Bank of America® Unlimited Cash Rewards Secured

Bank of America® Unlimited Cash Rewards Secured Cash Back

No annual fee. One cash back benefit, with what each is worth and the limits that apply.

Annual fee
No fee
Benefit
1

1.5% Unlimited Cash Back

Bonus earning

Earn unlimited 1.5% cash back on all purchases with no caps or category restrictions.

Pro Tips

  1. 1Cash back rewards never expire, so you can build up balances over time.
  2. 2Maximize rewards by using this card for all everyday spending since it's a flat-rate card.
  3. 3Combine with a BofA checking account to transfer rewards directly for higher balance growth.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.