Choice Privileges Mastercard

Choice Privileges Mastercard Bonus Categories

No annual fee. 6 bonus categories benefits, with what each is worth and the limits that apply.

Annual fee
No fee
Benefits
6

3x on phone plans

3x points

3x on phone plan services (landline and cellphone)

5x on travel hotels

5x points

5x points per dollar at participating Choice Hotels properties

Milestone Rewards

Bonus earning

Earn bonus points or gift cards by hitting spending and stay milestones — card purchases count toward thresholds.

Pro Tips

  1. 1Spending $3,000 on the card earns 30,000 EQCs — enough to reach Platinum Elite status even without hotel stays.

3x on groceries

3x points

3x at grocery stores

3x on home improvement

3x points

3x at home improvement stores

3x on gas gas stations

3x points

3x at gas stations

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.