Key Benefits

Pros

• +Unlimited 2X miles on every purchase with no category tracking required
• +5X miles on hotels and rental cars booked through Capital One Travel
• +$250 annual travel credit offsets most of the $95 annual fee
• +75,000 mile welcome bonus after $4,000 spend in 3 months
• +TSA PreCheck or Global Entry credit ($120 value every 4 years)

• +No annual fee
• +20,000 mile welcome bonus ($200 value)
• +5X miles on hotels and rental cars via Capital One Travel
• +1.25X miles on all purchases
• +No foreign transaction fees

Cons

• −$95 annual fee (reduced to ~$0 with travel credit, but credit must be used)
• −No lounge access or premium travel perks like Venture X
• −5X earning requires booking through Capital One Travel portal
• −2X flat rate beaten by category-specific cards in dining, groceries, etc.

• −Lower earn rate than premium travel cards
• −No lounge access or premium travel benefits
• −5X earning requires booking through Capital One Travel
• −Miles worth 1 cent each for travel, less for other redemptions

Key Benefits

Pros

• +Unlimited 2X miles on every purchase with no category tracking required
• +5X miles on hotels and rental cars booked through Capital One Travel
• +$250 annual travel credit offsets most of the $95 annual fee
• +75,000 mile welcome bonus after $4,000 spend in 3 months
• +TSA PreCheck or Global Entry credit ($120 value every 4 years)

• +No annual fee
• +20,000 mile welcome bonus ($200 value)
• +5X miles on hotels and rental cars via Capital One Travel
• +1.25X miles on all purchases
• +No foreign transaction fees

Cons

• −$95 annual fee (reduced to ~$0 with travel credit, but credit must be used)
• −No lounge access or premium travel perks like Venture X
• −5X earning requires booking through Capital One Travel portal
• −2X flat rate beaten by category-specific cards in dining, groceries, etc.

• −Lower earn rate than premium travel cards
• −No lounge access or premium travel benefits
• −5X earning requires booking through Capital One Travel
• −Miles worth 1 cent each for travel, less for other redemptions

Key Benefits

Pros

• +Unlimited 2X miles on every purchase with no category tracking required
• +5X miles on hotels and rental cars booked through Capital One Travel
• +$250 annual travel credit offsets most of the $95 annual fee
• +75,000 mile welcome bonus after $4,000 spend in 3 months
• +TSA PreCheck or Global Entry credit ($120 value every 4 years)

• +No annual fee
• +20,000 mile welcome bonus ($200 value)
• +5X miles on hotels and rental cars via Capital One Travel
• +1.25X miles on all purchases
• +No foreign transaction fees

Cons

• −$95 annual fee (reduced to ~$0 with travel credit, but credit must be used)
• −No lounge access or premium travel perks like Venture X
• −5X earning requires booking through Capital One Travel portal
• −2X flat rate beaten by category-specific cards in dining, groceries, etc.

• −Lower earn rate than premium travel cards
• −No lounge access or premium travel benefits
• −5X earning requires booking through Capital One Travel
• −Miles worth 1 cent each for travel, less for other redemptions