Bank of America Unlimited Cash Rewards Credit Card

Bank of America Unlimited Cash Rewards Credit Card Bonus Categories

No annual fee. 3 bonus categories benefits, with what each is worth and the limits that apply.

Annual fee
No fee
Estimated value
$1/yr
Benefits
3

Earn more cash back

Bonus earning

If you're a BofA Rewards member, you can earn 10%-75% more cash back on every purchase. That means you could earn 1.65%-2.62% cash back on every

1.5% Unlimited Cash Back

1.5x points

Earn 1.5% cash back on every purchase with no categories, caps, or spending limits

BofA Rewards Bonus

1.1x points

Earn an extra 10-75% on all rewards when you have a BofA Rewards relationship

Value Analysis

Face Value
$1.25
Estimated Value
$1

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.