CardRewards.aiCardRewards
  • Browse cards
  • Compare
  • Best cards
  • Rewards programs
Search for “IHG”
Search for “IHG”
Sign InSign Up

Best Credit Cards for IHG

Ranked by real value with filters for fees, issuers, rewards, and transfer programs.

CardRewards.ai helps you find the best credit card for your spending with data-driven recommendations, side-by-side comparisons, and expert analysis.

© Copyright 2026 CardRewards. All Rights Reserved.

About
  • About
  • FAQ
  • Contact
Browse
  • Credit Cards
  • Compare
  • Best cards
  • Benefits
  • Issuers
  • Programs
  • Lounges
  • Brands
Product
  • Credit Cards
  • Sitemap
Legal
  • Terms of Service
  • Privacy Policy
  • Cookie Policy
  • Accessibility

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.

Results from

$6,000

Scoring mode

Options

Point valuation

Booking

Rewards

Programs

Networks

Refine results

No annual fee only?

Avoid Amex network?

Already have a premium card?

Best Credit Cards for IHG

Ranked by real value with filters for fees, issuers, rewards, and transfer programs.

Resolved as:IhgCached
85%
108 matches585ms

Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank

IHG One Rewards Traveler Credit Card
1

IHG One Rewards Traveler Credit Card

Chase

5x IHG One Rewards on Ihg via Direct
5x × 0.6¢/pt = 3.0¢ per dollar

Why this card

  1. 1.5x on ihg — points worth 0.6¢ each ($180/yr on $6,000 spend)
  2. 2.Gold Elite Status
  3. 3.IHG One Rewards Silver Elite status
  4. 4.Redeem 3 Nights, Get 4th Night Free
  5. 5.Early Access to IHG Reward Night Sales
MASTERCARDCore Rate
3.0¢
per dollar on ihg
No annual fee
Annual rewards$180
Net annual value$180
2

Bilt Palladium Card

Cardless

2x Bilt Rewards on Ihg
2x × 2.2¢/pt = 4.4¢ per dollar

Why this card

    $300 in credits offset the $495 fee

    MASTERCARD
    4.4¢
    per dollar on ihg
    $495/yr($300 in credits)
    Annual rewards$264.00
    + Credits$300
    − Annual fee$495
    Net annual value$69
    IHG One Rewards Premier Credit Card
    3

    IHG One Rewards Premier Credit Card

    Chase

    10x IHG One Rewards on Ihg via Direct
    10x × 0.6¢/pt = 6.0¢ per dollar

    Why this card

    1. 1.10x on ihg — points worth 0.6¢ each ($360/yr on $6,000 spend)
    2. 2.Save 20% on reward points purchases

    $15 in credits offset the $99 fee

    MASTERCARDCore Rate
    6.0¢
    per dollar on ihg
    $99/yr($15 in credits)
    Annual rewards$360
    + Credits$15
    − Annual fee$99
    Net annual value$276
    4

    Capital One Venture X Rewards Credit Card

    Capital One

    2x Venture Miles on Ihg
    2x × 1.9¢/pt = 3.7¢ per dollar

    Why this card

      $315 in credits offset the $395 fee

      VISA
      3.7¢
      per dollar on ihg
      $395/yr($315 in credits)
      Annual rewards$222
      + Credits$315
      − Annual fee$395
      Net annual value$142
      Citi Strata Elite℠ Card
      5

      Citi Strata Elite℠ Card

      Citi

      1.5x ThankYou Points on Ihg
      1.5x × 1.6¢/pt = 2.4¢ per dollar

      Why this card

        $762.50 in credits fully offsets the $595 fee

        MASTERCARD
        2.4¢
        per dollar on ihg
        $595/yr($762.50 in credits)
        Annual rewards$144
        + Credits$762.50
        − Annual fee$595
        Net annual value$311.50
        6

        The Platinum Card from American Express

        Amex

        1x Membership Rewards on Ihg
        1x × 1.5¢/pt = 1.5¢ per dollar

        Why this card

          $1,397 in credits fully offsets the $895 fee

          AMEX
          1.5¢
          per dollar on ihg
          $895/yr($1,397 in credits)
          Annual rewards$90
          + Credits$1,397
          − Annual fee$895
          Net annual value$592
          Synchrony Premier Mastercard
          7

          Synchrony Premier Mastercard

          Synchrony

          2% cash back on Ihg

          Why this card

            No annual fee

            MASTERCARD
            2.0¢
            per dollar on ihg
            No annual fee
            Annual rewards$120
            Net annual value$120
            Wells Fargo Active Cash Card
            8

