Which card earns more rewards, the Capital One Venture Rewards Credit Card or Chase Sapphire Preferred Card?

The Chase Sapphire Preferred Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

What benefits does the Capital One Venture Rewards Credit Card have that the Chase Sapphire Preferred Card doesn't?

The Capital One Venture Rewards Credit Card focuses on earn rates, while the Chase Sapphire Preferred Card offers travel credits.

Should I get the Capital One Venture Rewards Credit Card or the Chase Sapphire Preferred Card?

Both cards have the same $95/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Capital One Venture Rewards Credit Card or Chase Sapphire Preferred Card?

The Chase Sapphire Preferred Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

What benefits does the Capital One Venture Rewards Credit Card have that the Chase Sapphire Preferred Card doesn't?

The Capital One Venture Rewards Credit Card focuses on earn rates, while the Chase Sapphire Preferred Card offers travel credits.

Should I get the Capital One Venture Rewards Credit Card or the Chase Sapphire Preferred Card?

Both cards have the same $95/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Capital One Venture Rewards Credit Card or Chase Sapphire Preferred Card?

The Chase Sapphire Preferred Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

What benefits does the Capital One Venture Rewards Credit Card have that the Chase Sapphire Preferred Card doesn't?

The Capital One Venture Rewards Credit Card focuses on earn rates, while the Chase Sapphire Preferred Card offers travel credits.

Should I get the Capital One Venture Rewards Credit Card or the Chase Sapphire Preferred Card?

Both cards have the same $95/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Capital One Venture Rewards Credit Card vs Chase Sapphire Preferred Card

Both cards cost $95/yr. The Capital One Venture Rewards Credit Card is better for hotels, while the Chase Sapphire Preferred Card wins on travel. Here's how they compare.

Capital One Venture Rewards Credit Card

Capital One

Chase Sapphire Preferred Card

Chase

Fees & Welcome Offer

Annual Fee

$95

Welcome Bonus

75,000 Flex point

Earn Rates

Category	Capital One Venture Rewards Credit Card	Chase Sapphire Preferred Card
Dining	1X	3X

Category-by-Category Winner

The Chase Sapphire Preferred Card wins in 5 of 5 categories. The Capital One Venture Rewards Credit Card leads in 0.

Dining

Chase Sapphire Preferred Card earns 3X vs 1X

Streaming

Chase Sapphire Preferred Card earns 3X vs 1X

Online Groceries

Chase Sapphire Preferred Card earns 3X vs 1X

Grocery Delivery

Chase Sapphire Preferred Card earns 3X vs 1X

Travel

Chase Sapphire Preferred Card earns 2X vs 1X

What You Give Up

Choosing one card means missing out on these benefits from the other.

Choosing Chase Sapphire Preferred Card means losing:

-Global Entry credit

Choosing Capital One Venture Rewards Credit Card means losing:

-Annual travel credit
-Purchase protection

Which Card Is Right for You?

Frequently Asked Questions

Which card earns more rewards, the Capital One Venture Rewards Credit Card or Chase Sapphire Preferred Card?: The Chase Sapphire Preferred Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
What benefits does the Capital One Venture Rewards Credit Card have that the Chase Sapphire Preferred Card doesn't?: The Capital One Venture Rewards Credit Card focuses on earn rates, while the Chase Sapphire Preferred Card offers travel credits.
Should I get the Capital One Venture Rewards Credit Card or the Chase Sapphire Preferred Card?: Both cards have the same $95/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Gold vs Chase Sapphire Preferred Amex Green vs Capital One Venture Amex Green vs Chase Sapphire Preferred Amex Platinum vs Capital One Venture

Explore More

Capital One Venture Rewards Credit Card — Full Review All Capital One Cards

Chase Sapphire Preferred Card — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · Chase cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.

Capital One Venture Rewards Credit Card vs Chase Sapphire Preferred Card

Both cards cost $95/yr. The Capital One Venture Rewards Credit Card is better for hotels, while the Chase Sapphire Preferred Card wins on travel. Here's how they compare.

Capital One Venture Rewards Credit Card

Capital One

Chase Sapphire Preferred Card

Chase

Fees & Welcome Offer

Annual Fee

$95

Welcome Bonus

75,000 Flex point

Earn Rates

Category	Capital One Venture Rewards Credit Card	Chase Sapphire Preferred Card
Dining	1X	3X

Category-by-Category Winner

The Chase Sapphire Preferred Card wins in 5 of 5 categories. The Capital One Venture Rewards Credit Card leads in 0.

