Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Bonus Categories perks across top credit cards, ranked by estimated value.
| # | Card | Benefit | Value | Annual Fee |
|---|---|---|---|---|
| 1 | RCI® Elite Rewards® Mastercard® | $250 USD Vacation Credit | $150/yr | No fee |
| 2 |
| SKYPASS Select Visa Signature® |
| $200 travel credit |
| $120/yr |
| $450/yr |
| 3 | Aeroplan® Card | Global Entry or TSA PreCheck® or NEXUS Fee Credit | $25/yr | $195/yr |
| 4 | Mastercard® Black | $120 Global Entry or TSA Pre?® Application Credit | $25/yr | $699/yr |
| 5 | Priceline VIP Rewards™ Visa® | Global Entry or TSA PreCheck application fee credit | $25/yr | No fee |
| 6 | BMO Escape | Get the Trusted Traveler fee credit | $15/yr | $150/yr |
| 7 | Instacart Mastercard® | 5% credit back on pickup | Included | No fee |
| 8 | Bilt Blue Card | Neighborhood Benefits | $50/yr | No fee |
| 9 | Delta SkyMiles Platinum Business American Express Card | TakeOff 15 | $5/yr | $350/yr |
| 10 | Delta SkyMiles Reserve Business American Express Card | TakeOff 15 | $5/yr | $650/yr |
| 11 | Delta SkyMiles Reserve American Express Card | TakeOff 15 | $5/yr | $650/yr |
| 12 | JetBlue Premier Card | 15% Points Redemtion | $5/yr | $499/yr |
| 13 | United Explorer Card | Earn Up to 1,000 Premier Qualifying Points (PQP) from Card Spend | $40/yr | $150/yr |
| 14 | United Quest Card | Earn Up to 18,000 Premier Qualifying Points (PQP) from Card Spend | $40/yr | $350/yr |
| 15 | Amtrak Guest Rewards® Mastercard® | Points Don't Expire | $10/yr | No fee |
| 16 | United Business Card | Earn up to 4,000 Premier® qualifying points (PQP) | $10/yr | $150/yr |
| 17 | AllModern Mastercard | Rewards Never Expire | $5/yr | No fee |
| 18 | Birch Lane Mastercard | Rewards Never Expire | $5/yr | No fee |
| 19 | BMO Business Platinum Rewards | Points Don't Expire | $5/yr | No fee |
| 20 | The Key Rewards Visa | 10% back in rewards | $5/yr | No fee |
| 21 | West Elm Key Rewards Visa | 10% back in rewards | $5/yr | No fee |
| 22 | Pottery Barn Key Rewards Visa | 10% back in rewards | $5/yr | No fee |
| 23 | Williams Sonoma Key Rewards Visa | 10% back in rewards | $5/yr | No fee |
| 24 | Bank of America® Customized Cash Rewards Secured | 3% Cash Back Choice Category | $150/yr | No fee |
| 25 | Amazon Visa | 3% on amazon | Included | No fee |
| 26 | Apple Card | 3% on select merchants | Included | No fee |
| 27 | Atmos Rewards Summit Visa Infinite Credit Card | 3% on dining | Included | $395/yr |
| 28 | AvantCard Credit Card | 0% on all purchases | Included | $75/yr |
| 29 | Verizon Visa Card | 4% on grocery | Included | No fee |
| 30 | Gap Good Rewards Mastercard® | Family of Brands Bonus | $5/yr | No fee |
| 31 | Marriott Bonvoy Business American Express Card | 6x on marriott hotels | Included | $125/yr |
| 32 | Alaska Airlines Visa Signature Credit Card | 2x on cable and internet | Included | $95/yr |
| 33 | Bank of America Travel Rewards Credit Card for Students | 1.5x on all purchases | Included | No fee |
| 34 | Southwest Rapid Rewards Priority Credit Card | 2x on rapid rewards partners | Included | $229/yr |
| 35 | Prime Visa | 2% on gas stations | Included | No fee |
