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2 of 4 cards. Side by side on fees, welcome offers, earn rates and benefits.

All detailsDifferences only

Credit card comparison
Overview
	Capital One Venture Rewards Credit Card Capital One · $95/yr	Costco Anywhere Visa Card by Citi Citi · No annual fee
Annual fee	$95	$0 Lowest
Welcome offerCurrent public offer	75,000 miles	—
Rewards	Capital One Miles	Cash back
Foreign transaction fee	None	None
Network	Mastercard World Elite	Visa
Earn ratesPer $1 spent · points and cash back aren’t ranked against each other
Gas Stations	2x	4%
Dining	2x	3%
Travel	2x	3%
Everything else	2x	1%
Statement creditsAs the issuer states them · — means none on record
Travel	$300 Stays Credit (1st Year) · $300 one-time $120 Global Entry/TSA PreCheck · $120 every 4 years	—
Perks & access— means none on record
Lounges	Capital One Lounge access at $45/visit	—
Hotel status & programs	$50 Lifestyle Collection	—
Car rental	Free Hertz Five Star Elite Status with Premium Benefits	—
Other perks	Get 50% Off All Handcrafted Beverages at Capital One Cafes Exclusive Capital One Dining Access to Popular Restaurants Exclusive Capital One Entertainment Access with VIP Packages Zero Foreign Transaction Fees on All International Purchases Around the Clock 24 Hour Travel Help	No foreign transaction fees Citi Entertainment® Roadside assistance dispatch service
Protections & insuranceLimits where published · — means none on record
Trip insurance	Travel Accident Cover at No Extra Charge	—
Rental car	Secondary Auto Rental Collision Damage Waiver for Rental	Worldwide car rental insurance
Purchase & returns	Automatic Price Drop Cover and Price Match Guarantee Purchase Security up to $10,000 per claim	Zero Liability on unauthorized charges
Extended warranty	Extended Warranty Protection up to $10,000 per claim	—
Other protections	Credit monitoring Card Replacement and Cash Advance When Traveling Abroad Zero Dollar Fraud Liability Cover on All Unauthorized	Free FICO® Score updated monthly 24/7 travel and emergency assistance 24/7 lost/stolen card assistance worldwide
Pros & cons
Pros	Unlimited 2X miles on every purchase with no category tracking required 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel One-time $300 stays credit for hotels and vacation rentals in the first year 75,000 mile welcome bonus after $4,000 spend in 3 months TSA PreCheck or Global Entry credit ($120 value every 4 years)	No card annual fee (membership required separately) 4% cash back on gas (up to $7K annual spend) 3% cash back on restaurants and travel 2% cash back at Costco warehouse and Costco.com 1% on all other purchases
Cons	$95 annual fee (only partly offset by the one-time first-year stays credit) No lounge access or premium travel perks like Venture X 5X earning requires booking through Capital One Travel portal 2X flat rate beaten by category-specific cards in dining, groceries, etc.	Requires Costco membership ($65/year Gold Star minimum) 4% gas rate capped at $7K/year ($280 max annual gas rewards) 1% fallback after gas cap is spent No premium travel benefits or insurance Limited to Visa network (some merchants may not accept)
	Card details	Card details

Capital One Venture Rewards Credit Card
Capital One · $95/yr
Costco Anywhere Visa Card by Citi
Citi · No annual fee

Overview

Annual fee: Capital One Venture Rewards Credit Card
$95
Costco Anywhere Visa Card by Citi
$0
Lowest
Welcome offerCurrent public offer: Capital One Venture Rewards Credit Card
75,000 miles
Costco Anywhere Visa Card by Citi
—
Rewards: Capital One Venture Rewards Credit Card
Capital One Miles
Costco Anywhere Visa Card by Citi
Cash back
Foreign transaction fee: Capital One Venture Rewards Credit Card
None
Costco Anywhere Visa Card by Citi
None
Network: Capital One Venture Rewards Credit Card
Mastercard World Elite
Costco Anywhere Visa Card by Citi
Visa

