Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Bonus Categories benefit details — $229/yr annual fee
2x points on Rapid Rewards hotel and car rental partner purchases
2x points on internet, cable, and phone services
3x points on Southwest purchases including flights, inflight, gift cards, and Southwest Vacations packages