| 36 | Blue Cash Everyday Card from American Express | 2% on department stores | Included | No fee |
| 37 | American Express Business Gold Card | 3x on flights | Included | $375/yr |
| 38 | Business Green Rewards | 2X Membership Rewards Points on AmexTravel.com | $50/yr | $95/yr |
| 39 | The Business Platinum Card from American Express | 2x on large purchases | Included | $895/yr |
| 40 | American Express Gold Card | 1X Points on All Other Purchases | Included | $325/yr |
| 41 | The Platinum Card from American Express | 5X on Flights | Included | $895/yr |
| 42 | Amtrak Guest Rewards® Preferred Mastercard® | 5% Point Rebate on Amtrak Redemptions | $25/yr | $99/yr |
| 43 | ANA CARD U.S.A. Plus | +25% Additional Flight Bonus Miles | $5/yr | $85/yr |
| 44 | Athleta Rewards Mastercard® | Family of Brands Bonus | $20/yr | No fee |
| 45 | Banana Republic Rewards Mastercard® | 5X Points at Gap Inc. Brands | $150/yr | No fee |
| 46 | Atmos Rewards Ascent Visa Signature Card | 10% rewards bonus | Included | $95/yr |
| 47 | Bank of America Customized Cash Rewards Credit Card | Earn more cash back | Included | No fee |
| 48 | Bank of America Unlimited Cash Rewards Credit Card | Earn more cash back | Included | No fee |
| 49 | BankAmericard Credit Card | 0% on all purchases | Included | No fee |
| 50 | BankAmericard Credit Card for Students | 0% on all purchases | Included | No fee |
| 51 | Barclays View Mastercard | 2X Points on Grocery Store Purchases | Included | No fee |
| 52 | Bass Pro Shops® CLUB Card | 2X CLUB Points at Bass Pro Shops and Cabela's (Classic Tier) | $200/yr | No fee |
| 53 | The AARP® Travel Rewards Mastercard® | 3x Cash Back on Travel | $60/yr | No fee |
| 54 | Bilt Obsidian Card | 1x on rent | Included | $95/yr |
| 55 | Bilt Palladium Card | 1x on rent | Included | $495/yr |
| 56 | BJ's One™ Mastercard® | 3% Back at BJ's | $180/yr | No fee |
| 57 | BJ's One+™ Mastercard® | 5% Back at BJ's | $300/yr | No fee |
| 58 | Bloomingdale's American Express® Card | 3x Points at Bloomingdale's | $50/yr | No fee |
| 59 | BMO Platinum Rewards Mastercard® | 2x Points on Gas, EV Charging & Grocery | $30/yr | No fee |
| 60 | BMO Premium Rewards Mastercard® | 10% Anniversary Bonus Points | $30/yr | $95/yr |
| 61 | Atmos™ Rewards Visa Signature® Business Card | 10% rewards bonus | $5/yr | $95/yr |
| 62 | Business Advantage Customized Cash Rewards | Earn more cash back | $5/yr | No fee |
| 63 | Business Advantage Travel Rewards World Mastercard® | Preferred Rewards Bonus Points | $50/yr | No fee |
| 64 | Bank of America® Customized Cash Rewards for Students | 2% Cash Back at Grocery Stores and Wholesale Clubs | $30/yr | No fee |
| 65 | Bank of America Premium Rewards Credit Card | 2X Points on Travel and Dining | Included | $95/yr |
| 66 | Bank of America® Premium Rewards® Elite | Earn more cash back | $5/yr | $550/yr |
| 67 | Air France KLM World Elite Mastercard® | 3x Miles on Dining | $78/yr | $89/yr |
| 68 | Susan G. Komen® Customized Cash Rewards | Preferred Rewards Cash Back Boost | $50/yr | No fee |
| 69 | Bank of America® Travel Rewards | 3x Points at BofA Travel Center | $75/yr | No fee |
