Choice Privileges Select Mastercard

Choice Privileges Select Mastercard Bonus Categories

$95/yr annual fee. 7 bonus categories benefits, with what each is worth and the limits that apply.

Annual fee
$95/yr
Estimated value
$205/yr
Benefits
7

5x on groceries

5x points

5x at grocery stores

5x on home improvement

5x points

5x at home improvement stores

30,000 Anniversary Bonus Points

30000x points

Earn 30,000 bonus points each account anniversary — enough for up to 3 reward nights at Choice Hotels properties.

Pro Tips

  1. 1At TPG's 0.6 cpp valuation, the 30,000 anniversary bonus is worth $180 — nearly double the $95 annual fee
  2. 2Use anniversary points for 2-3 nights at budget Choice properties or 1 night at premium Cambria/Radisson properties

Value Analysis

Face Value
$180
Estimated Value
$180

Milestone Rewards

Earn bonus points or gift cards by hitting milestone thresholds with your card spend and hotel stays.

Pro Tips

  1. 1Card spend counts toward both MQCs and EQCs, helping you reach higher elite tiers faster
  2. 2Combine hotel stays with card spend to maximize your milestone progress

Value Analysis

Estimated Value
$25

10x on travel hotels

10x points

10x points per dollar at participating Choice Hotels properties

5x on gas gas stations

5x points

5x at gas stations

5x on phone plans

5x points

5x on phone plan services (landline and cellphone)

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.