Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Annual fees: JetBlue Plus Card $99/yr, JetBlue Premier Card $499/yr. Strongest bonus categories: JetBlue Plus Card on dining, JetBlue Premier Card on dining.
Card data as of September 27, 2026.
Annual Fee
Welcome Bonus
| Category | JetBlue Plus Card | JetBlue Premier Card |
|---|---|---|
| Dining | 2X | 2X |
| Grocery Stores | 2X |
Modeled net value (bonus categories at unconditional rates, caps applied). Spend mix: dining 15%, groceries 15%, gas 10%, travel 10%, everything else 50%. Statement credits use the same recurring usable estimates as each card's detail page; first-year-only credits count in year one only. Welcome offers valued at each card's program rate shown on this page.
Close — depends on how much of the credits you use
| Scenario | JetBlue Plus Card | JetBlue Premier Card | Ongoing winner | Year-one winner |
|---|---|---|---|---|
| Light spender: $1,000/month | Rewards: $211 Credits (our usable estimate): $70 − Annual fee ($99) Ongoing: $182 Year one: $1,127 | Rewards: $211 Credits (our usable estimate): $587 − Annual fee ($499) Ongoing: $299 Year one: $1,514 | Close — depends on how much of the credits you use | JetBlue Premier Card |
| Heavy spender: $4,000/month | Rewards: $842 Credits (our usable estimate): $70 − Annual fee ($99) Ongoing: $813 Year one: $1,758 | Rewards: $842 Credits (our usable estimate): $587 − Annual fee ($499) Ongoing: $930 Year one: $2,145 | Close — depends on how much of the credits you use |
Close — depends on how much of the credits you use
Published annual fees: JetBlue Plus Card $99/yr, JetBlue Premier Card $499/yr — a $400 difference before welcome offers and credits.
| 2X |
| Everything Else | 1X | 1X |
Network
Key Benefits
Pros
Cons
| JetBlue Premier Card |
The JetBlue Premier Card costs $499/yr — that's $400 more than the JetBlue Plus Card ($99/yr). To justify that gap, you need to extract at least $400 in annual value from the card's higher earn rates and benefits.
The JetBlue Premier Card includes travel credits, lounge access, Global Entry/TSA PreCheck credit, free checked bags. Those perks are not included in the earn-rate scenario table above — compare their dollar value to the $400 fee gap for your own usage.
Bottom line: Use the year-one vs ongoing table for modeled earn value at your spend level. The $400 fee gap means the JetBlue Premier Card needs roughly $400 more in annual rewards (or credits you will use) to break even on dining and grocery stores and everyday spend.
Choosing one card means missing out on these benefits from the other.
Choosing JetBlue Plus Card means losing:
Get the JetBlue Premier Card if you:
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
