Apple Card

Apple Card Bonus Categories

No annual fee. 4 bonus categories benefits, with what each is worth and the limits that apply.

Annual fee
No fee
Benefits
4

1% on all purchases

1x points

1% Daily Cash on purchases using physical titanium card (non-Apple Pay)

3% on select merchants

3x points

3% Daily Cash at select merchants (Uber, Walgreens, Exxon Mobil, Nike, Ace Hardware, Hertz, etc.) when using Apple Card with Apple Pay

2% on apple pay

2x points

2% Daily Cash on all purchases using Apple Pay

3% on apple

3x points

3% Daily Cash at Apple (stores, apple.com, App Store, Apple TV+, etc.)

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.