Susan G. Komen® Customized Cash Rewards
6% first-year cash back + support breast cancer research with every purchase
The Susan G. Komen Customized Cash Rewards card combines 3% cash back in your choice category with an automatic 3% first-year bonus (6% total), plus 2% on groceries and 1% on everything else. There's no annual fee, and 0.08% of all purchases are donated to Susan G. Komen. With 0% intro APR for 15 billing cycles, you can move balances interest-free and amplify your cash back earnings—or donate more to breast cancer research while building wealth.
- Annual Fee
- $0
- cash back · Welcome Bonus
- $200
- Top Rate
- 3%
Terms checked against the issuer on October 10, 2026
At a Glance
- Annual Fee
- $0
- Foreign Transaction Fee
- 3%
- Network
- Visa Signature
- Rewards Currency
- Cash
- Point Valuation
- 1¢ (cash back)
- Credit Required
- Good to Excellent
Welcome Offer
Bonus: $200 cash back
Spend: $1,000
Period: 3 months
Earning Rates
- 3%
Dining
Choice category option - 3% cash back at dining (6% first year with bonus)
Cap: $2,500/quarterly
- 3%
Drugstores
Choice category option - 3% cash back at drug stores and pharmacies (6% first year with bonus)
Cap: $2,500/quarterly
- 3%
Gas Stations
Choice category option - 3% cash back at gas and EV charging stations (6% first year with bonus)
Cap: $2,500/quarterly
- 3%
Electric Vehicle Charging
EV charging row: same tier and same cap as gas, per the issuer's wording: "gas and EV charging stations" (TASK-0714).
Cap: $2,500/quarterly
- 3%
Home Improvement
Choice category option - 3% cash back at home improvement and furnishings (6% first year with bonus)
Cap: $2,500/quarterly
- 3%
Online Shopping
Choice category option - 3% cash back on online shopping, including cable, internet, phone plans and streaming (6% first year with bonus)
Cap: $2,500/quarterly
- 3%
Cable Tv
Choice category option - 3% cash back on online shopping, including cable, internet, phone plans and streaming (6% first year with bonus)
Cap: $2,500/quarterly
- 3%
Streaming
Choice category option - 3% cash back on online shopping, including cable, internet, phone plans and streaming (6% first year with bonus)
Cap: $2,500/quarterly
- 3%
Telecom
Choice category option - 3% cash back on online shopping, including cable, internet, phone plans and streaming (6% first year with bonus)
Cap: $2,500/quarterly
- 3%
Travel
Choice category option - 3% cash back on travel (6% first year with bonus)
Cap: $2,500/quarterly
- 2%
Grocery Stores
Automatic 2% cash back at grocery stores
Cap: $2,500/quarterly
- 2%
Wholesale Clubs
Automatic 2% cash back at wholesale clubs
Cap: $2,500/quarterly
- 1%
All Other
Unlimited 1% cash back on all other purchases
Earning Scenarios
3% cash back on gas and EV charging
Select gas as your choice category for 6% cash back year one (3% after). Ideal choice because you fill up year-round. The $2,500 quarterly cap equals roughly 8-9 fill-ups/month for average drivers.
Spend $200/month on gas ($2,400/year). Year one: $144 in cash back (6%). Years 2+: $72 (3%). With Premier-tier BofA Rewards, year 2 jumps to 5.25% = $126 cash back.
3% cash back on dining and restaurants
Dining is one of the card's most popular choice categories because restaurants, food delivery services, and bars all qualify. You'll earn 6% cash back during your first year (3% base + 3% bonus), with the bonus capping at $2,500/quarter in combined dining + grocery/wholesale purchases.
Spend $300/month on dining and restaurants ($3,600/year). Year one with 6% rate on up to $2,500/quarter = $150 in bonus cash back (from the extra 3%). Years 2+: $108 in cash back at 3%.
3% cash back on online shopping and streaming
Includes Amazon, other retailers, cable, internet, phone plans, and streaming subscriptions. Monthly recurring charges help you max the $2,500 quarterly cap while earning the bonus rate year one.
Spend $250/month on online shopping and streaming ($3,000/year). Year one: 6% on up to $2,500/quarter = $150 bonus cash back. Years 2+: 3% on all $3,000 = $90 annually.
Benefits & Perks
Insurance & Protections
2 protections$0 liability for unauthorized transactions
Bank of America's $0 Liability Guarantee means you won't pay for unauthorized charges reported promptly.
Free monthly FICO Score updates
Access your FICO Score updated monthly for free through Online Banking or the Mobile Banking app after opting in.
Dining Out
3% cash back at restaurants
if dining is your chosen category · On up to $2,500 a quarter in dining, then the base rate
$3 back on a $100 dinner
No annual fee
Explore 5,512 New York restaurants with this cardStack a dining program
Rakuten Dining
5% back at 20,618 participating restaurants, on top of this card's 3%, once you join and link this card.
+$5
cash back, or ≈$5.50 as points
More on a $100 dinner
Reviews & Analysis
Third-Party Rankings & Ratings
3 sourcesHow It Compares
The Komen card combines cash back with guaranteed charitable impact. It funnels 0.08% of spending to breast cancer research ($16 per $20,000/year). The 6% first-year bonus beats most no-fee cards' standard rates, though it caps at $2,500/quarter. Drawbacks: 3% foreign transaction fee, first-year bonus expires after 12 months. Best for everyday spenders who want cash rewards with a cause.
The Math: Is $0 Worth It?
First-year value includes $200 welcome bonus
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$0
Net Annual Value
+$0
Details & Terms
Payment Terms
| Purchase APR | 17.74%–27.74% (Variable) |
| Foreign Transaction Fee | 3% |
Media & Resources
Video Reviews
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Third-Party Articles & Reviews
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Card Design
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| Bank of America | — | Bank of America |
| Issuer Page | Issuer Page: Earn rates | |
| Issuer Page | Issuer Page: Multiple card facts | |
| Issuer Page | Issuer Page | |
| Issuer Page | Issuer Page | |
| Issuer Page | Issuer Page: Earn rates | |
| Bank of America | Bank of America |
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