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Navy Federal Credit Union Platinum Card Bonus Categories

No annual fee. 2 bonus categories benefits, with what each is worth and the limits that apply.

Annual fee
No fee
Benefits
2

0% on all purchases

Bonus earning

This card does not earn rewards - designed for low APR

No Annual Fee

Bonus earning

Keep this card in your wallet completely free—there are zero annual charges

Pro Tips

  1. 1With no annual fee, there's no downside to keeping this card open for credit history benefits
  2. 2Perfect card for those not needing rewards—focus is on low APR for debt payoff

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.