Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Bonus Categories benefit details — $325/yr annual fee
Earn 1X Membership Rewards point per dollar on all eligible purchases that don't qualify for bonus categories.
Earn 2X Membership Rewards points on prepaid car rentals and cruises booked through AmexTravel.com or the Amex Travel App.
Earn 3 Membership Rewards points per dollar on airline tickets purchased directly or via amextravel.com.
Earn 4 Membership Rewards points per dollar at U.S. supermarkets, then 1X after $25,000 annually.
Earn 4 Membership Rewards points per dollar at restaurants globally, then 1X after $50,000 annually.