            Wells Fargo Active Cash Card

            Wells Fargo

            2% cash back on Ihg
            Up to 3.2¢/$ (1.6¢/pt)via Choice Privileges

            Why this card

            1. 1.Up to 1.6¢/pt via Choice Privileges

            No annual fee

            VISA
            2.0¢
            per dollar on ihg
            No annual fee
            Annual rewards$120
            Net annual value$120
            Capital One VentureOne Rewards Credit Card
            9

            Capital One VentureOne Rewards Credit Card

            Capital One

            1.25x Venture Miles on Ihg
            1.25x × 1.9¢/pt = 2.3¢ per dollar

            Why this card

              No annual fee

              MASTERCARD
              2.3¢
              per dollar on ihg
              No annual fee
              Annual rewards$138.75
              Net annual value$138.75
              10

              One Key+ Card

              Wells Fargo

              2% cash back on Ihg
              MASTERCARD
              2.0¢
              per dollar on ihg
              $99/yr
              Annual rewards$120
              − Annual fee$99
              Net annual value$21
              Chase Sapphire Preferred Card
              11

              Chase Sapphire Preferred Card

              Chase

              1x Ultimate Rewards on Ihg
              1x × 1.8¢/pt = 1.8¢ per dollar

              Why this card

                $134 in credits fully offsets the $95 fee

                VISA
                1.8¢
                per dollar on ihg
                $95/yr($134 in credits)
                Annual rewards$108
                + Credits$134
                − Annual fee$95
                Net annual value$147
                U.S. Bank Smartly Visa Signature Card
                12

                U.S. Bank Smartly Visa Signature Card

                Usbank

                2% cash back on Ihg

                Why this card

                  No annual fee

                  VISA
                  2.0¢
                  per dollar on ihg
                  No annual fee
                  Annual rewards$120
                  Net annual value$120
                  13

                  TD Double Up Credit Card

                  Td Bank

                  2% cash back on Ihg

                  Why this card

                    No annual fee

                    VISA
                    2.0¢
                    per dollar on ihg
                    No annual fee
                    Annual rewards$120
                    Net annual value$120
                    Fidelity Rewards Visa Signature Card
                    14

                    Fidelity Rewards Visa Signature Card

                    Elan Financial

                    2% cash back on Ihg

                    Why this card

                      No annual fee

                      VISA
                      2.0¢
                      per dollar on ihg
                      No annual fee
                      Annual rewards$120
                      Net annual value$120
                      Rakuten American Express Card
                      15

                      Rakuten American Express Card

                      First Electronic Bank

                      1% cash back on Ihg

                      Convertible Cash Back — 1.0–2.0¢/$

                      This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

                      Why this card

                      1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

                      No annual fee

                      AMEXConvertible
                      1.0–2.0¢
                      per dollar on ihg
                      depending on redemption
                      No annual fee
                      Annual rewards$94
                      Net annual value$94
                      Bank of America® Unlimited Cash Rewards Secured
                      16

                      Bank of America® Unlimited Cash Rewards Secured

                      Bank Of America

                      1.5% cash back on Ihg

                      Why this card

                      1. 1.1.5% cash back on ihg ($90/yr on $6,000 spend)

                      No annual fee

                      VISACore Rate
                      1.5¢
                      per dollar on ihg
                      No annual fee
                      Annual rewards$90
                      Net annual value$90
                      Bilt Blue Card
                      17

                      Bilt Blue Card

                      Cardless

                      1x Bilt Rewards on Ihg
                      1x × 2.2¢/pt = 2.2¢ per dollar

                      Why this card

                        No annual fee

                        MASTERCARD
                        2.2¢
                        per dollar on ihg
                        No annual fee
                        Annual rewards$132.00
                        Net annual value$132.00
                        Bilt Obsidian Card
                        18

                        Bilt Obsidian Card

                        Cardless

                        1x Bilt Rewards on Ihg
                        1x × 2.2¢/pt = 2.2¢ per dollar

                        Why this card

                          $20 in credits offset the $95 fee

                          MASTERCARD
                          2.2¢
                          per dollar on ihg
                          $95/yr($20 in credits)
                          Annual rewards$132.00
                          + Credits$20
                          − Annual fee$95
                          Net annual value$57.00
                          Chase Sapphire Reserve
                          19

                          Chase Sapphire Reserve

                          Chase

                          1x Ultimate Rewards on Ihg
                          1x × 1.8¢/pt = 1.8¢ per dollar

                          Why this card

                          1. 1.$250/yr Select Hotels Credit (2026)
                          2. 2.IHG One Rewards Platinum Elite Status
                          3. 3.$10/yr $75K Annual Spending Threshold Benefits

                          $835 in credits fully offsets the $795 fee

                          VISA
                          1.8¢
                          per dollar on ihg
                          $795/yr($835 in credits)
                          Annual rewards$108
                          + Credits$835
                          − Annual fee$795
                          Net annual value$148
                          20

