
Chase Sapphire Reserve Bonus Categories
$795/yr annual fee. 8 bonus categories benefits, with what each is worth and the limits that apply.
- Annual fee
- $795/yr
- Estimated value
- $10/yr
- Benefits
- 8
10x on peloton
10x pointsHardware and accessory purchases, up to 50,000 total points
3x on dining
3x pointsEarn 3x Ultimate Rewards points at restaurants worldwide with no caps or categories
4x on flights booked direct
4x pointsEarn 4x Ultimate Rewards on flights booked directly with airlines, outside Chase Travel
4x on hotels booked direct
4x pointsEarn 4x Ultimate Rewards on hotels booked directly with the hotel, outside Chase Travel
5x on lyft
5x pointsLimited time promotion through Lyft app
$75K Annual Spending Threshold Benefits
Unlock Hyatt Explorist, IHG Diamond and Southwest A-List status, a $250 Shops at Chase credit and a $500 Southwest credit at $75K annual spend.
Pro Tips
- 1Hyatt Explorist status (normally requires 30 nights) includes free breakfast, club lounge access, and suite upgrades
- 2IHG Diamond Elite (normally requires 70 nights) provides room upgrades, late checkout, and bonus points
- 3Southwest A-List includes priority boarding and 25% bonus points on all flights
Value Analysis
- Estimated Value
- $10
8x on travel booked through Chase Travel
8x pointsEarn 8x Ultimate Rewards on all travel booked through Chase Travel — hotels, flights, and car rentals in one category
Ultimate Rewards Earning Rates
Bonus earningGet 8x points per dollar through Chase Travel, 4x on flights and hotels booked directly, 3x on dining, 1x everywhere else
Pro Tips
- 1Chase Travel bookings earn the highest rate (8x), but direct bookings (4x) often include elite benefits and easier changes
- 2Combine high earning rates with 1.5cpp redemptions through Chase Travel for effective 12% return on travel portal bookings
- 3Look for Points Boost properties and flights that offer up to 2x redemption value (3cpp) on select premium travel