Bilt Obsidian Card

Bilt Obsidian Card Cash Back

$95/yr annual fee. One cash back benefit, with what each is worth and the limits that apply.

Annual fee
$95/yr
Estimated value
$100/yr
Benefit
1

4% Bilt Cash on Everyday Spend

Bonus earning

Earn 4% back in Bilt Cash on everyday purchases. Use Bilt Cash to unlock point earnings on housing or redeem for travel, dining, fitness, and more.

Pro Tips

  1. 1Every $30 in Bilt Cash redeemed unlocks 1,000 Bilt Points on housing payments, up to 1x on your full rent or mortgage.
  2. 2Bilt Cash expires at year-end with only $100 rolling over, so plan redemptions before December.

Value Analysis

Estimated Value
$100

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