Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Bonus Categories benefit details — No annual fee
1% back on all other purchases
1% back on Sam's Club purchases (Plus members get additional 2% membership reward up to $500/year)
3% back at restaurants
3% back on travel purchases
5% back on gas (first $6,000/year at Sam's Club and Walmart fuel stations, then 1%)
