Chase Freedom Flex

Chase Freedom Flex Bonus Categories

No annual fee. 4 bonus categories benefits, with what each is worth and the limits that apply.

Annual fee
No fee
Estimated value
$20/yr
Benefits
4

3% on Dining and Drugstores

3x points

Earn 3% cash back on dining, takeout, delivery, and drugstore purchases with no spending limit.

5% on Chase Travel

5x points

Get 5% cash back on flights, hotels, and rental cars booked through the Chase Travel portal.

Refer a Friend Program

50x points

Get $50 cash back for each approved referral to a Chase Freedom card, up to $500 per year.

Value Analysis

Estimated Value
$20

5% on Rotating Quarterly Categories

5x points

Earn 5% cash back on up to $1,500 in quarterly purchases when you activate each quarter's bonus categories.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.