Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.
Capital One Quicksilver Cash Rewards Credit Card vs Hilton Hon...
Capital One Quicksilver Cash Rewards Credit Card vs Hilton Honors American Express Card
Both cards cost $0/yr. The Capital One Quicksilver Cash Rewards Credit Card is better for travel, while the Hilton Honors American Express Card wins on hilton properties. Here's how they compare.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
Capital One Quicksilver Cash Rewards Credit Card vs Hilton Honors American Express Card
Both cards cost $0/yr. The Capital One Quicksilver Cash Rewards Credit Card is better for travel, while the Hilton Honors American Express Card wins on hilton properties. Here's how they compare.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
Capital One Quicksilver Cash Rewards Credit Card vs Hilton Honors American Express Card
Both cards cost $0/yr. The Capital One Quicksilver Cash Rewards Credit Card is better for travel, while the Hilton Honors American Express Card wins on hilton properties. Here's how they compare.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
Hilton Hotels Resorts
1X
7X
Dining
1X
5X
Entertainment
5X
3X
Grocery Stores
1X
5X
U.S. Gas Stations
1X
5X
Everything Else
1X
3X
Benefits & Features
Network
MASTERCARD
AMEX
Key Benefits
None
None
Pros & Cons
Pros
+No annual fee keeps costs at zero
+Unlimited 1.5% cash back on all purchases with no caps or rotating categories
+No foreign transaction fees saves 3% on international purchases
+5% back on hotels booked through Capital One Travel portal
+Low $500 spend requirement for welcome bonus is easy to meet
+No annual fee ever
+Automatic Hilton Silver status with 20% bonus points and late checkout
+Path to Gold status after $20,000 annual spend
+Solid 7X earning at Hilton properties, 5X at restaurants/supermarkets/gas
+No foreign transaction fees
Cons
−1.5% flat rate is lower than category-specific cards offer in their bonus categories
−No transfer partners for airline or hotel loyalty programs
−Lacks premium travel protections like trip delay or primary rental car insurance
−Welcome bonus amount is modest compared to premium travel cards
−No bonus categories for everyday spending like dining or groceries
−Only Silver status (lower than Surpass/Aspire Gold grants)
−Lower earn rates than premium Hilton cards (7X vs 12X at Hilton)
−No annual credits or free night rewards
−Points locked to Hilton with no transfer flexibility
−Amex network less accepted internationally than Visa/Mastercard
+
+Do most of your spending at grocery stores
+Prefer a high flat rate across all spending
Hilton Hotels Resorts
1X
7X
Dining
1X
5X
Entertainment
5X
3X
Grocery Stores
1X
5X
U.S. Gas Stations
1X
5X
Everything Else
1X
3X
Benefits & Features
Network
MASTERCARD
AMEX
Key Benefits
None
None
Pros & Cons
Pros
+No annual fee keeps costs at zero
+Unlimited 1.5% cash back on all purchases with no caps or rotating categories
+No foreign transaction fees saves 3% on international purchases
+5% back on hotels booked through Capital One Travel portal
+Low $500 spend requirement for welcome bonus is easy to meet
+No annual fee ever
+Automatic Hilton Silver status with 20% bonus points and late checkout
+Path to Gold status after $20,000 annual spend
+Solid 7X earning at Hilton properties, 5X at restaurants/supermarkets/gas
+No foreign transaction fees
Cons
−1.5% flat rate is lower than category-specific cards offer in their bonus categories
−No transfer partners for airline or hotel loyalty programs
−Lacks premium travel protections like trip delay or primary rental car insurance
−Welcome bonus amount is modest compared to premium travel cards
−No bonus categories for everyday spending like dining or groceries
−Only Silver status (lower than Surpass/Aspire Gold grants)
−Lower earn rates than premium Hilton cards (7X vs 12X at Hilton)
−No annual credits or free night rewards
−Points locked to Hilton with no transfer flexibility
−Amex network less accepted internationally than Visa/Mastercard
+
+Do most of your spending at grocery stores
+Prefer a high flat rate across all spending
Hilton Hotels Resorts
1X
7X
Dining
1X
5X
Entertainment
5X
3X
Grocery Stores
1X
5X
U.S. Gas Stations
1X
5X
Everything Else
1X
3X
Benefits & Features
Network
MASTERCARD
AMEX
Key Benefits
None
None
Pros & Cons
Pros
+No annual fee keeps costs at zero
+Unlimited 1.5% cash back on all purchases with no caps or rotating categories
+No foreign transaction fees saves 3% on international purchases
+5% back on hotels booked through Capital One Travel portal
+Low $500 spend requirement for welcome bonus is easy to meet
+No annual fee ever
+Automatic Hilton Silver status with 20% bonus points and late checkout
+Path to Gold status after $20,000 annual spend
+Solid 7X earning at Hilton properties, 5X at restaurants/supermarkets/gas
+No foreign transaction fees
Cons
−1.5% flat rate is lower than category-specific cards offer in their bonus categories
−No transfer partners for airline or hotel loyalty programs
−Lacks premium travel protections like trip delay or primary rental car insurance
−Welcome bonus amount is modest compared to premium travel cards
−No bonus categories for everyday spending like dining or groceries
−Only Silver status (lower than Surpass/Aspire Gold grants)
−Lower earn rates than premium Hilton cards (7X vs 12X at Hilton)
−No annual credits or free night rewards
−Points locked to Hilton with no transfer flexibility
−Amex network less accepted internationally than Visa/Mastercard
CardRewards