Dining

Chase Sapphire Preferred Card earns 3X vs 1X

Streaming

Chase Sapphire Preferred Card earns 3X vs 1X

Online Groceries

Chase Sapphire Preferred Card earns 3X vs 1X

Grocery Delivery

Chase Sapphire Preferred Card earns 3X vs 1X

Travel

Chase Sapphire Preferred Card earns 2X vs 1X

What You Give Up

Choosing one card means missing out on these benefits from the other.

Choosing Chase Sapphire Preferred Card means losing:

-Global Entry credit

Choosing Capital One Venture Rewards Credit Card means losing:

-Annual travel credit
-Purchase protection

Which Card Is Right for You?

Frequently Asked Questions

Which card earns more rewards, the Capital One Venture Rewards Credit Card or Chase Sapphire Preferred Card?: The Chase Sapphire Preferred Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
What benefits does the Capital One Venture Rewards Credit Card have that the Chase Sapphire Preferred Card doesn't?: The Capital One Venture Rewards Credit Card focuses on earn rates, while the Chase Sapphire Preferred Card offers travel credits.
Should I get the Capital One Venture Rewards Credit Card or the Chase Sapphire Preferred Card?: Both cards have the same $95/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Gold vs Chase Sapphire Preferred Amex Green vs Capital One Venture Amex Green vs Chase Sapphire Preferred Amex Platinum vs Capital One Venture

Explore More

Capital One Venture Rewards Credit Card — Full Review All Capital One Cards

Chase Sapphire Preferred Card — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · Chase cards

Capital One Venture Rewards Credit Card vs Chase Sapphire Preferred Card

Both cards cost $95/yr. The Capital One Venture Rewards Credit Card is better for hotels, while the Chase Sapphire Preferred Card wins on travel. Here's how they compare.

Capital One Venture Rewards Credit Card

Capital One

Chase Sapphire Preferred Card

Chase

Fees & Welcome Offer

Annual Fee

$95

Welcome Bonus

75,000 Flex point

Earn Rates

Category	Capital One Venture Rewards Credit Card	Chase Sapphire Preferred Card
Dining	1X	3X

Category-by-Category Winner

The Chase Sapphire Preferred Card wins in 5 of 5 categories. The Capital One Venture Rewards Credit Card leads in 0.

Dining

Chase Sapphire Preferred Card earns 3X vs 1X

Streaming

Chase Sapphire Preferred Card earns 3X vs 1X

Online Groceries

Chase Sapphire Preferred Card earns 3X vs 1X

Grocery Delivery

Chase Sapphire Preferred Card earns 3X vs 1X

Travel

Chase Sapphire Preferred Card earns 2X vs 1X

What You Give Up

Choosing one card means missing out on these benefits from the other.

Choosing Chase Sapphire Preferred Card means losing:

-Global Entry credit

Choosing Capital One Venture Rewards Credit Card means losing:

-Annual travel credit
-Purchase protection

Which Card Is Right for You?

Frequently Asked Questions

Which card earns more rewards, the Capital One Venture Rewards Credit Card or Chase Sapphire Preferred Card?: The Chase Sapphire Preferred Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
What benefits does the Capital One Venture Rewards Credit Card have that the Chase Sapphire Preferred Card doesn't?: The Capital One Venture Rewards Credit Card focuses on earn rates, while the Chase Sapphire Preferred Card offers travel credits.
Should I get the Capital One Venture Rewards Credit Card or the Chase Sapphire Preferred Card?: Both cards have the same $95/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Gold vs Chase Sapphire Preferred Amex Green vs Capital One Venture Amex Green vs Chase Sapphire Preferred Amex Platinum vs Capital One Venture

Explore More

Capital One Venture Rewards Credit Card — Full Review All Capital One Cards

Chase Sapphire Preferred Card — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · Chase cards

Pros & Cons

Pros

+Unlimited 2X miles on every purchase with no category tracking required
+5X miles on hotels and rental cars booked through Capital One Travel
+$250 annual travel credit offsets most of the $95 annual fee
+75,000 mile welcome bonus after $4,000 spend in 3 months
+TSA PreCheck or Global Entry credit ($120 value every 4 years)

