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Discover it Cash Back

Discover it Cash Back Bonus Categories

No annual fee. One bonus categories benefit, with what each is worth and the limits that apply.

Annual fee
No fee
Benefit
1

5% Cash Back Rotating Categories

5x points

Earn 5% cash back on up to $1,500 in quarterly purchases when you activate each quarter's bonus categories.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.