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2 of 4 cards. Side by side on fees, welcome offers, earn rates and benefits.

All detailsDifferences only

Credit card comparison
Overview
	Capital One Quicksilver Cash Rewards Credit Card Capital One · No annual fee	Chase Freedom Unlimited Chase · No annual fee
Annual fee	$0	$0
Welcome offerCurrent public offer	$200 cash back	$200 cash back
Rewards	Cash back	Cash back
Foreign transaction fee	None Lowest	3%
Network	Mastercard World Elite	Visa Signature
Earn ratesPer $1 spent
Dining	1.5%	3% Highest
Drugstores	1.5%	3% Highest
Everything else	1.5%	1.5%
Statement creditsAs the issuer states them · — means none on record
Dining & delivery	—	Free DashPass membership for 6 months · $60 one-time
Perks & access— means none on record
Other perks	No Foreign Transaction Fees 24/7 Travel Assistance Services Worldwide Capital One Dining Complimentary Concierge Service	24/7 travel assistance when you're away from home
Protections & insuranceLimits where published · — means none on record
Trip insurance	Travel Accident Insurance Up to $1,000,000	Up to $6,000 trip cancellation and interruption coverage · up to $1,500
Rental car	—	Free rental car coverage when you decline counter insurance
Purchase & returns	—	Up to $500 protection for damaged or stolen purchases 24/7 fraud monitoring Zero Liability on unauthorized charges
Extended warranty	Extended Warranty Doubles Coverage, Up to 24 Months	Add an extra year to manufacturer warranties
Other protections	Free Credit Monitoring with CreditWise	24/7 lost/stolen card assistance worldwide
Pros & cons
Pros	No annual fee keeps costs at zero Unlimited 1.5% cash back on all purchases with no caps or rotating categories No foreign transaction fees saves 3% on international purchases 5% back on hotels, vacation rentals and rental cars booked through Capital One Travel Low $500 spend requirement for welcome bonus is easy to meet	1.5% cash back on every purchase with no caps or categories 5% on Chase Travel, 3% on dining and drugstores $200 bonus after $500 spend in 3 months 0% intro APR for 15 months on purchases and balance transfers $0 annual fee with Visa Signature benefits
Cons	1.5% flat rate is lower than category-specific cards offer in their bonus categories No transfer partners for airline or hotel loyalty programs Lacks premium travel protections like trip delay or primary rental car insurance Welcome bonus amount is modest compared to premium travel cards No bonus categories for everyday spending like dining or groceries	3% foreign transaction fee 1.5% base rate lower than Freedom Flex's 5% rotating categories Points worth only 1 cent without Sapphire card pairing No premium travel insurance or lounge access Lower welcome bonus than Sapphire cards
	Card details	Card details

Capital One Quicksilver Cash Rewards Credit Card
Capital One · No annual fee
Chase Freedom Unlimited
Chase · No annual fee

Overview

Annual fee: Capital One Quicksilver Cash Rewards Credit Card
$0
Chase Freedom Unlimited
$0
Welcome offerCurrent public offer: Capital One Quicksilver Cash Rewards Credit Card
$200 cash back
Chase Freedom Unlimited
$200 cash back
Rewards: Capital One Quicksilver Cash Rewards Credit Card
Cash back
Chase Freedom Unlimited
Cash back
Foreign transaction fee: Capital One Quicksilver Cash Rewards Credit Card
None
Lowest
Chase Freedom Unlimited
3%
Network: Capital One Quicksilver Cash Rewards Credit Card
Mastercard World Elite
Chase Freedom Unlimited
Visa Signature

Earn ratesPer $1 spent

Dining: Capital One Quicksilver Cash Rewards Credit Card
1.5%
Chase Freedom Unlimited
3%
Highest
Drugstores: Capital One Quicksilver Cash Rewards Credit Card
1.5%
Chase Freedom Unlimited
3%
Highest
Everything else: Capital One Quicksilver Cash Rewards Credit Card
1.5%
Chase Freedom Unlimited
1.5%

Statement creditsAs the issuer states them · — means none on record

Dining & delivery: Capital One Quicksilver Cash Rewards Credit Card
—
Chase Freedom Unlimited
Free DashPass membership for 6 months · $60 one-time

Perks & access— means none on record

Other perks: Capital One Quicksilver Cash Rewards Credit Card
No Foreign Transaction Fees
24/7 Travel Assistance Services Worldwide
Capital One Dining
Complimentary Concierge Service
Chase Freedom Unlimited
24/7 travel assistance when you're away from home

Protections & insuranceLimits where published · — means none on record

Trip insurance: Capital One Quicksilver Cash Rewards Credit Card
Travel Accident Insurance Up to $1,000,000
Chase Freedom Unlimited
Up to $6,000 trip cancellation and interruption coverage · up to $1,500
Rental car: Capital One Quicksilver Cash Rewards Credit Card
—
Chase Freedom Unlimited
Free rental car coverage when you decline counter insurance
Purchase & returns: Capital One Quicksilver Cash Rewards Credit Card
—
Chase Freedom Unlimited
Up to $500 protection for damaged or stolen purchases
24/7 fraud monitoring
Zero Liability on unauthorized charges
Extended warranty: Capital One Quicksilver Cash Rewards Credit Card
Extended Warranty Doubles Coverage, Up to 24 Months
Chase Freedom Unlimited
Add an extra year to manufacturer warranties
Other protections: Capital One Quicksilver Cash Rewards Credit Card
Free Credit Monitoring with CreditWise
Chase Freedom Unlimited
24/7 lost/stolen card assistance worldwide

Pros & cons

Pros: Capital One Quicksilver Cash Rewards Credit Card
No annual fee keeps costs at zero
Unlimited 1.5% cash back on all purchases with no caps or rotating categories
No foreign transaction fees saves 3% on international purchases
5% back on hotels, vacation rentals and rental cars booked through Capital One Travel
Low $500 spend requirement for welcome bonus is easy to meet
Chase Freedom Unlimited
1.5% cash back on every purchase with no caps or categories
5% on Chase Travel, 3% on dining and drugstores
$200 bonus after $500 spend in 3 months
0% intro APR for 15 months on purchases and balance transfers
$0 annual fee with Visa Signature benefits
Cons: Capital One Quicksilver Cash Rewards Credit Card
1.5% flat rate is lower than category-specific cards offer in their bonus categories
No transfer partners for airline or hotel loyalty programs
Lacks premium travel protections like trip delay or primary rental car insurance
Welcome bonus amount is modest compared to premium travel cards
No bonus categories for everyday spending like dining or groceries
Chase Freedom Unlimited
3% foreign transaction fee
1.5% base rate lower than Freedom Flex's 5% rotating categories
Points worth only 1 cent without Sapphire card pairing
No premium travel insurance or lounge access
Lower welcome bonus than Sapphire cards

Card details

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