Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Cash Back perks across top credit cards, ranked by estimated value.
| # | Card | Benefit | Value | Annual Fee |
|---|---|---|---|---|
| 1 | Amazon Prime Store Card | 5% Back at Amazon.com | $200/yr | No fee |
| 2 | Apple Card |
| Daily Cash |
| $60/yr |
| No fee |
| 3 | Bilt Blue Card | 4% Bilt Cash on Everyday Spend | $200/yr | No fee |
| 4 | Bilt Obsidian Card | 4% Bilt Cash on Everyday Spend | $100/yr | $95/yr |
| 5 | Bank of America® Customized Cash Rewards Secured | Quarterly Spending Cap | Included | No fee |
| 6 | Bank of America® Unlimited Cash Rewards Secured | 1.5% Unlimited Cash Back | Included | No fee |
| 7 | Quicksilver Rewards for Good Credit | 1.5% Cash Back on All Purchases | $316/yr | No fee |
| 8 | Quicksilver Secured Rewards | 1.5% Cash Back on All Purchases | $15/yr | No fee |
| 9 | Discover it Cash Back | Cashback Match First Year | $50/yr | No fee |
| 10 | Discover it® Chrome | Cashback Match | $25/yr | No fee |
| 11 | Discover it® Miles | Miles Match | $25/yr | No fee |
| 12 | NHL® Discover It® | Unlimited Cashback Match | $5/yr | No fee |
| 13 | Discover it Student Cash Back | Unlimited Cashback Match | $50/yr | No fee |
| 14 | Discover it® Student Chrome | Unlimited Cashback Match | $50/yr | No fee |
| 15 | Firstcard Secured Credit Builder Card | Unlimited 1% Cash Back (Firstcard Premium) | $1/yr | No fee |
| 16 | Synchrony Premier Mastercard | 2% Unlimited Cash Back | $2/yr | No fee |
| 17 | Bank of America® Unlimited Cash Rewards for Students | 1.5% Unlimited Cash Back | $280/yr | No fee |
| 18 | Ink Business Premier® Credit Card | 2% Cash Back on All Business Purchases | $200/yr | $195/yr |
| 19 | Bank of America® Customized Cash Rewards for Students | 0% Intro APR on Purchases | $50/yr | No fee |
| 20 | Business Advantage Customized Cash Rewards | Flexible Cash Rewards Redemption | Included | No fee |