| 70 | bp rewards Visa® | 3x Points on Dining | $150/yr | No fee |
| 71 | Breeze Easy® Visa Signature® | Anniversary Bonus BreezePoints | $75/yr | $89/yr |
| 72 | Capital One Quicksilver Cash Rewards Credit Card | 1.5% on all purchases | Included | No fee |
| 73 | Quicksilver Secured Rewards | 5% Cash Back on Capital One Entertainment | $20/yr | No fee |
| 74 | Capital One Quicksilver Student Cash Rewards Credit Card | 1.5% on all purchases | Included | No fee |
| 75 | Capital One QuicksilverOne Cash Rewards Credit Card | 1.5% on all purchases | Included | $39/yr |
| 76 | Capital One Savor Cash Rewards Credit Card | 3% on groceries | Included | No fee |
| 77 | Capital One SavorOne Student Cash Rewards Credit Card | 1% on all purchases | Included | No fee |
| 78 | Capital One Spark Cash Plus | 2% on all other | Included | $150/yr |
| 79 | Chase Freedom Unlimited | 2% on Lyft Rides | Included | No fee |
| 80 | Ink Business Preferred® Credit Card | 3x on shipping | Included | $95/yr |
| 81 | Choice Privileges Mastercard | 3x on phone plans | Included | No fee |
| 82 | Chase Sapphire Preferred Card | 2X on Other Travel | Included | $95/yr |
| 83 | Current Build Card | 0% on all purchases | Included | No fee |
| 84 | Gemini Credit Card | 2% on groceries | Included | No fee |
| 85 | The Hilton Honors American Express Business Card | 12x on hilton hotels | Included | $195/yr |
| 86 | Hilton Honors American Express Surpass Card | 6x on restaurants | Included | $150/yr |
| 87 | One Key+ Card | 2% on all purchases | Included | $99/yr |
| 88 | PenFed Pathfinder Rewards Visa Signature Card | 4x on travel hotels | Included | $95/yr |
| 89 | Marriott Bonvoy Boundless Credit Card | 6X on Marriott Hotels | Included | $95/yr |
| 90 | IHG One Rewards Traveler Credit Card | Annual Bonus Spend | $50/yr | No fee |
| 91 | TD Double Up Credit Card | 2% on all purchases | Included | No fee |
| 92 | Navyist Rewards Mastercard® | Family of Brands Bonus | $5/yr | No fee |
| 93 | United Club Infinite Card | 2x on dining | Included | $695/yr |
| 94 | TD FlexPay Credit Card | No Annual Fee | Included | No fee |
| 95 | Capital One Venture X Business | 10,000 Anniversary Miles | $10000 | $395/yr |
| 96 | Chase Freedom Flex | 3% on Dining and Drugstores | Included | No fee |
| 97 | Chase Freedom Rise® Credit Card | 2% Cash Back on Lyft Rides | $5/yr | No fee |
| 98 | World of Hyatt Credit Card | 2X on Airline Tickets | Included | $95/yr |
| 99 | Ink Business Cash® Credit Card | 1% on all other | Included | No fee |
| 100 | Ink Business Unlimited® Credit Card | 1.5% on all other | Included | No fee |
| 101 | Chase Sapphire Reserve | 10x on peloton | Included | $795/yr |
| 102 | World of Hyatt Business Credit Card | 10% Redemption bonus | Included | $199/yr |
| 103 | Choice Privileges Select Mastercard | 10x on travel hotels | Included | $95/yr |
| 104 | Citi / AAdvantage Executive World Elite Mastercard | 2x on american airlines | Included | $695/yr |
| 105 | Citi / AAdvantage Globe Mastercard | Flight Streak™ bonus | Included | $350/yr |
| 106 | Citi / AAdvantage Platinum Select World Elite Mastercard | 2x on american airlines | Included | $99/yr |
