Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Bonus Categories benefit details — No annual fee
1% cash back on all other purchases
2% cash back on second-highest spending category each month (auto-selected)
3% cash back on highest eligible spending category each month (auto-selected)
