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Bank of America® Unlimited Cash Rewards for Students

Bank of America® Unlimited Cash Rewards for Students Bonus Categories

No annual fee. One bonus categories benefit, with what each is worth and the limits that apply.

Annual fee
No fee
Benefit
1

BofA Rewards Cash Back Boost

Enrollment required

BofA Rewards members with qualifying BofA or Merrill accounts earn 10%-75% more cash back on every purchase.

Pro Tips

  1. 1Member tier (10% boost) has no minimum balance.
  2. 2Preferred Plus tier (25% boost) requires $30,000+ in combined balances.
  3. 3Preferred Honors tier (50% boost) requires $100,000+ in combined balances.
  4. 4Premier tier (75% boost) requires $1,000,000+ in combined balances.
  5. 5Most students won't qualify, but it's worth knowing for the future.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.