Should I get the Capital One Quicksilver Cash Rewards Credit Card or the Discover it Cash Back?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Should I get the Capital One Quicksilver Cash Rewards Credit Card or the Discover it Cash Back?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Should I get the Capital One Quicksilver Cash Rewards Credit Card or the Discover it Cash Back?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Capital One Quicksilver Cash Rewards Credit Card vs Discover it Cash Back

Both cards cost $0/yr. The Capital One Quicksilver Cash Rewards Credit Card is better for travel, while the Discover it Cash Back wins on rotating quarterly. Here's how they compare.

Capital One Quicksilver Cash Rewards Credit Card

Capital One

Discover it Cash Back

Discover

Fees & Welcome Offer

Annual Fee

Welcome Bonus

200 Cash

150 cash

Earn Rates

Category	Capital One Quicksilver Cash Rewards Credit Card	Discover it Cash Back
Entertainment	5X	1X
Rotating Quarterly	1X	5X

Benefits & Features

Network

MASTERCARD

DISCOVER

Key Benefits

None

Pros & Cons

Pros

+No annual fee keeps costs at zero
+Unlimited 1.5% cash back on all purchases with no caps or rotating categories
+No foreign transaction fees saves 3% on international purchases
+5% back on hotels booked through Capital One Travel portal
+Low $500 spend requirement for welcome bonus is easy to meet

+Cashback Match doubles ALL rewards earned in first year - unlimited
+5% cash back on rotating quarterly categories (up to $1,500 spend/quarter)
+No annual fee ever
+No foreign transaction fees (rare for no-AF cards)
+0% intro APR for 15 months on purchases and balance transfers

Cons

−1.5% flat rate is lower than category-specific cards offer in their bonus categories
No transfer partners for airline or hotel loyalty programs

Category-by-Category Winner

Both cards win in 1 categories each — it comes down to which categories matter most to you.

Entertainment

Capital One Quicksilver Cash Rewards Credit Card earns 5X vs 1X

Rotating Quarterly

Discover it Cash Back earns 5X vs 1X

Frequently Asked Questions

Which card earns more rewards, the Capital One Quicksilver Cash Rewards Credit Card or Discover it Cash Back?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
Should I get the Capital One Quicksilver Cash Rewards Credit Card or the Discover it Cash Back?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Discover It Cashback Amex Green vs Capital One Quicksilver Bank Of America Customized Cash vs Capital One Quicksilver Bank Of America Customized Cash vs Discover It Cashback

Explore More

Capital One Quicksilver Cash Rewards Credit Card — Full Review All Capital One Cards

Discover it Cash Back — Full Review All Discover Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · Discover cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.

Capital One Quicksilver Cash Rewards Credit Card vs Discover it Cash Back

Both cards cost $0/yr. The Capital One Quicksilver Cash Rewards Credit Card is better for travel, while the Discover it Cash Back wins on rotating quarterly. Here's how they compare.

Capital One Quicksilver Cash Rewards Credit Card

Capital One

Discover it Cash Back

Discover

Fees & Welcome Offer

Annual Fee

Welcome Bonus

200 Cash

150 cash

Earn Rates

Category	Capital One Quicksilver Cash Rewards Credit Card	Discover it Cash Back
Entertainment	5X	1X
Rotating Quarterly	1X	5X

Benefits & Features

Network

MASTERCARD

DISCOVER

Key Benefits

None

Pros & Cons

Pros

+No annual fee keeps costs at zero
+Unlimited 1.5% cash back on all purchases with no caps or rotating categories
+No foreign transaction fees saves 3% on international purchases
+5% back on hotels booked through Capital One Travel portal
+Low $500 spend requirement for welcome bonus is easy to meet

+Cashback Match doubles ALL rewards earned in first year - unlimited
+5% cash back on rotating quarterly categories (up to $1,500 spend/quarter)
+No annual fee ever
+No foreign transaction fees (rare for no-AF cards)
+0% intro APR for 15 months on purchases and balance transfers

Cons

−1.5% flat rate is lower than category-specific cards offer in their bonus categories
No transfer partners for airline or hotel loyalty programs

Category-by-Category Winner

Both cards win in 1 categories each — it comes down to which categories matter most to you.

Entertainment

Capital One Quicksilver Cash Rewards Credit Card earns 5X vs 1X

Rotating Quarterly

Discover it Cash Back earns 5X vs 1X

Frequently Asked Questions

Which card earns more rewards, the Capital One Quicksilver Cash Rewards Credit Card or Discover it Cash Back?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
Should I get the Capital One Quicksilver Cash Rewards Credit Card or the Discover it Cash Back?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Explore More

Capital One Quicksilver Cash Rewards Credit Card — Full Review All Capital One Cards

Discover it Cash Back — Full Review All Discover Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · Discover cards

Capital One Quicksilver Cash Rewards Credit Card vs Discover it Cash Back

Both cards cost $0/yr. The Capital One Quicksilver Cash Rewards Credit Card is better for travel, while the Discover it Cash Back wins on rotating quarterly. Here's how they compare.

Capital One Quicksilver Cash Rewards Credit Card

Capital One

Discover it Cash Back

Discover

Fees & Welcome Offer

Annual Fee

Welcome Bonus

200 Cash

150 cash

Earn Rates

Category	Capital One Quicksilver Cash Rewards Credit Card	Discover it Cash Back
Entertainment	5X	1X
Rotating Quarterly	1X	5X

Benefits & Features

Network

MASTERCARD

DISCOVER

Key Benefits

None

Pros & Cons

Pros

+No annual fee keeps costs at zero
+Unlimited 1.5% cash back on all purchases with no caps or rotating categories
+No foreign transaction fees saves 3% on international purchases
+5% back on hotels booked through Capital One Travel portal
+Low $500 spend requirement for welcome bonus is easy to meet

+Cashback Match doubles ALL rewards earned in first year - unlimited
+5% cash back on rotating quarterly categories (up to $1,500 spend/quarter)
+No annual fee ever
+No foreign transaction fees (rare for no-AF cards)
+0% intro APR for 15 months on purchases and balance transfers

Cons

−1.5% flat rate is lower than category-specific cards offer in their bonus categories
No transfer partners for airline or hotel loyalty programs

Category-by-Category Winner

Both cards win in 1 categories each — it comes down to which categories matter most to you.

Entertainment

Capital One Quicksilver Cash Rewards Credit Card earns 5X vs 1X

Rotating Quarterly

Discover it Cash Back earns 5X vs 1X

Frequently Asked Questions

Which card earns more rewards, the Capital One Quicksilver Cash Rewards Credit Card or Discover it Cash Back?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
Should I get the Capital One Quicksilver Cash Rewards Credit Card or the Discover it Cash Back?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Explore More

Capital One Quicksilver Cash Rewards Credit Card — Full Review All Capital One Cards

Discover it Cash Back — Full Review All Discover Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · Discover cards