Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
3%
Network
Visa Traditional
Credit Required
Good to Excellent
Benefits & Perks
You won't be held responsible for unauthorized charges made in store, online, or via mobile device.
You're protected against fraudulent transactions made without your permission
Emergency card replacement and cash disbursement services available 24/7 worldwide for lost or stolen cards.
Covers damage, theft, or loss of items purchased with your card
Reviews & Analysis
Details & Terms
| Purchase APR | 17.49%–27.49% (Variable) |
| Cash Advance APR | 28.74% (Variable) |
| Foreign Transaction Fee | 3% |
| Authorized User Fee | $0 |
Media & Resources
| Source | Verified | Citation |
|---|---|---|
| Td Bank Official | — | Td Bank Official |
| Issuer Page | Issuer Page: Multiple card facts | |
| Issuer Page | — | Issuer Page |
| Issuer Page | — | Issuer Page |
| Issuer Page | — | Issuer Page |