Earn ratesPer $1 spent · points and cash back aren’t ranked against each other

Gas Stations: Capital One Venture Rewards Credit Card
2x
Costco Anywhere Visa Card by Citi
4%
Dining: Capital One Venture Rewards Credit Card
2x
Costco Anywhere Visa Card by Citi
3%
Travel: Capital One Venture Rewards Credit Card
2x
Costco Anywhere Visa Card by Citi
3%
Everything else: Capital One Venture Rewards Credit Card
2x
Costco Anywhere Visa Card by Citi
1%

Statement creditsAs the issuer states them · — means none on record

Travel: Capital One Venture Rewards Credit Card
$300 Stays Credit (1st Year) · $300 one-time
$120 Global Entry/TSA PreCheck · $120 every 4 years
Costco Anywhere Visa Card by Citi
—

Perks & access— means none on record

Lounges: Capital One Venture Rewards Credit Card
Capital One Lounge access at $45/visit
Costco Anywhere Visa Card by Citi
—
Hotel status & programs: Capital One Venture Rewards Credit Card
$50 Lifestyle Collection
Costco Anywhere Visa Card by Citi
—
Car rental: Capital One Venture Rewards Credit Card
Free Hertz Five Star Elite Status with Premium Benefits
Costco Anywhere Visa Card by Citi
—
Other perks: Capital One Venture Rewards Credit Card
Get 50% Off All Handcrafted Beverages at Capital One Cafes
Exclusive Capital One Dining Access to Popular Restaurants
Exclusive Capital One Entertainment Access with VIP Packages
Zero Foreign Transaction Fees on All International Purchases
Around the Clock 24 Hour Travel Help
Costco Anywhere Visa Card by Citi
No foreign transaction fees
Citi Entertainment®
Roadside assistance dispatch service

Protections & insuranceLimits where published · — means none on record

Trip insurance: Capital One Venture Rewards Credit Card
Travel Accident Cover at No Extra Charge
Costco Anywhere Visa Card by Citi
—
Rental car: Capital One Venture Rewards Credit Card
Secondary Auto Rental Collision Damage Waiver for Rental
Costco Anywhere Visa Card by Citi
Worldwide car rental insurance
Purchase & returns: Capital One Venture Rewards Credit Card
Automatic Price Drop Cover and Price Match Guarantee
Purchase Security up to $10,000 per claim
Costco Anywhere Visa Card by Citi
Zero Liability on unauthorized charges
Extended warranty: Capital One Venture Rewards Credit Card
Extended Warranty Protection up to $10,000 per claim
Costco Anywhere Visa Card by Citi
—
Other protections: Capital One Venture Rewards Credit Card
Credit monitoring
Card Replacement and Cash Advance When Traveling Abroad
Zero Dollar Fraud Liability Cover on All Unauthorized
Costco Anywhere Visa Card by Citi
Free FICO® Score updated monthly
24/7 travel and emergency assistance
24/7 lost/stolen card assistance worldwide

Pros & cons

Pros: Capital One Venture Rewards Credit Card
Unlimited 2X miles on every purchase with no category tracking required
5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel
One-time $300 stays credit for hotels and vacation rentals in the first year
75,000 mile welcome bonus after $4,000 spend in 3 months
TSA PreCheck or Global Entry credit ($120 value every 4 years)
Costco Anywhere Visa Card by Citi
No card annual fee (membership required separately)
4% cash back on gas (up to $7K annual spend)
3% cash back on restaurants and travel
2% cash back at Costco warehouse and Costco.com
1% on all other purchases
Cons: Capital One Venture Rewards Credit Card
$95 annual fee (only partly offset by the one-time first-year stays credit)
No lounge access or premium travel perks like Venture X
5X earning requires booking through Capital One Travel portal
2X flat rate beaten by category-specific cards in dining, groceries, etc.
Costco Anywhere Visa Card by Citi
Requires Costco membership ($65/year Gold Star minimum)
4% gas rate capped at $7K/year ($280 max annual gas rewards)
1% fallback after gas cap is spent
No premium travel benefits or insurance
Limited to Visa network (some merchants may not accept)

Card details

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