TD FlexPay Credit Card Bonus Categories
No annual fee. 2 bonus categories benefits, with what each is worth and the limits that apply.
- Annual fee
- No fee
- Benefits
- 2
0% Intro APR on Balance Transfers
Bonus earningConsolidate debt with zero interest on balance transfers for 18 billing cycles—purchases are not included in the intro rate
Pro Tips
- 1Transfer balances within 90 days of account opening—that's a hard requirement for the intro rate
- 2Set a payoff target date before the 18-billing-cycle intro period ends
- 3Remember this is a balance-transfer-only intro rate; any balance from new purchases accrues interest at the standard variable APR
No Annual Fee
Bonus earningKeep this card in your wallet completely free—zero annual charges
Pro Tips
- 1With no annual fee, there's no downside to keeping this card open for credit history
- 2Pair it with the 0% intro APR on balance transfers (18 billing cycles, transfers within the first 90 days)