Should I get the Capital One VentureOne Rewards Credit Card or the Chase Freedom Unlimited?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Should I get the Capital One VentureOne Rewards Credit Card or the Chase Freedom Unlimited?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Should I get the Capital One VentureOne Rewards Credit Card or the Chase Freedom Unlimited?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Capital One VentureOne Rewards Credit Card vs Chase Freedom Unlimited

Both cards cost $0/yr. The Capital One VentureOne Rewards Credit Card is better for hotels, while the Chase Freedom Unlimited wins on travel. Here's how they compare.

Capital One VentureOne Rewards Credit Card

Capital One

Chase Freedom Unlimited

Chase

Fees & Welcome Offer

Annual Fee

Welcome Bonus

20,000 Flex point

200 Cash

Earn Rates

Category	Capital One VentureOne Rewards Credit Card	Chase Freedom Unlimited
Dining	1X	3X
Drugstores	1X	3X
Everything Else	1X	1.5X

Benefits & Features

Network

MASTERCARD

VISA

Key Benefits

None

Pros & Cons

Pros

+No annual fee
+20,000 mile welcome bonus ($200 value)
+5X miles on hotels and rental cars via Capital One Travel
+1.25X miles on all purchases
+No foreign transaction fees

+1.5% cash back on every purchase with no caps or categories
+5% on Chase Travel, 3% on dining and drugstores
+$200 bonus after $500 spend in 3 months
+0% intro APR for 15 months on purchases and balance transfers
+$0 annual fee with Visa Signature benefits

Cons

−Lower earn rate than premium travel cards
−No lounge access or premium travel benefits
−5X earning requires booking through Capital One Travel
Miles worth 1 cent each for travel, less for other redemptions

Category-by-Category Winner

The Chase Freedom Unlimited wins in 3 of 3 categories. The Capital One VentureOne Rewards Credit Card leads in 0.

Dining

Chase Freedom Unlimited earns 3X vs 1X

Drugstores

Chase Freedom Unlimited earns 3X vs 1X

Everyday purchases

Chase Freedom Unlimited earns 1.5X on all other spending vs 1X

Which Card Is Right for You?

Get the Chase Freedom Unlimited if you:

+Spend $300+/month on restaurants and dining out
+Prefer a high flat rate across all spending

Frequently Asked Questions

Which card earns more rewards, the Capital One VentureOne Rewards Credit Card or Chase Freedom Unlimited?: The Chase Freedom Unlimited has a higher base earn rate (1.5X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Capital One VentureOne Rewards Credit Card or the Chase Freedom Unlimited?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Capital One Venture One Amex Blue Cash Everyday vs Chase Freedom Unlimited Amex Green vs Capital One Venture One Amex Green vs Chase Freedom Unlimited

Explore More

Capital One VentureOne Rewards Credit Card — Full Review All Capital One Cards

Chase Freedom Unlimited — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · Chase cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.

Capital One VentureOne Rewards Credit Card vs Chase Freedom Unlimited

Both cards cost $0/yr. The Capital One VentureOne Rewards Credit Card is better for hotels, while the Chase Freedom Unlimited wins on travel. Here's how they compare.

Capital One VentureOne Rewards Credit Card

Capital One

Chase Freedom Unlimited

Chase

Fees & Welcome Offer

Annual Fee

Welcome Bonus

20,000 Flex point

200 Cash

Earn Rates

Category	Capital One VentureOne Rewards Credit Card	Chase Freedom Unlimited
Dining	1X	3X
Drugstores	1X	3X
Everything Else	1X	1.5X

Benefits & Features

Network

MASTERCARD

VISA

Key Benefits

None

Pros & Cons

Pros

+No annual fee
+20,000 mile welcome bonus ($200 value)
+5X miles on hotels and rental cars via Capital One Travel
+1.25X miles on all purchases
+No foreign transaction fees

+1.5% cash back on every purchase with no caps or categories
+5% on Chase Travel, 3% on dining and drugstores
+$200 bonus after $500 spend in 3 months
+0% intro APR for 15 months on purchases and balance transfers
+$0 annual fee with Visa Signature benefits

Cons

−Lower earn rate than premium travel cards
−No lounge access or premium travel benefits
−5X earning requires booking through Capital One Travel
Miles worth 1 cent each for travel, less for other redemptions

Category-by-Category Winner

The Chase Freedom Unlimited wins in 3 of 3 categories. The Capital One VentureOne Rewards Credit Card leads in 0.

