Capital One — Full Review All Capital One Cards

Discover it Cash Back — Full Review All Discover Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · Discover cards

Savor Rewards from Capital One vs Discover it Cash Back

Both cards cost $0/yr. The Savor Rewards from Capital One is better for capital one entertainment, while the Discover it Cash Back wins on rotating quarterly. Here's how they compare.

Savor Rewards from Capital One

Capital One

Discover it Cash Back

Discover

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

150 cash

Earn Rates

Category	Savor Rewards from Capital One	Discover it Cash Back
Rotating Quarterly	1X	5X
Dining	3X	1X
Entertainment	3X	1X
Grocery Stores	3X	1X
Streaming	3X	1X

Benefits & Features

Network

MASTERCARD

DISCOVER

Key Benefits

None

Pros & Cons

Pros

+No annual fee with competitive 3% cash back on popular categories
+3% back on dining, groceries, entertainment, and streaming services
+8% cash back on Capital One Entertainment ticket purchases
+5% cash back on hotels and car rentals via Capital One Travel
+0% intro APR for 12 months on purchases and balance transfers

+Cashback Match doubles ALL rewards earned in first year - unlimited
+5% cash back on rotating quarterly categories (up to $1,500 spend/quarter)
+No annual fee ever
+No foreign transaction fees (rare for no-AF cards)
+0% intro APR for 15 months on purchases and balance transfers

Cons

−Grocery exclusions for Walmart, Target, and warehouse clubs
1% base rate on non-bonus categories is below average

Category-by-Category Winner

The Savor Rewards from Capital One wins in 4 of 5 categories. The Discover it Cash Back leads in 1.

Dining

Savor Rewards from Capital One earns 3X vs 1X

Entertainment

Savor Rewards from Capital One earns 3X vs 1X

Streaming

Savor Rewards from Capital One earns 3X vs 1X

Grocery Stores

Savor Rewards from Capital One earns 3X vs 1X

Rotating Quarterly

Discover it Cash Back earns 5X vs 1X

Which Card Is Right for You?

Get the Savor Rewards from Capital One if you:

+Spend $300+/month on restaurants and dining out
+Do most of your spending at grocery stores

Frequently Asked Questions

Which card earns more rewards, the Savor Rewards from Capital One or Discover it Cash Back?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
Should I get the Savor Rewards from Capital One or the Discover it Cash Back?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Explore More

Savor Rewards from Capital One — Full Review All Capital One Cards

Discover it Cash Back — Full Review All Discover Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · Discover cards