Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Bonus Categories benefit details — No annual fee
Bank of America Preferred Rewards members earn 25%-75% more cash back on every purchase, boosting the 3% choice category up to 5.25%.
Double your choice category cash back to 6% for the first year — an extra 3% bonus on top of the standard 3% rate, on up to $2,500/quarter.