| 107 | Citi Double Cash Card | 5% Cash Back on Citi Travel | Included | No fee |
| 108 | Citi® Diamond Preferred® Card | 0% on all purchases | Included | No fee |
| 109 | Citi Strata Elite℠ Card | 1.5X on All Other Purchases | Included | $595/yr |
| 110 | Citi Strata Premier Card | 3x on dining | Included | $95/yr |
| 111 | Delta SkyMiles Blue American Express Card | 2x on restaurants worldwide | Included | No fee |
| 112 | Delta SkyMiles Gold American Express Card | 2x on dining | Included | $150/yr |
| 113 | Delta SkyMiles Gold Business American Express Card | 2x on U.S. Advertising | $10/yr | $150/yr |
| 114 | Delta SkyMiles Platinum American Express Card | 2x on dining | Included | $350/yr |
| 115 | Destiny Mastercard | 0% on all purchases | Included | $59/yr |
| 116 | Discover it® Secured Credit Card | Cashback Match | $25/yr | No fee |
| 117 | Discover it Student Cash Back | Cashback Match in Year One | $25/yr | No fee |
| 118 | Discover it Cash Back | 5% Cash Back Rotating Categories | Included | No fee |
| 119 | Discover it® Chrome | 2% Cash Back | $4000/yr | No fee |
| 120 | Discover it® Miles | 1.5% on all other | Included | No fee |
| 121 | NHL® Discover It® | 5% Cash Back | $5/yr | No fee |
| 122 | Discover it® Student Chrome | 2% Cash Back | $4000/yr | No fee |
| 123 | Disney Premier Visa Card | 1% on travel flights | Included | $49/yr |
| 124 | Emirates Skywards Premium World Elite Mastercard® | 10,000 anniversary bonus Skywards Mile | $5/yr | $499/yr |
| 125 | Fidelity Rewards Visa Signature Card | 1% on all purchases | Included | No fee |
| 126 | Firstcard Secured Credit Builder Card | Interest-Earning Deposit (0.75%-4% APY) | $2/yr | No fee |
| 127 | FRONTIER Airlines World Mastercard | 3x on dining | Included | $99/yr |
| 128 | Gap Encore Mastercard® | Family of Brands Bonus | $5/yr | No fee |
| 129 | Hilton Honors American Express Card | 3x on all purchases | Included | No fee |
| 130 | Hilton Honors American Express Aspire Card | 14x on hilton properties | Included | $550/yr |
| 131 | IHG One Rewards Premier Credit Card | 10x on ihg hotels | Included | $99/yr |
| 132 | Disney Visa Card | 1% on travel flights | Included | No fee |
| 133 | Imagine Visa Credit Card | 0% on all purchases | Included | $99/yr |
| 134 | JetBlue Business Card | 2x on office supplies | Included | $99/yr |
| 135 | JetBlue Card | 2x on groceries | Included | No fee |
| 136 | JetBlue Plus Card | 2x on groceries | Included | $99/yr |
| 137 | Wells Fargo Autograph Visa Credit Card | 3X on Travel | Included | No fee |
| 138 | Mastercard® Titanium | 2X Earn on Airfare and Hotel | $5/yr | $299/yr |
| 139 | Marriott Bonvoy Bevy American Express Card | 1,000 Bonus Points Per Stay | Included | $250/yr |
| 140 | Marriott Bonvoy Bold Credit Card | 3x on marriott hotels | Included | No fee |
| 141 | Marriott Bonvoy Bountiful Credit Card | Additional Marriott Bonvoy® Stay Points | Included | $250/yr |
| 142 | Marriott Bonvoy Brilliant American Express Card | 3x on flights | Included | $650/yr |
| 143 | Sam's Club Mastercard | 1% on all purchases | Included | No fee |
| 144 | Milestone Mastercard | 0% on all purchases | Included | $99/yr |
