CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.
The Savor Rewards from Capital One ($0/yr) is better for everyday value, while the Capital One Venture Rewards Credit Card ($95/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
Annual Fee
Welcome Bonus
| Category | Savor Rewards from Capital One | Capital One Venture Rewards Credit Card |
|---|---|---|
| Dining | 3X | 1X |
| Entertainment |
The Savor Rewards from Capital One wins in 4 of 4 categories. The Capital One Venture Rewards Credit Card leads in 0.
Dining
Savor Rewards from Capital One earns 3X vs 1X
Entertainment
Savor Rewards from Capital One earns 3X vs 1X
Streaming
Savor Rewards from Capital One earns 3X vs 1X
Grocery Stores
Savor Rewards from Capital One earns 3X vs 1X
The Capital One Venture Rewards Credit Card costs $95/yr — that's $95 more than the Savor Rewards from Capital One (no annual fee). To justify that gap, you need to extract at least $95 in annual value from the card's higher earn rates and benefits.
The Capital One Venture Rewards Credit Card offers Global Entry/TSA PreCheck credit. Whether that justifies the fee depends on how often you use these benefits.
Bottom line: The $95 difference is small enough that the Capital One Venture Rewards Credit Card's extra perks make it worth considering for most cardholders.
Choosing one card means missing out on these benefits from the other.
Choosing Savor Rewards from Capital One means losing:
The Savor Rewards from Capital One has a lower annual fee ($0 vs $95), making it the more accessible option.
Choose the Savor Rewards from Capital One if you want solid rewards with a lower cost of entry. Choose the Capital One Venture Rewards Credit Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
The Savor Rewards from Capital One ($0/yr) is better for everyday value, while the Capital One Venture Rewards Credit Card ($95/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
Annual Fee
Welcome Bonus
| Category | Savor Rewards from Capital One | Capital One Venture Rewards Credit Card |
|---|---|---|
| Dining | 3X | 1X |
| Entertainment |
The Savor Rewards from Capital One wins in 4 of 4 categories. The Capital One Venture Rewards Credit Card leads in 0.
Dining
Savor Rewards from Capital One earns 3X vs 1X
Entertainment
Savor Rewards from Capital One earns 3X vs 1X
Streaming
Savor Rewards from Capital One earns 3X vs 1X
Grocery Stores
Savor Rewards from Capital One earns 3X vs 1X
The Capital One Venture Rewards Credit Card costs $95/yr — that's $95 more than the Savor Rewards from Capital One (no annual fee). To justify that gap, you need to extract at least $95 in annual value from the card's higher earn rates and benefits.
The Capital One Venture Rewards Credit Card offers Global Entry/TSA PreCheck credit. Whether that justifies the fee depends on how often you use these benefits.
Bottom line: The $95 difference is small enough that the Capital One Venture Rewards Credit Card's extra perks make it worth considering for most cardholders.
Choosing one card means missing out on these benefits from the other.
Choosing Savor Rewards from Capital One means losing:
The Savor Rewards from Capital One has a lower annual fee ($0 vs $95), making it the more accessible option.
Choose the Savor Rewards from Capital One if you want solid rewards with a lower cost of entry. Choose the Capital One Venture Rewards Credit Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
The Savor Rewards from Capital One ($0/yr) is better for everyday value, while the Capital One Venture Rewards Credit Card ($95/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
Annual Fee
Welcome Bonus
| Category | Savor Rewards from Capital One | Capital One Venture Rewards Credit Card |
|---|---|---|
| Dining | 3X | 1X |
| Entertainment |
The Savor Rewards from Capital One wins in 4 of 4 categories. The Capital One Venture Rewards Credit Card leads in 0.
Dining
Savor Rewards from Capital One earns 3X vs 1X
Entertainment
Savor Rewards from Capital One earns 3X vs 1X
Streaming
Savor Rewards from Capital One earns 3X vs 1X
Grocery Stores
Savor Rewards from Capital One earns 3X vs 1X
The Capital One Venture Rewards Credit Card costs $95/yr — that's $95 more than the Savor Rewards from Capital One (no annual fee). To justify that gap, you need to extract at least $95 in annual value from the card's higher earn rates and benefits.
The Capital One Venture Rewards Credit Card offers Global Entry/TSA PreCheck credit. Whether that justifies the fee depends on how often you use these benefits.
Bottom line: The $95 difference is small enough that the Capital One Venture Rewards Credit Card's extra perks make it worth considering for most cardholders.
Choosing one card means missing out on these benefits from the other.
Choosing Savor Rewards from Capital One means losing:
The Savor Rewards from Capital One has a lower annual fee ($0 vs $95), making it the more accessible option.
Choose the Savor Rewards from Capital One if you want solid rewards with a lower cost of entry. Choose the Capital One Venture Rewards Credit Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
| 3X |
| 1X |
| Grocery Stores | 3X | 1X |
| Streaming | 3X | 1X |
Network
Key Benefits
Pros
Cons
Get the Savor Rewards from Capital One if you:
| 3X |
| 1X |
| Grocery Stores | 3X | 1X |
| Streaming | 3X | 1X |
Network
Key Benefits
Pros
Cons
Get the Savor Rewards from Capital One if you:
| 3X |
| 1X |
| Grocery Stores | 3X | 1X |
| Streaming | 3X | 1X |
Network
Key Benefits
Pros
Cons
Get the Savor Rewards from Capital One if you:
