Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Bonus Categories benefit details — No annual fee
Earn 2% cash back on grocery stores and warehouse club purchases (subject to quarterly cap).
Earn 3% cash back (6% first year) in gas, shopping, dining, travel, drugstores, or home improvement.