                          SoFi Credit Card

                          Sofi

                          2% cash back on Ihg

                          Why this card

                            No annual fee

                            MASTERCARD
                            2.0¢
                            per dollar on ihg
                            No annual fee
                            Annual rewards$120
                            Net annual value$120
                            Citi Double Cash Card
                            21

                            Citi Double Cash Card

                            Citi

                            2% cash back on Ihg

                            Why this card

                              No annual fee

                              MASTERCARD
                              2.0¢
                              per dollar on ihg
                              No annual fee
                              Annual rewards$120
                              Net annual value$120
                              BJ's One+™ Mastercard®
                              22

                              BJ's One+™ Mastercard®

                              Capital One

                              2% cash back on Ihg

                              Why this card

                                No annual fee

                                MASTERCARD
                                2.0¢
                                per dollar on ihg
                                No annual fee
                                Annual rewards$120
                                Net annual value$120
                                Bank of America Travel Rewards Credit Card for Students
                                23

                                Bank of America Travel Rewards Credit Card for Students

                                Bank Of America

                                1.5x Bank of America Points on Ihg
                                1.5x × 1.0¢/pt = 1.5¢ per dollar

                                Why this card

                                  No annual fee

                                  VISA
                                  1.5¢
                                  per dollar on ihg
                                  No annual fee
                                  Annual rewards$90
                                  Net annual value$90
                                  Discover it® Miles
                                  24

                                  Discover it® Miles

                                  Discover

                                  1.5x Cashback on Ihg
                                  1.5x × 1.0¢/pt = 1.5¢ per dollar

                                  Why this card

                                    No annual fee

                                    DISCOVER
                                    1.5¢
                                    per dollar on ihg
                                    No annual fee
                                    Annual rewards$90
                                    Net annual value$90
                                    Navy Federal Visa cashRewards Card
                                    25

                                    Navy Federal Visa cashRewards Card

                                    Navy Federal

                                    1.5% cash back on Ihg

                                    Why this card

                                      No annual fee

                                      VISA
                                      1.5¢
                                      per dollar on ihg
                                      No annual fee
                                      Annual rewards$90
                                      Net annual value$90
                                      Capital One QuicksilverOne Cash Rewards Credit Card
                                      26

                                      Capital One QuicksilverOne Cash Rewards Credit Card

                                      Capital One

                                      1.5% cash back on Ihg
                                      MASTERCARD
                                      1.5¢
                                      per dollar on ihg
                                      $39/yr
                                      Annual rewards$90
                                      − Annual fee$39
                                      Net annual value$51
                                      27

                                      PenFed Pathfinder Rewards Visa Signature Card

                                      Penfed

                                      1.5x Penfed Honors Advantage on Ihg
                                      1.5x × 0.9¢/pt = 1.3¢ per dollar

                                      Why this card

                                        $50 in credits offset the $95 fee

                                        VISA
                                        1.3¢
                                        per dollar on ihg
                                        $95/yr($50 in credits)
                                        Annual rewards$80.10
                                        + Credits$50
                                        − Annual fee$95
                                        Net annual value$35.10
                                        Marriott Bonvoy Bountiful Credit Card
                                        28

                                        Marriott Bonvoy Bountiful Credit Card

                                        Chase

                                        2x Marriott Bonvoy on Ihg
                                        2x × 0.7¢/pt = 1.4¢ per dollar

                                        Why this card

                                          $135 in credits offset the $250 fee

                                          VISA
                                          1.4¢
                                          per dollar on ihg
                                          $250/yr($135 in credits)
                                          Annual rewards$84
                                          + Credits$135
                                          − Annual fee$250
                                          Net annual value-$31
                                          Hilton Honors American Express Card
                                          29

                                          Hilton Honors American Express Card

                                          Amex

                                          3x Hilton Honors on Ihg
                                          3x × 0.4¢/pt = 1.2¢ per dollar

                                          Why this card

                                            No annual fee

                                            AMEX
                                            1.2¢
                                            per dollar on ihg
                                            No annual fee
                                            Annual rewards$72
                                            Net annual value$72
                                            Citi Strata Premier Card
                                            30

                                            Citi Strata Premier Card

                                            Citi

                                            1x ThankYou Points on Ihg
                                            1x × 1.6¢/pt = 1.6¢ per dollar

                                            Why this card

                                              $50 in credits offset the $95 fee

                                              MASTERCARD
                                              1.6¢
                                              per dollar on ihg
                                              $95/yr($50 in credits)
                                              Annual rewards$96
                                              + Credits$50
                                              − Annual fee$95
                                              Net annual value$51