Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Bonus Categories benefit details — $95/yr annual fee
3X points at restaurants
3X points at gas stations
3X points on other travel purchases
3X points on streaming services
3X points on transit
4X points on flights booked directly with airlines
5X points on hotels booked directly
