CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.
The Southwest Rapid Rewards Priority Credit Card ($229/yr) is better for everyday value, while the Delta SkyMiles Platinum American Express Card ($350/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
American Express
Chase
Annual Fee
Welcome Bonus
| Category | Delta SkyMiles Platinum American Express Card | Southwest Rapid Rewards Priority Credit Card |
|---|---|---|
| Delta Airlines | 3X |
Both cards win in 4 categories each — it comes down to which categories matter most to you.
Delta Purchases
Delta SkyMiles Platinum American Express Card earns 3X vs 1X
Delta Airlines
Delta SkyMiles Platinum American Express Card earns 3X vs 1X
Hotels
Delta SkyMiles Platinum American Express Card earns 2X vs 1X
Grocery Stores
Delta SkyMiles Platinum American Express Card earns 2X vs 1X
Southwest Purchases
Southwest Rapid Rewards Priority Credit Card earns 3X vs 1X
Rapid Rewards Partners
Southwest Rapid Rewards Priority Credit Card earns 2X vs 1X
Internet Cable Phone
Southwest Rapid Rewards Priority Credit Card earns 2X vs 1X
Gas Stations
Southwest Rapid Rewards Priority Credit Card earns 2X vs 1X
The Southwest Rapid Rewards Priority Credit Card has a lower annual fee ($229 vs $350), making it the more accessible option.
The Delta SkyMiles Platinum American Express Card justifies its higher fee with premium perks like travel credits.
Choose the Southwest Rapid Rewards Priority Credit Card if you want solid rewards with a lower cost of entry. Choose the Delta SkyMiles Platinum American Express Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
The Southwest Rapid Rewards Priority Credit Card ($229/yr) is better for everyday value, while the Delta SkyMiles Platinum American Express Card ($350/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
American Express
Chase
Annual Fee
Welcome Bonus
| Category | Delta SkyMiles Platinum American Express Card | Southwest Rapid Rewards Priority Credit Card |
|---|---|---|
| Delta Airlines | 3X |
Both cards win in 4 categories each — it comes down to which categories matter most to you.
Delta Purchases
Delta SkyMiles Platinum American Express Card earns 3X vs 1X
Delta Airlines
Delta SkyMiles Platinum American Express Card earns 3X vs 1X
Hotels
Delta SkyMiles Platinum American Express Card earns 2X vs 1X
Grocery Stores
Delta SkyMiles Platinum American Express Card earns 2X vs 1X
Southwest Purchases
Southwest Rapid Rewards Priority Credit Card earns 3X vs 1X
Rapid Rewards Partners
Southwest Rapid Rewards Priority Credit Card earns 2X vs 1X
Internet Cable Phone
Southwest Rapid Rewards Priority Credit Card earns 2X vs 1X
Gas Stations
Southwest Rapid Rewards Priority Credit Card earns 2X vs 1X
The Southwest Rapid Rewards Priority Credit Card has a lower annual fee ($229 vs $350), making it the more accessible option.
The Delta SkyMiles Platinum American Express Card justifies its higher fee with premium perks like travel credits.
Choose the Southwest Rapid Rewards Priority Credit Card if you want solid rewards with a lower cost of entry. Choose the Delta SkyMiles Platinum American Express Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
The Southwest Rapid Rewards Priority Credit Card ($229/yr) is better for everyday value, while the Delta SkyMiles Platinum American Express Card ($350/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
American Express
Chase
Annual Fee
Welcome Bonus
| Category | Delta SkyMiles Platinum American Express Card | Southwest Rapid Rewards Priority Credit Card |
|---|---|---|
| Delta Airlines | 3X |
Both cards win in 4 categories each — it comes down to which categories matter most to you.
Delta Purchases
Delta SkyMiles Platinum American Express Card earns 3X vs 1X
Delta Airlines
Delta SkyMiles Platinum American Express Card earns 3X vs 1X
Hotels
Delta SkyMiles Platinum American Express Card earns 2X vs 1X
Grocery Stores
Delta SkyMiles Platinum American Express Card earns 2X vs 1X
Southwest Purchases
Southwest Rapid Rewards Priority Credit Card earns 3X vs 1X
Rapid Rewards Partners
Southwest Rapid Rewards Priority Credit Card earns 2X vs 1X
Internet Cable Phone
Southwest Rapid Rewards Priority Credit Card earns 2X vs 1X
Gas Stations
Southwest Rapid Rewards Priority Credit Card earns 2X vs 1X
The Southwest Rapid Rewards Priority Credit Card has a lower annual fee ($229 vs $350), making it the more accessible option.
