Chase Sapphire Preferred Card

Chase Sapphire Preferred Card Bonus Categories

$95/yr annual fee. 8 bonus categories benefits, with what each is worth and the limits that apply.

Annual fee
$95/yr
Estimated value
$20/yr
Benefits
8

3X on Dining

3x points

Earn 3 points per dollar on dining at restaurants globally with no annual cap.

3X on Online Groceries

3x points

Earn 3 points per dollar on online grocery orders (excludes Target, Walmart, wholesale clubs).

3X on Select Streaming

3x points

Earn 3 points per dollar on eligible streaming services like Netflix, Hulu, and Spotify.

5X on Peloton

5x points

Earn 5 total Ultimate Rewards points per dollar on eligible Peloton equipment and accessories over $150 through December 2027.

Points Boost via Chase Travel

Bonus earning

Points are worth 1 cent each through Chase Travel, and up to 1.5 cents on flights and hotels marked Points Boost.

Value Analysis

Estimated Value
$10

5X on Chase Travel

5x points

Earn 5 points per dollar on flights, hotels, car rentals, and cruises through Chase Travel.

2X on Other Travel

2x points

Earn 2 Ultimate Rewards points per dollar on airlines, hotels, car rentals, and travel booked directly with providers.

14 Transfer Partners

Bonus earning

Convert Ultimate Rewards to 14 partners: 13 at 1:1, World of Hyatt at 4:3 (1,000 points = 750 Hyatt points) since October 1, 2026.

Value Analysis

Estimated Value
$10

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.