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Bonus Categories benefit details — $95/yr annual fee
Earn 2 Ultimate Rewards points per dollar on airlines, hotels, car rentals, and travel booked directly with providers.
Earn 3 points per dollar on dining at restaurants globally with no annual cap.
Earn 3 points per dollar on online grocery orders (excludes Target, Walmart, wholesale clubs).
Earn 3 points per dollar on eligible streaming services like Netflix, Hulu, and Spotify.
Earn 5 points per dollar on flights, hotels, car rentals, and cruises through Chase Travel.
Earn 5 total Ultimate Rewards points per dollar on eligible Peloton equipment and accessories over $150 through December 2027.
Earn 10% bonus on total annual purchases each anniversary year — 2,500 bonus points on $25,000 spend.
Your Ultimate Rewards points are worth 1.25 cents each for travel through Chase Travel, making 50,000 points worth $625.
Convert Ultimate Rewards to partner miles at 1:1. World of Hyatt changes to 4:3 starting October 1, 2026.