Citi Strata Elite℠ Card

Citi Strata Elite℠ Card Bonus Categories

$595/yr annual fee. 5 bonus categories benefits, with what each is worth and the limits that apply.

Annual fee
$595/yr
Benefits
5

1.5X on All Other Purchases

1.5x points

Earn 1.5X ThankYou points on all non-bonus purchases

12X on Hotels, Car Rentals & Attractions via Citi Travel

12x points

Earn 12X ThankYou points on hotels, car rentals, and attractions booked through cititravel.com

Pro Tips

  1. 1Use the $300 hotel credit in conjunction with this earn rate to maximize value on hotel bookings
  2. 2Note that booking through Citi Travel means you won't earn hotel loyalty points or elite benefits

6X on Air Travel via Citi Travel

6x points

Earn 6X ThankYou points on air travel booked through cititravel.com

6X on Dining During Citi Nights℠

6x points

Earn 6X at restaurants on Citi Nights℠ — Fri & Sat from 6 PM to 6 AM ET

Pro Tips

  1. 1The time window is based on Eastern Time regardless of where you are — plan accordingly when traveling
  2. 2Restaurant delivery orders count toward this bonus rate too

3X on Dining (Non-Citi Nights)

3x points

Earn 3X at restaurants outside of Citi Nights℠ hours

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.