Compare up to 4 cards

2 of 4 cards. Side by side on fees, welcome offers, earn rates and benefits.

All detailsDifferences only

Credit card comparison
Overview
	Prime Visa Chase · No annual fee	Blue Cash Everyday Card from American Express American Express · No annual fee
Annual fee	$0	$0
Welcome offerCurrent public offer	$150 gift card	As high as $200 cash back — offers vary
Rewards	Cash back	Cash back
Foreign transaction fee	None Lowest	2.7%
Network	Visa Signature	American Express
Earn ratesPer $1 spent
Gas Stations	2%	3% Highest
Grocery Stores	1%	3% Highest
Online Shopping	1%	3% Highest
Department Stores	1%	2% Highest
Dining	2% Highest	1%
Transit	2% Highest	1%
Everything else	1%	1%
Statement creditsAs the issuer states them · — means none on record
Entertainment & streaming	—	$7/mo Disney+ · $7 monthly
Perks & access— means none on record
Other perks	—	Amex Offers Early access to concerts and events 24/7 global travel assistance
Protections & insuranceLimits where published · — means none on record
Trip insurance	Up to $500,000 travel accident coverage	—
Rental car	—	Car Rental Loss and Damage Insurance
Purchase & returns	$500 per claim on damage or theft	Up to $1,000 per item against damage or theft
Other protections	—	Zero liability protection on fraudulent charges
Pros & cons
Pros	5% back at Amazon.com, Audible.com, Whole Foods Market and on Chase Travel with an eligible Prime membership 5% back on Chase Travel portal bookings with no cap 2% back at restaurants, gas stations, and transit - solid everyday categories $150 Amazon Gift Card welcome bonus with no minimum spend required No annual fee on the card itself (Prime membership separate)	No annual fee with solid category rewards 3% cash back at U.S. supermarkets up to $6,000/year ($180 max annual value) Up to $84/year Disney Bundle credit for streaming subscriptions 0% intro APR for 15 months on purchases (3 months longer than Preferred) As high as $200 cash back welcome offer after $2,000 spend in 6 months (offers vary)
Cons	Requires an eligible Amazon Prime membership to earn 5% (3% without Prime) Rewards locked to Amazon ecosystem - cannot transfer to airlines/hotels Only 1% back on non-category purchases - below average for catch-all spending No premium travel protections like trip delay insurance or lounge access Sign-up bonus is gift card, not flexible cash or points	3% grocery rate is half of Blue Cash Preferred's 6% 2.7% foreign transaction fee makes it unsuitable for travel 3% rates on gas and online retail are capped at $6,000/year each 1% back on non-category purchases is below average $6,000 annual cap on grocery bonus limits heavy spenders
	Card details	Card details

Prime Visa
Chase · No annual fee
Blue Cash Everyday Card from American Express
American Express · No annual fee

Overview

Annual fee: Prime Visa
$0
Blue Cash Everyday Card from American Express
$0
Welcome offerCurrent public offer: Prime Visa
$150 gift card
Blue Cash Everyday Card from American Express
As high as $200 cash back — offers vary
Rewards: Prime Visa
Cash back
Blue Cash Everyday Card from American Express
Cash back
Foreign transaction fee: Prime Visa
None
Lowest
Blue Cash Everyday Card from American Express
2.7%
Network: Prime Visa
Visa Signature
Blue Cash Everyday Card from American Express
American Express

Earn ratesPer $1 spent

Gas Stations: Prime Visa
2%
Blue Cash Everyday Card from American Express
3%
Highest
Grocery Stores: Prime Visa
1%
Blue Cash Everyday Card from American Express
3%
Highest
Online Shopping: Prime Visa
1%
Blue Cash Everyday Card from American Express
3%
Highest
Department Stores: Prime Visa
1%
Blue Cash Everyday Card from American Express
2%
Highest
Dining: Prime Visa
2%
Highest
Blue Cash Everyday Card from American Express
1%
Transit: Prime Visa
2%
Highest
Blue Cash Everyday Card from American Express
1%
Everything else: Prime Visa
1%
Blue Cash Everyday Card from American Express
1%

Statement creditsAs the issuer states them · — means none on record

Entertainment & streaming: Prime Visa
—
Blue Cash Everyday Card from American Express
$7/mo Disney+ · $7 monthly

Perks & access— means none on record

Other perks: Prime Visa
—
Blue Cash Everyday Card from American Express
Amex Offers
Early access to concerts and events
24/7 global travel assistance

Protections & insuranceLimits where published · — means none on record

Trip insurance: Prime Visa
Up to $500,000 travel accident coverage
Blue Cash Everyday Card from American Express
—
Rental car: Prime Visa
—
Blue Cash Everyday Card from American Express
Car Rental Loss and Damage Insurance
Purchase & returns: Prime Visa
$500 per claim on damage or theft
Blue Cash Everyday Card from American Express
Up to $1,000 per item against damage or theft
Other protections: Prime Visa
—
Blue Cash Everyday Card from American Express
Zero liability protection on fraudulent charges

Pros & cons

Pros: Prime Visa
5% back at Amazon.com, Audible.com, Whole Foods Market and on Chase Travel with an eligible Prime membership
5% back on Chase Travel portal bookings with no cap
2% back at restaurants, gas stations, and transit - solid everyday categories
$150 Amazon Gift Card welcome bonus with no minimum spend required
No annual fee on the card itself (Prime membership separate)
Blue Cash Everyday Card from American Express
No annual fee with solid category rewards
3% cash back at U.S. supermarkets up to $6,000/year ($180 max annual value)
Up to $84/year Disney Bundle credit for streaming subscriptions
0% intro APR for 15 months on purchases (3 months longer than Preferred)
As high as $200 cash back welcome offer after $2,000 spend in 6 months (offers vary)
Cons: Prime Visa
Requires an eligible Amazon Prime membership to earn 5% (3% without Prime)
Rewards locked to Amazon ecosystem - cannot transfer to airlines/hotels
Only 1% back on non-category purchases - below average for catch-all spending
No premium travel protections like trip delay insurance or lounge access
Sign-up bonus is gift card, not flexible cash or points
Blue Cash Everyday Card from American Express
3% grocery rate is half of Blue Cash Preferred's 6%
2.7% foreign transaction fee makes it unsuitable for travel
3% rates on gas and online retail are capped at $6,000/year each
1% back on non-category purchases is below average
$6,000 annual cap on grocery bonus limits heavy spenders

Card details

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