Delta SkyMiles Blue American Express Card vs JetBlue Plus Card
Annual fees: Delta SkyMiles Blue American Express Card $0/yr, JetBlue Plus Card $99/yr. Strongest bonus categories: Delta SkyMiles Blue American Express Card on dining, JetBlue Plus Card on dining.
Card data as of October 12, 2026.
Delta SkyMiles Blue American Express CardAmerican Express · No annual fee
JetBlue Plus CardBarclays · $99/yr
Overview
- Annual fee
- Delta SkyMiles Blue American Express Card$0LowestJetBlue Plus Card$99
- Welcome offerCurrent public offer
- Delta SkyMiles Blue American Express Card10,000 milesJetBlue Plus Card70,000 points
- Rewards
- Delta SkyMiles Blue American Express CardDelta SkyMilesJetBlue Plus CardJetBlue TrueBlue Rewards Program
- Foreign transaction fee
- Delta SkyMiles Blue American Express CardNoneJetBlue Plus CardNone
- Network
- Delta SkyMiles Blue American Express CardAmerican ExpressJetBlue Plus CardMastercard World Elite
Earn ratesPer $1 spent
- Dining
- Delta SkyMiles Blue American Express Card2xJetBlue Plus Card2x
- Grocery Stores
- Delta SkyMiles Blue American Express Card1xJetBlue Plus Card2xHighest
- Everything else
- Delta SkyMiles Blue American Express Card1xJetBlue Plus Card1x
Statement creditsAs the issuer states them · — means none on record
- Travel
- Delta SkyMiles Blue American Express Card
- 20% inflight purchases
JetBlue Plus Card- $100 JetBlue Vacations
Perks & access— means none on record
- Airline perks
- Delta SkyMiles Blue American Express Card—JetBlue Plus Card
- Save 50% on inflight food and drinks
- First checked bag free for cardholder plus 3 companions
- Other perks
- Delta SkyMiles Blue American Express Card
- Amex Offers
- Early access to concerts and events
- 24/7 global travel assistance
- No foreign transaction fees
JetBlue Plus Card- No foreign transaction fees
Protections & insuranceLimits where published · — means none on record
- Rental car
- Delta SkyMiles Blue American Express Card
- Secondary car rental insurance coverage
JetBlue Plus Card— - Purchase & returns
- Delta SkyMiles Blue American Express Card
- Up to $10,000 per item against damage or theft
JetBlue Plus Card— - Extended warranty
- Delta SkyMiles Blue American Express Card
- Extended warranty adds up to 1 year
JetBlue Plus Card— - Other protections
- Delta SkyMiles Blue American Express Card
- Zero liability protection on fraudulent charges
JetBlue Plus Card—
Pros & cons
- Pros
- Delta SkyMiles Blue American Express Card
- No annual fee makes it easy to keep long-term
- 2x miles on Delta purchases and at U.S. restaurants
- 20% back on in-flight Delta purchases
- No foreign transaction fees
- Pay with Miles feature for partial flight redemptions
JetBlue Plus Card- 6x points on JetBlue purchases provides strong earning rate
- Free first checked bag extends to up to 3 companions on same reservation
- 10% points back when redeeming for JetBlue award flights
- 50% off eligible inflight food and drinks
- 5,000 anniversary bonus points each year
- Cons
- Delta SkyMiles Blue American Express Card
- No free checked bag or priority boarding
- Weak 10,000 mile welcome bonus compared to premium Delta cards
- 1x on non-category spend limits earning potential
- Rewards locked in Delta SkyMiles (no transfer partners)
- No elite status boost or companion certificate
JetBlue Plus Card- $99 annual fee may not be justified for occasional flyers
- No lounge access benefit
- No companion certificate
- No priority boarding
- Only 2x points on restaurants and groceries (same as no-fee card)
Category-by-Category Winner
The JetBlue Plus Card wins in 1 of 1 categories. The Delta SkyMiles Blue American Express Card leads in 0.
Grocery Stores
JetBlue Plus Card earns 2X vs 1X
Year One vs Ongoing Value
Modeled net value (bonus categories at unconditional rates, caps applied). Spend mix: dining 15%, groceries 15%, gas 10%, travel 10%, everything else 50%. Statement credits use the same recurring usable estimates as each card's detail page; first-year-only credits count in year one only. Welcome offers valued at each card's program rate shown on this page.
The better card depends on how much you spend.
| Scenario | Delta SkyMiles Blue American Express Card | JetBlue Plus Card | Ongoing winner | Year-one winner |
|---|---|---|---|---|
| Light spender: $1,000/month | Rewards: $166 Credits (our usable estimate): $0 − Annual fee ($0) Ongoing: $166 Year one: $286 | Rewards: $211 Credits (our usable estimate): $5 − Annual fee ($99) Ongoing: $117 Year one: $1,062 | Delta SkyMiles Blue American Express Card | JetBlue Plus Card |
| Heavy spender: $4,000/month | Rewards: $662 Credits (our usable estimate): $0 − Annual fee ($0) Ongoing: $662 Year one: $782 | Rewards: $842 Credits (our usable estimate): $5 − Annual fee ($99) Ongoing: $748 Year one: $1,693 | JetBlue Plus Card | JetBlue Plus Card |
Is the Fee Difference Worth It?
The JetBlue Plus Card costs $99/yr — that's $99 more than the Delta SkyMiles Blue American Express Card (no annual fee). To justify that gap, you need to extract at least $99 in annual value from the card's higher earn rates and benefits.
The JetBlue Plus Card includes travel credits, free checked bags. Those perks are not included in the earn-rate scenario table above — compare their dollar value to the $99 fee gap for your own usage.
Bottom line: Use the year-one vs ongoing table for modeled earn value at your spend level. The $99 fee gap means the JetBlue Plus Card needs roughly $99 more in annual rewards (or credits you will use) to break even on dining and grocery stores and everyday spend.
What You Give Up
Choosing one card means missing out on these benefits from the other.
Choosing Delta SkyMiles Blue American Express Card means losing:
- -Free checked bags
Which Card Is Right for You?
Get the JetBlue Plus Card if you:
- +Do most of your spending at grocery stores
The Bottom Line
The better card depends on how much you spend.
Published annual fees: Delta SkyMiles Blue American Express Card $0/yr, JetBlue Plus Card $99/yr — a $99 difference before welcome offers and credits.
Frequently Asked Questions
- Is the JetBlue Plus Card worth the higher annual fee?
- The JetBlue Plus Card costs $99/yr vs $0/yr for the Delta SkyMiles Blue American Express Card. Compare the year-one vs ongoing value table on this page — the $99 gap must be offset by higher earn rates, welcome offers, or credits you will use (the JetBlue Plus Card also lists travel credits).
- Which card earns more rewards, the Delta SkyMiles Blue American Express Card or JetBlue Plus Card?
- Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
- What benefits does the Delta SkyMiles Blue American Express Card have that the JetBlue Plus Card doesn't?
- The Delta SkyMiles Blue American Express Card offers travel credits. The JetBlue Plus Card offers travel credits.
- Should I get the Delta SkyMiles Blue American Express Card or the JetBlue Plus Card?
- Use the spend scenarios on this page: the Delta SkyMiles Blue American Express Card has a lower $0/yr fee; the JetBlue Plus Card must earn enough extra (or offer a larger welcome bonus) to justify $99/yr.
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.