The Delta SkyMiles Platinum American Express Card justifies its higher fee with premium perks like travel credits.
Choose the Southwest Rapid Rewards Priority Credit Card if you want solid rewards with a lower cost of entry. Choose the Delta SkyMiles Platinum American Express Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
| 1X |
| Delta Purchases | 3X | 1X |
| Southwest Purchases | 1X | 3X |
| Dining | 2X | 2X |
| Gas Stations | 1X | 2X |
| Grocery Stores | 2X | 1X |
| Hotels | 2X | 1X |
| Internet, Cable & Phone | 1X | 2X |
| Rapid Rewards Partners | 1X | 2X |
| Everything Else | 1X | 1X |
Network
Key Benefits
Pros
Cons
The Delta SkyMiles Platinum American Express Card costs $350/yr — that's $121 more than the Southwest Rapid Rewards Priority Credit Card ($229/yr). To justify that gap, you need to extract at least $121 in annual value from the card's higher earn rates and benefits.
The Delta SkyMiles Platinum American Express Card offers travel credits, Global Entry/TSA PreCheck credit, free checked bags. With 3 premium perks, heavy spenders on delta purchases and delta airlines can often offset the full fee.
Bottom line: The $121 difference is moderate. If you spend consistently on delta purchases and delta airlines, the Delta SkyMiles Platinum American Express Card's higher earn rates and benefits can easily cover the gap.
Choosing one card means missing out on these benefits from the other.
Choosing Southwest Rapid Rewards Priority Credit Card means losing:
Get the Delta SkyMiles Platinum American Express Card if you:
Get the Southwest Rapid Rewards Priority Credit Card if you:
| 1X |
| Delta Purchases | 3X | 1X |
| Southwest Purchases | 1X | 3X |
| Dining | 2X | 2X |
| Gas Stations | 1X | 2X |
| Grocery Stores | 2X | 1X |
| Hotels | 2X | 1X |
| Internet, Cable & Phone | 1X | 2X |
| Rapid Rewards Partners | 1X | 2X |
| Everything Else | 1X | 1X |
Network
Key Benefits
Pros
Cons
The Delta SkyMiles Platinum American Express Card costs $350/yr — that's $121 more than the Southwest Rapid Rewards Priority Credit Card ($229/yr). To justify that gap, you need to extract at least $121 in annual value from the card's higher earn rates and benefits.
The Delta SkyMiles Platinum American Express Card offers travel credits, Global Entry/TSA PreCheck credit, free checked bags. With 3 premium perks, heavy spenders on delta purchases and delta airlines can often offset the full fee.
Bottom line: The $121 difference is moderate. If you spend consistently on delta purchases and delta airlines, the Delta SkyMiles Platinum American Express Card's higher earn rates and benefits can easily cover the gap.
Choosing one card means missing out on these benefits from the other.
Choosing Southwest Rapid Rewards Priority Credit Card means losing:
Get the Delta SkyMiles Platinum American Express Card if you:
Get the Southwest Rapid Rewards Priority Credit Card if you:
| 1X |
| Delta Purchases | 3X | 1X |
| Southwest Purchases | 1X | 3X |
| Dining | 2X | 2X |
| Gas Stations | 1X | 2X |
| Grocery Stores | 2X | 1X |
| Hotels | 2X | 1X |
| Internet, Cable & Phone | 1X | 2X |
| Rapid Rewards Partners | 1X | 2X |
| Everything Else | 1X | 1X |
Network
Key Benefits
Pros
Cons
The Delta SkyMiles Platinum American Express Card costs $350/yr — that's $121 more than the Southwest Rapid Rewards Priority Credit Card ($229/yr). To justify that gap, you need to extract at least $121 in annual value from the card's higher earn rates and benefits.
The Delta SkyMiles Platinum American Express Card offers travel credits, Global Entry/TSA PreCheck credit, free checked bags. With 3 premium perks, heavy spenders on delta purchases and delta airlines can often offset the full fee.
Bottom line: The $121 difference is moderate. If you spend consistently on delta purchases and delta airlines, the Delta SkyMiles Platinum American Express Card's higher earn rates and benefits can easily cover the gap.
Choosing one card means missing out on these benefits from the other.
Choosing Southwest Rapid Rewards Priority Credit Card means losing:
Get the Delta SkyMiles Platinum American Express Card if you:
Get the Southwest Rapid Rewards Priority Credit Card if you: