Delta SkyMiles Blue American Express Card
Earn 2X miles on Delta and dining with $0 annual fee
The Delta SkyMiles Blue earns 2X miles on Delta purchases and restaurants worldwide with no annual fee. Use Pay with Miles to take $50 off flights for every 5,000 miles redeemed on delta.com, and save 20% on in-flight purchases. No foreign transaction fees make it a practical travel companion.
- Annual Fee
- $0
- miles · Welcome Bonus
- 10,000
- Top Rate
- 2X
Terms checked against the issuer on October 10, 2026
At a Glance
- Annual Fee
- $0
- Authorized User Fee
- $0
- Foreign Transaction Fee
- $0
- Network
- Amex Standard
- Rewards Currency
- Delta SkyMiles
- Point Valuation
- 1–1.2 cpp (mid: 1.2)
- Credit Required
- Good to Excellent
Welcome Offer
10,000
miles
$1,000
Spend Required
6 months
Time Period
Earn 10,000 bonus miles after you spend $1,000 in purchases on your new card in your first 6 months. That's worth about $120 toward Delta flights.
Earning Rates
- 2X
Dining
2X miles on dining at restaurants, including takeout and delivery in the U.S.
- 2X
Delta
- 2X
Delta
Delta flight purchases made directly with Delta
- 1X
All Other
1x miles on all other eligible purchases
Earning Scenarios
2X Miles on Delta Purchases
Earn 2 miles per dollar on eligible Delta purchases made directly with Delta. Covers flights, seat upgrades, Delta Vacations, and in-flight purchases.
Spend $2,000 on Delta flights: earn 4,000 miles (worth ~$48 at 1.2 cpp)
2X Miles at Restaurants Worldwide
Earn 2 miles per dollar at restaurants worldwide, including takeout and delivery in the U.S. No enrollment or activation required.
Spend $5,000 on dining: earn 10,000 miles (worth ~$120 at 1.2 cpp)
1X Miles on Everything Else
Earn 1 mile per dollar on all other eligible purchases — groceries, gas, utilities, subscriptions, and more.
Spend $20,000 on other purchases: earn 20,000 miles (worth ~$240 at 1.2 cpp)
Benefits & Perks
Travel Benefits
3 perksGeneral Travel
Annual Credits & Statement Credits
1 credits20% inflight purchases
Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food and beverages.
—
Annual
Insurance & Protections
4 protectionsZero liability protection on fraudulent charges
You're not responsible for unauthorized charges. Amex covers 100% of fraudulent transactions when reported promptly.
Up to $10,000 per item against damage or theft
$10,000
Reimbursement for purchases damaged, stolen, or lost within 90 days. Premium cards up to $10K/item, $50K annual max.
Extended warranty adds up to 1 year
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 5 years or less.
Secondary car rental insurance coverage
secondary
Secondary coverage for theft and collision damage on rentals up to 30 days. Skip rental counter insurance and save $15-40/day.
Dining Out
2x at restaurants
SkyMiles
≈$2.40 in value on a $100 dinner, at our valuation of 1.2¢ per point
No annual fee
Explore 5,512 New York restaurants with this cardStack a dining program
Rakuten Dining
5% back at 20,618 participating restaurants, on top of this card's 2x, once you join and link this card.
+$5
cash back, or ≈$5.50 as points
More on a $100 dinner
Program & Transfers
SkyMiles
America's premium airline rewards program
Delta SkyMiles is the loyalty program of Delta Air Lines, serving over 100 million members worldwide. As a founding member of the SkyTeam alliance, SkyMiles miles can be earned and redeemed across 19 partner airlines including Air France, KLM, Korean Air, and Virgin Atlantic. The program offers revenue-based earning on Delta flights and status qualification through Medallion tiers. Delta operates the largest airline network in the United States with major hubs in Atlanta, Minneapolis, Detroit, Seattle, Los Angeles, and New York. SkyMiles members earn miles based on ticket price rather than distance, with Medallion elite members earning bonus miles on every flight. The program is known for strong premium cabin availability on domestic routes and competitive pricing for SkyTeam partner awards. SkyMiles partners with American Express for co-branded credit cards that offer accelerated earning, free checked bags, and priority boarding. Higher-tier cards grant automatic Medallion status and companion certificates worth up to $1,000 in travel value annually.
Program Ratings
Sweet Spots — Best Redemptions
| Route / Property | Points | Cabin/Type | Value / Region |
|---|---|---|---|
| US to South America in Economy | 10,000 | economy | South America |
| US to Canada in Economy | 10,300 | economy | United States |
| US to Hawaii in Economy | 10,900 | economy | United States |
| Domestic US in First Class | 12,500 | first | United States |
| US to Europe in Economy | 23,000 | economy | Europe |
| Intra-European Economy on Partners | 10,000 | economy | Europe |
| Intra-European Business on Partners | 25,000 | business | Europe |
| Middle East to Europe Business Class | 42,500 | business | Europe |
| Within Asia Business on Korean Air | 15,000 | business | Asia |
| Asia to Oceania Business Class | 65,000 | business | Australia Nz |
| LATAM Short-Haul Economy in South America | 6,400 | economy | South America |
| Delta Flash Sales to Europe | 34,000 | economy | Europe |
| Hawaiian Inter-Island Economy | 7,500 | economy | United States |
Reviews & Analysis
Third-Party Rankings & Ratings
6 sourcesHow It Compares
The Delta SkyMiles Blue earns 2X on Delta and restaurants with no annual fee, but lacks the free checked bag and priority boarding found on the Delta Gold ($150/year). Best for occasional Delta flyers who want to earn miles without paying to hold the card.
Pros and Cons
Pros
- +No annual fee makes it easy to keep long-term
- +2x miles on Delta purchases and at U.S. restaurants
- +20% back on in-flight Delta purchases
- +No foreign transaction fees
- +Pay with Miles feature for partial flight redemptions
- +Low $1,000 spend requirement for 10,000 mile welcome bonus
Cons
- -No free checked bag or priority boarding
- -Weak 10,000 mile welcome bonus compared to premium Delta cards
- -1x on non-category spend limits earning potential
- -Rewards locked in Delta SkyMiles (no transfer partners)
- -No elite status boost or companion certificate
Who It's Best For
Best For
- Occasional Delta flyers who want to earn miles without an annual fee
- Diners who want 2x miles at U.S. restaurants
- Those new to the Delta SkyMiles program seeking an entry point
- Travelers who fly Delta a few times per year and want a no-annual-fee card
- Credit builders looking for a co-branded airline card with no annual fee
Not Ideal For
- Frequent Delta flyers who would benefit from premium card perks like free checked bags
- Travelers who want a free checked bag (not included — starts at Delta Gold)
- Those seeking lounge access, companion certificates, or priority boarding
- Travelers who fly with companions and want shared perks
The Math: Is $0 Worth It?
First-year value includes $120 welcome bonus
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$0
Net Annual Value
+$0
Details & Terms
Application Rules
| Rule | Details |
|---|---|
| Amex 2/90 | You'll be declined if you apply for a third Amex card in 90 days |
| Amex 4 Credit | Amex will decline your application if you already have 5 credit cards (not charge) and apply for a sixth |
| Delta Family | When applying for Delta personal cards, start with the lowest tiered card in the family to be eligible for the signup bonus on each remaining card |
| Amex 1/7 | Amex allows only 1 bonus per specific card every 7 years (yours or that version of the card) |
| Amex Popup Jail | After you apply, Amex may show a pop-up saying you're ineligible for the welcome bonus |
Payment Terms
| Purchase APR | 19.74%–28.74% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
FAQs
How many SkyMiles are needed for a free flight?
You can find Delta awards for as little as 4,200 miles. If you have a Delta co-branded credit card, you get a 15% discount, bringing some flights down to 3,570 miles. Taxes are usually low as well, often just $5.60 for a one-way domestic ticket.
How to earn Delta SkyMiles fast?
The [Delta SkyMiles Reserve Business](https://pointsnav.com/credit-cards/delta-skymiles-reserve-business) card has the highest regular signup bonus. You can earn 80,000 SkyMiles after spending $10,000 in the first six months. You’ll also earn at least 10,000 miles from that spend. Delta has offered elevated 100,000-mile bonuses in the past.
How do I get into a Delta lounge?
You can access Sky Clubs with Diamond Medallion status or by flying in a premium cabin when you hold Gold or Platinum status. Certain cards also provide access, including the Delta Reserve (personal and business) and the Amex Platinum ( [personal](https://pointsnav.com/credit-cards/american-express-platinum-personal) and [business](https://pointsnav.com/credit-cards/american-express-platinum-business)).
How do I know if I have Delta SkyMiles?
Log in to your Delta SkyMiles account to see your mileage balance. On the website, your name and miles appear at the top right. In the app, tap “Account” to view your balance. If you don’t have a SkyMiles account, you won’t have any Delta miles yet.
Can I claim miles from past flights in Delta?
Yes. You can request mileage credit after you've flown, even if you didn't have a SkyMiles account at the time. Log in and visit the [Request Mileage Credit page](https://www.delta.com/myskymiles/request-mileage-credit). As long as your flight was at least 7 days ago and within the last 9 months, you can receive credit.
Media & Resources
Video Reviews
8 videosDon't Waste Your Money – Delta SkyMiles Gold vs Blue
Delta SkyMiles Blue American Express Card Review | WORTH IT in 2024?!
Delta SkyMiles Blue American Express Card Review 2025 | Worth It or Leave It?
American Express Blue Delta SkyMiles Credit Card Review | Is It Worth It in 2025?
American Express Delta SkyMiles Blue Card Review 2025
Delta SkyMiles Blue American Express Card Review | Is It Worth It?
UPDATED Delta SkyMiles Blue Amex Card Review 2025 | is this Card worth it?
Third-Party Articles & Reviews
Delta SkyMiles Blue Review: Ideal for Loyal but Infrequent Flyers
NerdWallet positions the Delta Blue as ideal for loyal but infrequent Delta flyers who want to earn SkyMiles without paying an annual fee.
Which Delta SkyMiles Amex credit card is right for you?
TPG comparison of all 4 Delta personal cards. Positions the Blue as a solid entry-level option for infrequent Delta flyers, with detailed breakdown of when to upgrade to Gold or Platinum.
Delta SkyMiles Blue American Express Card Review: A stepping stone in the Delta catalogue
Bankrate rates it 3.8/5, calling it a great starter option for co-branded cards. Covers first-year vs ongoing value ($240 vs $120), perks, and pairing recommendations.
Delta SkyMiles Blue American Express Card 2026 Review
US News review covering the Delta Blue's modest mileage reward structure, no foreign transaction or annual fees, and comparison to other entry-level travel cards.
Delta SkyMiles Blue Credit Card Review 2026
Forbes Advisor rates the Delta Blue 2.7/5, noting it lacks free checked bags and priority boarding but offers no-annual-fee SkyMiles earning. Detailed comparison with Delta Gold, Reserve, and Amex Green.
Delta SkyMiles Blue American Express Card Review
LendingTree notes the Blue is the only Delta-branded card with $0 annual fee, but its low rewards earning rate and mediocre welcome bonus limit its appeal.
Delta SkyMiles Blue American Express Card
Credit Karma aggregates 42 user reviews with a 3.7 rating, highlighting the card's value for Delta rewards with no annual fee.
Delta SkyMiles Blue American Express Card
CompareCards review highlighting the 2X miles on restaurants worldwide and the card's value as a no-annual-fee Delta option.
Card Design
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| American Express | — | American Express |
| RewardsCC API | — | RewardsCC API |
| Delta Partner | — | Delta Partner |
| CardRatings | — | CardRatings: Welcome offer |
| CardRatings | — | CardRatings: Bonus categories |
| Issuer Page | Issuer Page | |
| American Express | — | American Express |
| American Express | American Express |
Top brands for this card
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Partner credits at
Merchants this card gives you a statement credit or membership at. Unlike the brands above, this isn't about earn rate — it's money the card hands back when you spend there.