Discover it Balance Transfer Bonus Categories
No annual fee. 2 bonus categories benefits, with what each is worth and the limits that apply.
- Annual fee
- No fee
- Estimated value
- $25/yr
- Benefits
- 2
0% Intro APR on Balance Transfers
Transfer balances at 0% APR for 18 months, then variable APR. A balance transfer fee applies.
Pro Tips
- 1Calculate if the balance transfer fee is worth the savings vs. your current card's APR
- 2Make monthly payments to eliminate the balance before the intro period ends
- 3The intro period (18 months) gives you time to pay down debt
Value Analysis
- Estimated Value
- $25
5% Cash Back Rotating Categories
5x pointsEarn 5% cash back on up to $1,500 in quarterly purchases when you activate each quarter's bonus categories.