Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Bonus Categories benefit details — $195/yr annual fee
12X points at hotels and resorts in the Hilton portfolio
6X points on car rentals
6X points on flights booked directly with airlines
6X points at U.S. gas stations
6X points at restaurants worldwide
6X points on U.S. wireless telephone services