| 145 | Mission Lane Visa Credit Card | 1% on all purchases | Included | $59/yr |
| 146 | Navy Federal Visa cashRewards Card | 1.5% on all purchases | Included | No fee |
| 147 | Navy Federal GO REWARDS® Card | 1% on everything else | Included | No fee |
| 148 | Navy Federal Credit Union Platinum Card | 0% on all purchases | Included | No fee |
| 149 | Old Navy Encore Mastercard® | Family of Brands Bonus | $5/yr | No fee |
| 150 | OpenSky Secured Visa Credit Card | 0% on all purchases | Included | $35/yr |
| 151 | Reflex Mastercard | 0% on all purchases | Included | $99/yr |
| 152 | SavorOne Rewards from Capital One | 3% Cash Back on Dining | Included | $39/yr |
| 153 | Self Visa Credit Card | 0% on all purchases | Included | $25/yr |
| 154 | SoFi Credit Card | 2% on all purchases | Included | No fee |
| 155 | SoFi Everyday Cash Rewards | SoFi Travel rewards | $5/yr | No fee |
| 156 | Southwest Rapid Rewards Plus Credit Card | 3,000 Anniversary Bonus Points | $38/yr | $99/yr |
| 157 | Southwest Rapid Rewards Premier Credit Card | 6,000 Anniversary Bonus Points | $75/yr | $149/yr |
| 158 | Surge Mastercard | 0% on all purchases | Included | No fee |
| 159 | Southwest Rapid Rewards Premier Business Credit Card | 6,000 Anniversary Bonus Points | $75/yr | $149/yr |
| 160 | Southwest Rapid Rewards Performance Business Credit Card | 9,000 Anniversary Bonus Points | $113/yr | $299/yr |
| 161 | Synchrony Premier Mastercard | 2% on all purchases | Included | No fee |
| 162 | Target Circle Card | 0% on all purchases | Included | No fee |
| 163 | TD Cash Credit Card | 1% on all purchases | Included | No fee |
| 164 | TD Clear Card | 0% on all purchases | Included | No fee |
| 165 | TD FlexPay Credit Card | No Annual Fee | Included | No fee |
| 166 | United Gateway Card | 2x on gas stations | Included | No fee |
| 167 | Universal Rewards Plus Visa Signature® | Anniversary Bonus | $5/yr | $99/yr |
| 168 | U.S. Bank Shield Visa Card | 0% on all purchases | Included | No fee |
| 169 | U.S. Bank Smartly Visa Signature Card | 2% on all purchases | Included | No fee |
| 170 | Venmo Credit Card | 1% on all purchases | Included | No fee |
| 171 | Capital One Venture Rewards Credit Card | 5X Miles on Capital One Travel Car Rentals | Included | $95/yr |
| 172 | Capital One Venture X Rewards Credit Card | 10X on Hotels and Rental Cars | Included | $395/yr |
| 173 | Virgin Red Rewards Mastercard® | Additional cardholder bonus | $5/yr | $99/yr |
| 174 | Wells Fargo Autograph Journey Visa Credit Card | 3x on dining | Included | $95/yr |
| 175 | Wells Fargo Reflect Card | 0% on all purchases | Included | No fee |
| 176 | Wyndham Rewards Earner Card | 2x on gas | Included | No fee |
| 177 | Wyndham Rewards Earner Business Card | 5x on gas | Included | $149/yr |
| 178 | Wyndham Rewards Earner Plus Card | 2x on gas | Included | $95/yr |
| 179 | Blue Business Plus Credit Card from American Express | 0% Intro APR on Purchases | $100/yr | No fee |
| 180 | Discover it Balance Transfer | 0% Intro APR on Balance Transfers | $25/yr | No fee |
| 181 | Bank of America® Unlimited Cash Rewards for Students | Preferred Rewards Cash Back Boost | Included | No fee |