Dining

Chase Freedom Unlimited earns 3X vs 1X

Drugstores

Chase Freedom Unlimited earns 3X vs 1X

Everyday purchases

Chase Freedom Unlimited earns 1.5X on all other spending vs 1X

Which Card Is Right for You?

Get the Chase Freedom Unlimited if you:

+Spend $300+/month on restaurants and dining out
+Prefer a high flat rate across all spending

Frequently Asked Questions

Which card earns more rewards, the Capital One VentureOne Rewards Credit Card or Chase Freedom Unlimited?: The Chase Freedom Unlimited has a higher base earn rate (1.5X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Capital One VentureOne Rewards Credit Card or the Chase Freedom Unlimited?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Capital One Venture One Amex Blue Cash Everyday vs Chase Freedom Unlimited Amex Green vs Capital One Venture One Amex Green vs Chase Freedom Unlimited

Explore More

Capital One VentureOne Rewards Credit Card — Full Review All Capital One Cards

Chase Freedom Unlimited — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · Chase cards

Capital One VentureOne Rewards Credit Card vs Chase Freedom Unlimited

Both cards cost $0/yr. The Capital One VentureOne Rewards Credit Card is better for hotels, while the Chase Freedom Unlimited wins on travel. Here's how they compare.

Capital One VentureOne Rewards Credit Card

Capital One

Chase Freedom Unlimited

Chase

Fees & Welcome Offer

Annual Fee

Welcome Bonus

20,000 Flex point

200 Cash

Earn Rates

Category	Capital One VentureOne Rewards Credit Card	Chase Freedom Unlimited
Dining	1X	3X
Drugstores	1X	3X
Everything Else	1X	1.5X

Benefits & Features

Network

MASTERCARD

VISA

Key Benefits

None

Pros & Cons

Pros

+No annual fee
+20,000 mile welcome bonus ($200 value)
+5X miles on hotels and rental cars via Capital One Travel
+1.25X miles on all purchases
+No foreign transaction fees

+1.5% cash back on every purchase with no caps or categories
+5% on Chase Travel, 3% on dining and drugstores
+$200 bonus after $500 spend in 3 months
+0% intro APR for 15 months on purchases and balance transfers
+$0 annual fee with Visa Signature benefits

Cons

−Lower earn rate than premium travel cards
−No lounge access or premium travel benefits
−5X earning requires booking through Capital One Travel
Miles worth 1 cent each for travel, less for other redemptions

Category-by-Category Winner

The Chase Freedom Unlimited wins in 3 of 3 categories. The Capital One VentureOne Rewards Credit Card leads in 0.

Dining

Chase Freedom Unlimited earns 3X vs 1X

Drugstores

Chase Freedom Unlimited earns 3X vs 1X

Everyday purchases

Chase Freedom Unlimited earns 1.5X on all other spending vs 1X

Which Card Is Right for You?

Get the Chase Freedom Unlimited if you:

+Spend $300+/month on restaurants and dining out
+Prefer a high flat rate across all spending

Frequently Asked Questions

Which card earns more rewards, the Capital One VentureOne Rewards Credit Card or Chase Freedom Unlimited?: The Chase Freedom Unlimited has a higher base earn rate (1.5X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Capital One VentureOne Rewards Credit Card or the Chase Freedom Unlimited?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Capital One Venture One Amex Blue Cash Everyday vs Chase Freedom Unlimited Amex Green vs Capital One Venture One Amex Green vs Chase Freedom Unlimited

Explore More

Capital One VentureOne Rewards Credit Card — Full Review All Capital One Cards

Chase Freedom Unlimited — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · Chase cards