+75,000 point welcome bonus worth $937+ via transfers
+$95 annual fee offset by $50 hotel credit
+1:1 transfer to 13+ airline and hotel partners including Hyatt
+5X on Chase Travel, 3X dining, streaming, online groceries
+Trip cancellation, delay, and lost luggage insurance included

Cons

−$95 annual fee (reduced to ~$0 with travel credit, but credit must be used)
−No lounge access or premium travel perks like Venture X
−5X earning requires booking through Capital One Travel portal
−2X flat rate beaten by category-specific cards in dining, groceries, etc.

−$95 annual fee vs $0 Freedom cards
−No lounge access included
−Secondary rental car coverage only (not primary)
−5/24 rule restricts applicants with 5+ cards in 24 months
−No 0% intro APR offer

Pros & Cons

Pros

+Unlimited 2X miles on every purchase with no category tracking required
+5X miles on hotels and rental cars booked through Capital One Travel
+$250 annual travel credit offsets most of the $95 annual fee
+75,000 mile welcome bonus after $4,000 spend in 3 months
+TSA PreCheck or Global Entry credit ($120 value every 4 years)

+75,000 point welcome bonus worth $937+ via transfers
+$95 annual fee offset by $50 hotel credit
+1:1 transfer to 13+ airline and hotel partners including Hyatt
+5X on Chase Travel, 3X dining, streaming, online groceries
+Trip cancellation, delay, and lost luggage insurance included

Cons

−$95 annual fee (reduced to ~$0 with travel credit, but credit must be used)
−No lounge access or premium travel perks like Venture X
−5X earning requires booking through Capital One Travel portal
−2X flat rate beaten by category-specific cards in dining, groceries, etc.

−$95 annual fee vs $0 Freedom cards
−No lounge access included
−Secondary rental car coverage only (not primary)
−5/24 rule restricts applicants with 5+ cards in 24 months
−No 0% intro APR offer

Pros & Cons

Pros

+Unlimited 2X miles on every purchase with no category tracking required
+5X miles on hotels and rental cars booked through Capital One Travel
+$250 annual travel credit offsets most of the $95 annual fee
+75,000 mile welcome bonus after $4,000 spend in 3 months
+TSA PreCheck or Global Entry credit ($120 value every 4 years)

+75,000 point welcome bonus worth $937+ via transfers
+$95 annual fee offset by $50 hotel credit
+1:1 transfer to 13+ airline and hotel partners including Hyatt
+5X on Chase Travel, 3X dining, streaming, online groceries
+Trip cancellation, delay, and lost luggage insurance included

Cons

−$95 annual fee (reduced to ~$0 with travel credit, but credit must be used)
−No lounge access or premium travel perks like Venture X
−5X earning requires booking through Capital One Travel portal
−2X flat rate beaten by category-specific cards in dining, groceries, etc.

−$95 annual fee vs $0 Freedom cards
−No lounge access included
−Secondary rental car coverage only (not primary)
−5/24 rule restricts applicants with 5+ cards in 24 months
−No 0% intro APR offer

Capital One Venture Rewards Credit Card vs Chase Sapphire Preferred Card

Capital One Venture Rewards Credit Card

Chase Sapphire Preferred Card

Fees & Welcome Offer

Earn Rates

Category-by-Category Winner

What You Give Up

Which Card Is Right for You?

Frequently Asked Questions

Related Comparisons

Explore More

Capital One Venture Rewards Credit Card vs Chase Sapphire Preferred Card

Capital One Venture Rewards Credit Card

Chase Sapphire Preferred Card

Fees & Welcome Offer

Earn Rates

Category-by-Category Winner

What You Give Up

Which Card Is Right for You?

Frequently Asked Questions

Related Comparisons

Explore More

Capital One Venture Rewards Credit Card vs Chase Sapphire Preferred Card

Capital One Venture Rewards Credit Card

Chase Sapphire Preferred Card

Fees & Welcome Offer

Earn Rates

Category-by-Category Winner

What You Give Up

Which Card Is Right for You?

Frequently Asked Questions

Related Comparisons

Explore More

Benefits & Features

Pros & Cons

Benefits & Features

Pros & Cons

Benefits & Features

Pros & Cons