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Bonus Categories benefit details — No annual fee
3% Daily Cash at select merchants (Uber, Walgreens, Exxon, T-Mobile, Nike, Panera, etc.) when using Apple Pay
1% Daily Cash on purchases using physical titanium card (non-Apple Pay)
2% Daily Cash on all purchases using Apple Pay
3% Daily Cash at Apple (stores, apple.com, App Store, Apple TV+, etc.)