Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Bonus Categories benefit details — No annual fee
2% at select U.S. department stores - No annual cap
2% at U.S. gas stations - No annual cap
3% at U.S. supermarkets (up to $6,000/year, then 1%)
