CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.
2% cash back your first year with $0 annual fee and 0% intro APR
Earn unlimited 2% cash back on all purchases for your first year (1.5% after), plus a $200 welcome bonus after $1,000 spend. Pay 0% intro APR for 15 billing cycles on purchases and balance transfers. No annual fee, and Preferred Rewards members earn 25%-75% more cash back.
$0
Annual Fee
Annual Fee
$0
Foreign Transaction Fee
3%
Network
Visa Signature
Rewards Currency
Cash
Credit Required
Good to Excellent
Benefits & Perks
Combined Protection Value
$6,350
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
Details & Terms
| Foreign Transaction Fee | 3% |
Boa Unlimited Cash family
| Card | Tier | Annual Fee | Note |
|---|---|---|---|
| Boa Unlimited Cash Secured | entry | $0 |
Product changes available between family members without a new credit inquiry.
Reviews & Analysis
2% cash back your first year with $0 annual fee and 0% intro APR
Earn unlimited 2% cash back on all purchases for your first year (1.5% after), plus a $200 welcome bonus after $1,000 spend. Pay 0% intro APR for 15 billing cycles on purchases and balance transfers. No annual fee, and Preferred Rewards members earn 25%-75% more cash back.
$0
Annual Fee
Annual Fee
$0
Foreign Transaction Fee
3%
Network
Visa Signature
Rewards Currency
Cash
Credit Required
Good to Excellent
Benefits & Perks
Combined Protection Value
$6,350
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
Details & Terms
| Foreign Transaction Fee | 3% |
Boa Unlimited Cash family
| Card | Tier | Annual Fee | Note |
|---|---|---|---|
| Boa Unlimited Cash Secured | entry | $0 |
Product changes available between family members without a new credit inquiry.
Reviews & Analysis
2% cash back your first year with $0 annual fee and 0% intro APR
Earn unlimited 2% cash back on all purchases for your first year (1.5% after), plus a $200 welcome bonus after $1,000 spend. Pay 0% intro APR for 15 billing cycles on purchases and balance transfers. No annual fee, and Preferred Rewards members earn 25%-75% more cash back.
$0
Annual Fee
Annual Fee
$0
Foreign Transaction Fee
3%
Network
Visa Signature
Rewards Currency
Cash
Credit Required
Good to Excellent
Benefits & Perks
Combined Protection Value
$6,350
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
Details & Terms
| Foreign Transaction Fee | 3% |
Boa Unlimited Cash family
| Card | Tier | Annual Fee | Note |
|---|---|---|---|
| Boa Unlimited Cash Secured | entry | $0 |
Product changes available between family members without a new credit inquiry.
Reviews & Analysis
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
Never pay for unauthorized charges. Bank of America monitors your account and alerts you to suspicious activity.
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 90 days of purchase.
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
Link your BofA checking account to prevent declined purchases and overdrafts with no transfer fees.
You can access your FICO® Score updated monthly for free, within your Mobile Banking app or in Online Banking. Opt-in to receive your score, the ke...
With $0 annual fee, this student card offers 2% cash back the first year (1.5% after) plus a $200 welcome bonus and 15 months of 0% intro APR. Stronger earning than most student cards but requires good-to-excellent credit.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$4.80
Annual Fee
-$0
Net Annual Value
+$4.80
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
Never pay for unauthorized charges. Bank of America monitors your account and alerts you to suspicious activity.
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 90 days of purchase.
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
Link your BofA checking account to prevent declined purchases and overdrafts with no transfer fees.
You can access your FICO® Score updated monthly for free, within your Mobile Banking app or in Online Banking. Opt-in to receive your score, the ke...
With $0 annual fee, this student card offers 2% cash back the first year (1.5% after) plus a $200 welcome bonus and 15 months of 0% intro APR. Stronger earning than most student cards but requires good-to-excellent credit.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$4.80
Annual Fee
-$0
Net Annual Value
+$4.80
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
Never pay for unauthorized charges. Bank of America monitors your account and alerts you to suspicious activity.
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 90 days of purchase.
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
Link your BofA checking account to prevent declined purchases and overdrafts with no transfer fees.
You can access your FICO® Score updated monthly for free, within your Mobile Banking app or in Online Banking. Opt-in to receive your score, the ke...
With $0 annual fee, this student card offers 2% cash back the first year (1.5% after) plus a $200 welcome bonus and 15 months of 0% intro APR. Stronger earning than most student cards but requires good-to-excellent credit.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$4.80
Annual Fee
-$0
Net Annual Value
+$4.80
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |