Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Bonus Categories benefit details — No annual fee
1% on all other purchases - No annual cap
2% on first $25,000 combined at gas stations and restaurants each account anniversary year, then 1%
5% on first $25,000 combined office supplies, internet, cable, and phone services each account anniversary year, then 1%
